$100
Min. Amount
$1,000
Max. Amount
Varies
Turnaround time
| Product Name | BackOnTrackLoans.com |
|---|---|
| Min. Amount | $100 |
| Max. Amount | $1,000 |
| Loan Term | Varies by lender |
| Turnaround Time | Varies |
| Requirements | You must be at least 18 years old with a social security number and bank account. Your social security number is required to verify your identification and your bank account information is needed in order to receive your loan. |
BackOnTrackLoans.com is a short-term loan connection service that may be able to connect you with a lender within its network. You’ll only have to fill out one application, cutting down on wasted time when you’re looking for a loan that can help you cover an emergency or unexpected expense.
Unlike some other connection services that only work with online lenders, BackOnTrackLoans.com has lenders with physical storefronts in its network. This means you can choose to have money deposited directly into your bank account or pick it up at a branch location when its convenient for you.
Lenders in the BackOnTrackLoans.com network offer loans between $100 to $1,000. The specific rates you’re given will depend on your lender, which will also have its own list of terms and fees. If you’re connected to a lender, you’ll need to finish the application on its website.
Although BackOnTrackLoans.com doesn’t charge any fees to use its service, if you do agree to take out a loan, you’ll be on the hook for paying that money back. Most short-term loans come with high interest rates — sometimes over 300% — that can lead to costly repayments. Combined with a quick payback period, you may be stuck paying much more than you originally expected. Go over your contract and be sure you can afford to borrow before signing on that dotted line.
Yes. BackOnTrackLoans.com has a secure website and is a member of the Online Lenders Alliance. Its privacy policy covers the types of personal information it collects, how that information is used and how you can limit its sharing. But while the application process through BackOnTrackLoans.com is secure, you’ll still want to check and see if your lender is legit before you apply online.
There isn’t much information on BackOnTrackLoans.com out there. The Better Business Bureau (BBB) doesn’t even have a page for the connection service or its parent company, Fast Flash Marketing, LLC. TrustPilot does have one review, but it’s from 2015. It states that BackOnTrackLoans.com signed them up for a “credit file checking service” that charges monthly. Unfortunately, because there aren’t any other reviews, this single one stands out.
Before using BackOnTrackLoans.com, you should call its customer service line and speak directly to a customer representative. This may help you gauge the helpfulness of its services and if you want to submit your personal information to the company rather than comparing your other short-term loan options.
In order to use BackOnTrackLoans.com to find a lender, you must meet the following eligibility criteria:
Once you’re finished, BackOnTrackLoans.com will review your application and potentially connect you with a lender. If successful, you’ll be redirected to the lender’s website to finalize your application and see if you’ve been fully approved for a loan.
Once you’re connected with a lender, you’ll leave BackOnTrackLoans.com and visit the lender’s website. From here, you can finalize your application. If you have any questions about your loan, you’ll need to contact your lender directly. Be sure you read over your contract and know how much it will cost to borrow before you finalize your loan.
Even if you have had issues with your credit in the past, you may be able to be connected with a lender that will suit your needs. By applying through BackOnTrackLoans.com, you can save time and potentially find a lender that can get you the money you need. However, its limited information and lack of customer reviews may not be for you.
Before you fill out an application, you may want to compare your other short-term loan brokers or apply directly with a lender to review your other options.
