PenFed routing numbers

PenFed uses different routing numbers depending on several factors, including payment type and the transaction's origin or destination. You'll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide. Learn how to find the exact routing number you need for your PenFed account.

Which PenFed routing number do I need?

The routing number you need to send or receive money through PenFed depends on whether your payment or transfer is domestic or international.

Transaction	Type of routing number	PenFed code
Payments and debits between US accounts	ACH routing number	256078446
Wire payments between US accounts	Domestic wire transfer number	256078446

PenFed ACH transfer routing number

The ACH routing number for PenFed is 256078446. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

PenFed wire transfer routing number

The routing number for US wire transfers through PenFed is 256078446. You can use this same number to receive international wire transfers to your PenFed account.

How to confirm the routing number for PenFed on your own

Look at a paper check associated with your PenFed account to find the routing and account numbers for your account.

Other ways to confirm the correct PenFed routing number include:

• Call your bank. Your local PenFed branch or toll-free support line can provide you with routing numbers.
• Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
• Search Fedwire. Use your name, city or state to look up routing numbers for PenFed or double-check the one you have is correct.

Can routing numbers for PenFed change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While PenFed is headquartered in Tysons, services or branches in states outside of Virginia may require a different routing number. Confirm routing numbers with a PenFed agent if you're not sure.

Bottom line

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how PenFed and other financial institutions use these codes to manage your money in our guide to routing numbers.