Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

PenFed routing numbers

Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.

Routing numbers are codes of between 8 and 11 digits used by PenFed and other banks to help financial institutions identify the location of your account. Called ACH, wire transfer and SWIFT numbers, they're used to process checks, set up autopay, make online payments and transfer money in the US and around the world. Learn how to find the exact routing number you need for your PenFed account.

Which PenFed routing number do I need?

The routing number you need to send or receive money through PenFed depends on whether your payment or transfer is domestic or international.
Transaction Type of routing number PenFed code
Payments and debits between US accounts ACH routing number 256078446
Wire payments between US accounts Domestic wire transfer number 256078446

PenFed ACH transfer routing number

The ACH routing number for PenFed is 256078446. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

PenFed wire transfer routing number

The routing number for US wire transfers through PenFed is 256078446. You can use this same number to receive international wire transfers to your PenFed account.

PenFed SWIFT code

The SWIFT code for international wire transfers through PenFed is . SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:
  • The bank's name
  • Its country code
  • Its main headquarters
  • A particular branch

How to confirm the routing number for PenFed on your own

Look at a paper check associated with your PenFed account to find the routing and account numbers for your account.

Other ways to confirm the correct PenFed routing number include:
  • Call your bank. Your local PenFed branch or toll-free support line can provide you with routing numbers.
  • Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
  • Search Fedwire. Use your name, city or state to look up routing numbers for PenFed or double-check the one you have is correct.

Can routing numbers for PenFed change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While PenFed is headquartered in Tysons, services or branches in states outside of Virginia may require a different routing number. Confirm routing numbers with a PenFed agent if you're not sure.

Bottom line

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how PenFed and other financial institutions use these codes to manage your money in our guide to routing numbers.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site