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PayPal Here alternatives

Consider your monthly sales when choosing between these payment processors.

PayPal Here offers straightforward on-the-go payment processing. But it doesn’t provide much in the e-commerce department, and might not be ideal for larger businesses. These three competitors have features that PayPal Here lacks.

3 alternatives to PayPal Here

PayPal Here is popular, easy to set up and the software is user-friendly. But these payment providers might be better for your business, especially if you have an online store or have a high sales volume.

Square

Square

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on Square's secure site
Like PayPal Here, Square can handle on-the-go mobile sales with no contract. But it edges out the competition with its e-commerce solutions. Square's ecosystem includes an online website builder that hosts your e-commerce store for free. With PayPal, you'll have to build your own website before you use PayPal at checkout.
Pros
  • Transparent pricing
  • Integrated POS system
  • No contract
Cons
  • Transaction holds
  • Limited customer support
ProductsPayment processing, POS software, POS hardware, Website builder, Inventory tracking, Shopping cart software
SolutionsIn-store, Mobile, E-commerce
Monthly fees start atNone
Processing fees start at2.9% + 10¢
Processing timeNext day
Cancellation feeNone
HostingHosted
High-risk merchants accepted?No

Fattmerchant

Fattmerchant

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on Fattmerchant's secure site
Like PayPal Here, Fattmerchant offers third-party hardware to process in-store payments. But it might be an attractive offer to businesses that want a dedicated merchant account, which could mean fewer transaction holds. And if you make more than $10,000 per month, you could pay less than with a service that charges flat rates, even with Fattmerchant's fees.
Pros
  • Markup-free interchange
  • 24/7 support
  • No cancellation fee
Cons
  • Pricey for some businesses
  • Third-party hardware
ProductsPayment processing, POS software, Inventory tracking
SolutionsIn-store, Mobile, E-commerce
Monthly fees start at$99/month
Processing fees start at$0.08 + interchange per transaction
Processing timeNext day for qualified businesses
Cancellation feeVaries
High-risk merchants accepted?No

Helcim

Helcim

Go to site
on Helcim's secure site
Like PayPal Here, Helcim accepts international payments, ideal for larger enterprises with a global audience. And Helcim entices you to grow your business to unlock lower processing costs. The more you make, the less Helcim charges per transaction, which means more money in your pocket.
Pros
  • Transparent pricing
  • 24/7 support
  • No cancellation fees
Cons
  • No live chat feature
  • Expensive for small businesses
ProductsPayment processing, POS software, POS hardware, Website builder, Inventory tracking
SolutionsIn-store, Mobile, E-commerce
Monthly fees start at$20/month
Processing fees start at1.92% + $0.08 per transaction
Processing timeTwo business days
Cancellation feeVaries
HostingHosted
High-risk merchants accepted?No

Compare other sites like Paypal Here

Name Product Monthly fees start at Processing fees start at Processing time High-risk merchants accepted?
Chase Merchant Services
None
2.6% + 10¢ per swiped credit card
Next day when you deposit into a Chase business checking account
No
Accept, process and deposit customer payments in your store, online or on-the-go.
Fattmerchant
$99/month
$0.08 + interchange per transaction
Next day for qualified businesses
No
Businesses that process more than $10,000 monthly can save with Fattmerchant's interchange+ pricing.
Square
None
2.9% + 10¢
Next day
No
Square is a one-stop shop with both e-commerce and in-person solutions.
Helcim
$20/month
1.92% + $0.08 per transaction
Two business days
No
Conveniently packaged into three service tiers for in-person and online sales.
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Compare up to 4 providers

Bottom line

These PayPal Here alternatives tackle mobile card readers for on-the-go sales and offer POS hardware for your physical store. While each provider offers competitive pricing, the best platform comes down to how much your business processes monthly and whether you need an online store.

If these providers don’t check everything off your list, consider a few other e-commerce solutions.

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