Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
PayPal Here alternatives
Consider your monthly sales when choosing between these payment processors.
PayPal Here offers straightforward on-the-go payment processing. But it doesn’t provide much in the e-commerce department, and might not be ideal for larger businesses. These three competitors have features that PayPal Here lacks.
3 alternatives to PayPal Here
PayPal Here is popular, easy to set up and the software is user-friendly. But these payment providers might be better for your business, especially if you have an online store or have a high sales volume.
- Best for small businesses that need an integrated POS and e-commerce system.
- Pricing: $0 to $72 monthly
- Free trial: 30 days for retail, restaurants, appointments and some add ons
Like PayPal Here, Square can handle on-the-go mobile sales with no contract. But it edges out the competition with its e-commerce solutions.
Square’s ecosystem includes an online website builder that hosts your e-commerce store for free. With PayPal, you’ll have to build your own website before you use PayPal at checkout.
- Transparent pricing. Lists fees for products and services on its website.
- Integrated POS system. Unifies your sales and inventory across all your selling platforms, including your brick-and-mortar store, online shop and social media accounts.
- No contract. No monthly fees, contracts or cancellation fees. Only pay the processing fee on your transactions.
- Transaction holds. Like PayPal, Square is a third-party payment processor, and experiences transaction and account holds.
- Limited customer support. Support is only available on the weekdays between 6 a.m. and 6 p.m. PT.
- Best for businesses that process over $10,000 in monthly sales.
- Pricing: $99 to $199 monthly
- Free trial: None
Like PayPal Here, Fattmerchant offers third-party hardware to process in-store payments. But it might be an attractive offer to businesses that want a dedicated merchant account, which could mean fewer transaction holds. And if you make more than $10,000 per month, you could pay less than with a service that charges flat rates, even with Fattmerchant’s fees.
- Markup-free interchange. Unlike many of its competitors, Fattmerchant doesn’t upcharge its wholesale processing fees.
- 24/7 support. Tech support is available day or night by live chat, email and phone.
- No cancellation fee. No penalty when you cancel your Fattmerchant account.
- Pricey for some businesses. Plans start at $99 a month, and you pay a processing fee for each transaction. Additional costs might include a monthly virtual terminal fee to collect online payments and a monthly shopping cart plugin fee.
- Third-party hardware. Fattmerchant integrates with Dejavoo terminals, Chipper mobile card readers and your own hardware for in-person sales. But third-party equipment could mean juggling multiple companies for help if you run into a problem.
- Best for medium to large businesses looking for a transparent wholesale processing fee.
- Pricing: $20 monthly
- Pricing: $20 monthly
Like PayPal Here, Helcim accepts international payments, ideal for larger enterprises with a global audience. And Helcim entices you to grow your business to unlock lower processing costs. The more you make, the less Helcim charges per transaction, which means more money in your pocket.
- Transparent pricing. Although the payment processing industry is usually hush-hush about its interchange fees, Helcim breaks down its rates and fees and discloses the cut to credit card companies and how much it takes.
- 24/7 support. Customer assistance is available by phone 24 hours a day.
- No cancellation fees. Cancel your monthly subscription any time without penalty.
- No live chat feature. Tech support is limited to email and phone communication only.
- Expensive for small businesses. Processing rates are based on tiers, which means the lower your monthly credit card volume, the higher your fees.
Compare other sites like Paypal Here
These PayPal Here alternatives tackle mobile card readers for on-the-go sales and offer POS hardware for your physical store. While each provider offers competitive pricing, the best platform comes down to how much your business processes monthly and whether you need an online store.
If these providers don’t check everything off your list, consider a few other e-commerce solutions.
Frequently asked questions
More guides on Finder
These IPOs will be hot in 2021
Private-equity companies have about $1.6 trillion of uninvested capital to put into merger and acquisition activity. This bodes well for 2021’s IPO market.
Which payment method do Americans prefer?
Finder analyzes which payment methods Americans prefer to use during the global health pandemic, finding that cash is no longer king.
PayPal now lets struggling businesses crowdfund for support
Anyone can create a campaign to raise up to $20K in funding with no fees.
Is Swagbucks legit?
Here’s how much you can earn using Swagbucks.
Bitcoin rockets to yearly high as PayPal announces cryptocurrency plans
Bitcoin has hit a new yearly high with PayPal adding fuel to its tank.
Shopify vs. Amazon
Comparing Shopify and Amazon? Here’s how these platforms measure up.
Molekule review: Can it improve your home’s air quality?
Here’s what to know about Molekule, the air purifier that promises to destroy pollutants in your home like smoke, dust and mold.
Doctor on Demand review Jan 2021
With this telemedicine app, you’ll only pay a flat rate fee when you visit a doctor.
Wix vs. Squarespace
Consider your blogging needs when deciding between these two website builders.
Shopify vs. Squarespace
Both can help you open an online store, but only one offers in-house payment processing.
Ask an Expert