Watch out for high rates on auto title loans
While auto title loans can be a convenient way to access cash without a credit check, be aware that APRs can run excessively high. Many consumers that take out an auto title loan end up with their cars repossessed. Instead, look for a legitimate personal loan lender that offers secured loans and caps its rates at 36% APR.
Can I get a payday loan in Aaustin, TX without a bank account?
Hi Gabriel,
Most payday lenders require borrowers to have an open or valid checking account because having one makes it easier for lenders to transfer the requested funds quickly. However, there are some lenders that don’t require a bank account although, this type of loan will likely cost you more than the average personal loan.
Before applying, please review the lender’s eligibility criteria as well as the loan terms to see if it suits your needs.
I hope this helps.
Cheers,
Charisse
I am a 73 year old Army veteran rated at 100% disabled for PTSD, I receive a good income but my credit score is very low and all my income is deposited to a prepaid debit card, I need a short term loan due to family emergency, where can I turn to
Hi Boodled,
Thanks for leaving a question on finder.
If you are a pensioner, whether it’s an employer retirement benefit or Social Security, you may find your loan options limited. Some companies may have stricter criteria for pensioners like you.
It’s important to know that there are still loan options for you. It’s even more important to know how to compare these options so you can choose the right loan. Check out our guide on pensioner loans to compare your options and find out how to apply.
Cheers,
Joel
company asking for upfront activation,insurance fees, is this not unusual when dealing with high risk borrowers(bad credit) ??
Hi Gwen,
Thank you for contacting Finder.
Usually, lenders that offer bad credit loans, may require a collateral to secure the loan however, they do not usually ask for upfront fees.
Generally, loans demanding “activation,” “insurance” or even “origination” fees before approval are one of the warning signs of a personal loan scam so you should be wary of them. Before applying, make sure that the lender you are dealing with is legitimate.
I hope this helps.
Cheers,
Danielle
Is it possible to be approved for a payday loan using a bluebird greendot card as my bank account?
Hi Tangled,
Thank you for your inquiry.
With your loan options in Texas for payday loans. You must meet the following requirements to be eligible for this loan.
– You should be at least 18 years of age
– You should be an American citizen or a permanent resident of the US
– You should have a regular source of income
To complete your application successfully, prepare to submit some basic information:
– Your name, date of birth, social security number and a valid form of ID such as your driver’s license or passport
– Your residential address, email address and phone number
– Details about your employment and income
– If you’re applying online, details of your existing checking account
I hope this information has helped.
Cheers,
Harold