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RISE Credit short-term loans

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RISE Credit could help you when you need money fast, even if you have bad credit.

You may have seen a TV ad of RISE Credit or just stumbled upon its name online. RISE Credit offers payday and installment loans to borrowers in a selection of states. Read further to learn about its offers and what you’ll need to qualify with this lender.

What types of loans does RISE Credit offer?

RISE Credit provides loans to people in Alabama, California, Delaware, Georgia, Idaho, Illinois, Kansas, Mississippi, Missouri, New Mexico, North Dakota, Ohio, South Carolina, Texas, Utah and Wisconsin. They offers borrowers two short-term loan options:

  • Payday loans. Pay the loan back in one lump sum when you get paid.
  • Installment loans. Take advantage of scheduled payments over an extended repayment period.

Why should I consider RISE Credit?

RISE Credit offers a way to get money fast when you really need it, regardless of your credit score. They make it easy with:

  • Quick turnaround. You can typically get approved and receive funding in as little as 24 hours.
  • AutoPay. Set up automatic recurring payments to avoid late fees.
  • Variable terms. Repay on your next payday or in installments over an extended period.

RISE Credit also offers support with building good credit and learning new money habits.

How much will I pay to borrow with RISE Credit?

Rise Credit considers your credit score before customizing an APR for your specific loan. APRs can be as low as 36%–299%%, depending on your creditworthiness and the state you live in. If you miss a payment, you could be charged a late fee of 5% of the payment.

Compare more short-term loan providers

Rates last updated October 21st, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Max. Loan Amount
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
90 days to 72 months
As early as 1 business day
$10,000
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
9 to 36 months
1 business day
$5,000
LendYou Short-term Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
Varies
1 business day
$15,000
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
Varies by state
1–2 business days
$1,000
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
Varies by state
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
4–30 months, varies by state
1–2 days
$2,600
ACE Cash Express Payday Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Varies by state

Compare up to 4 providers

With these providers, you’ll submit one application and possibly get connected with a suitable direct lender in its network.

Rates last updated October 21st, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Max. Loan Amount
BadCreditLoans.com
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
3 to 36 months
Varies
$5,000
LendYou Short-term Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
Varies
1 business day
$15,000
CashAdvance.com Payday Loans
Whether for emergencies or unexpected expenses, this provider may be able to connect you among its nationwide network of lenders.
Up to 12 months
1–2 business days
$1,000
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
Varies by lender
As soon as next business day
$2,500
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be connected to a network of lenders for funding at rates that vary by state.
Varies based on lender
As soon as next business day
$1,000
LoanSolo.com Payday Loans
Potentially get connected with a legit lender offering convenient payday loans and quickly get funds.
Varies by lender
As soon as one business day
$1,000

Compare up to 4 providers

Are RISE Credit loans safe?

Yes. RISE Credit uses 128-bit Transport Layer Security encryption and multilayer digital defenses that ensure your personal and financial information is safe from malware, phishing and other suspicious activity. If you have any problems or concerns, contact customer service or complete an online form.

How can I apply for a loan with RISE Credit?

Applying for a loan with Rise Credit is simple. To qualify you must:

  • Be 18 or older and a US citizen or permanent resident.
  • Have a bank account.
  • Live in one of the 15 states that Rise Credit services.
  • Have a phone number and valid email address.
  • Be able to prove a source of income.

To apply, go to RISE Credit’s site, choose your terms and receive your funds in your account within 24 hours.

Pros and cons borrowing through RISE Credit

Pros

  • Offers high loan maximums. Loans can be as much as $5,000, which is more than most competitors in short-term loan lending.
  • Easy application process. Many users are able to complete their online applications within just a few minutes.
  • Rewards for returning customers. If you successfully pay back a loan, future loans could come with lower rates and longer repayment terms.

Cons

  • Limited availability. Available in 15 states only.
  • High APRs. Interest can be high for those with poor credit.
  • Fees. Some states charge origination fees and higher late fees.

Bottom line

RISE Credit is a quick and secure way to get money when you need it. Check the availability in your state, and compare RISE Credit to other lenders available in your area.

Frequently asked questions about RISE Credit

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US Payday Loans Offers

Important Information*
Slam Dunk Loans

Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

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2 Responses

  1. Default Gravatar
    JustinAugust 19, 2017

    what is the minimum monthly income approved by Rise Credit

    • finder Customer Care
      AnndyAugust 20, 2017Staff

      Hi Justin,

      Thanks for your questions.

      One of the requirements to apply for a RISE short-term loan is for you to have a regular source of income. The minimum income requirements vary by state. It would be best if you directly contact RISE to inquire how much minimum income is needed to apply in your state.

      If you are looking for a short term loan, you may also compare your other options here.

      Cheers,
      Anndy

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