Are there any other short-term options in Massachusetts?
If you have consistent financial troubles and need a loan, you might want to consider other loan and non-loan options, including:
- Debt consolidation loans. If you have multiple small loans out at once and are having trouble keeping up with all the payments, a debt consolidation loan may be a good idea. Your interest will likely be significantly reduced and you’ll only have one monthly bill.
- Get a side job.If you have the time, a little extra work will put money in your pocket without costing you a cent. It might not be the most fun option, but when you’re working on paying down debt, a second job can make a big difference in your income.
- Try credit counseling. There are many nonprofits out there that can help you with your budget. When you’re constantly having trouble making payments, professional advice can help you get on the right footing.
Looking for a loan with bad credit to pay my rent tomorrow or I get evicted can you or someone help me get a loan for 1495 dollars if you can please thank you
Hi Richard,
Thanks for getting in touch! Sorry to hear about your current situation. It looks like you’re on the accurate page to apply for loans in New Jersey. To get started simply enter your state on the blue box saying “personalise your loan options” and it will show the lenders listed on our page. You can compare them by lender, loan amount, turnaround time, requirements. Note that you can compare up to 4 providers side by side by ticking the box below the brand’s logo. When you have chosen the right one for you, click the MORE INFO button if you want to read more about the brand through Finder page reviews or click the green GO TO SITE button to bring you to the main provider’s webpage. This is where you can start your application or get a quote. As a friendly reminder, carefully review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
Hope this helps and best of luck on your application!
Cheers,
Nikki
Hey! I live in NJ. I’m 17 turning 18 years old soon. I have no credit history yet. Is it possible to take a 5,000 loan without a cosigner? I also work for a part-time job.
Hi Jay,
Thanks for getting in touch with Finder. I hope all is well with you. :)
Most lenders would require you to have a credit history. For this reason, you might have a hard time finding a lender who might help you. Nevertheless, it is still possible to find lenders who can help you. You can start looking for lenders online. Be sure that you are just applying for a smaller loan to increase your chance of getting approved.
I highly advise you get familiar with how to get a loan without an established credit history. If you click on that link, you will learn more about where to get a loan with no credit history.
Before you apply for a loan, please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you.
If all else fails and you still can’t find a lender for you, you might need to start asking for money from friends and relatives. Getting a consignee or guarantor would also help.
I hope this answers your question. Should you have further queries, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua
I live in NJ, What if you didnt know it is illegal and already taken out loans and you already in a payment agreement but paid past what you borrowed and still paying
Hi Tanisha,
Thank you for reaching out to Finder.
Though it is not clear what makes the loan taken out as illegal, it is advisable that you speak to an attorney or law enforcement to know the legality of the loan as well as options available for you regarding the matter. Hope this helps!
Cheers,
Reggie