short-term loans review June 2018 |

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Short-term loans that don’t leave you hanging. seeks to help stamp out some of the danger of short-term loans by equipping customers with the knowledge needed to get the most out of your funding. The wide network of lenders featured through allows borrowers a better chance at finding a lender that really caters to their needs. Payday Loans

Apply for a short-term loan through even if you have poor credit history – repay it on your next payday.

  • Min. Loan Amount: $100
  • Loan Term: Up to 12 months
  • Turnaround Time: 1–2 business days
  • Must be 18+
  • Confidential and secure!

    What is

    When you’re looking to get a short-term loan quickly, there are few sites that are as helpful and honest as It is a lender-connection service run by the Ute Indian Tribe, meaning it works to find you a lender that best fits your needs, including tribal lenders.

    From start to finish, its site is designed to guide you to the information you need in order to make an informed decision. There are not only research tools directly on the site, but lending specialists and customer service representatives ready to help guide you through the process of getting funding when you need it most.

    Want more information about how loan brokers work?

    Benefits of

    There are numerous benefits to using for your short-term loan.

    • Bad credit is OK. Lenders available through are able to work with you even if your credit score is less-than-perfect.
    • Fast service. Information requests are answered within minutes of their submission.
    • Secure. Requests for cash loans are protected by 256-bit encryption.
    • Lending specialists who care. When connected with lenders to get the cash you need, agents are friendly and supportive in order to give you the best experience possible.

    Compare to other short-term loan lenders

    Rates last updated June 25th, 2018
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Max. Loan Amount Turnaround Time Requirements
    Check into Cash Payday Loan
    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
    1–2 business days
    You must be at least 21 and an American citizen and have a bank account, email address and phone number.
    LendUp Payday Loans
    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
    generally receive the money the next business day
    Be 18+ years of age and have a checking account that can accept electronic transfers.
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    ACE Cash Express Payday Loans
    Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
    Varies by state
    Generally receive the money the next business day
    Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.
    LoanByPhone Payday and Installment Loans
    This mobile lender offers convenient cash loans. Apply online or by phone.
    1–2 business days
    Must be 21 years old and have a Social Security number, a regular source of income, a valid email address, an active checking account and a phone number.
    With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
    Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.

    Compare up to 4 providers

    More features of

    • Tools to increase transparency. As a feature of its website, provides a Customer Resource section, which includes a sliding scale that shows the potential APR and total amount paid for a short-term loan based on the loan amount and length.
    • Large lending network. There is an extensive network of lenders that are contacted when your loan request is submitted so that you receive the best-fit for your needs.
    • Fast service. Once you’ve entered in all of the required information and agreed to the terms and fees, it will only be a few minutes before you’re connected with a lender.
    • Direct deposit. A short-term loan can be deposited in your bank account as early as one business day after approval.
    • Lending specialists. When you’re ready to select the short-term loan, there will be a specialist to assist you with making the best decision to meet your needs and ensure that you understand your responsibilities.
    • Customer service. An in-house customer service staff is ready to help make your experience as pleasant as possible and bring a personal touch to a digital process.

    What fees should I expect from doesn’t charge any fees to use its services and has an interactive graph on its site to help determine how much you will be paying based on the loan amount and duration.

    You will likely have to pay a financing fee once you sign a contract with a lender. In addition to paying back your principle and interest, you might also have to pay for other fees if you make a late payment. If you think you’ll have trouble paying back a loan, avoid taking one out in the first place.

    Before taking out a loan, make sure your lender is legit

    How safe is is a member of the Online Lenders Association (OLA). It abides by a Code of Conduct and list of Best Practices to make sure customers receive fair treatment and remain fully informed. All of your personal information is kept safe and secure using the latest in encryption technology.

    How to apply for

    Before you get started on an application, make sure you meet the eligibility criteria.

    Eligibility criteria:

    • Be at least 18 years old (varies by state)
    • Be a US citizen or permanent resident
    • Have an income of at least $1,000 per month after taxes
    • Have an operational checking account

    Required information:

    • Name, date of birth, address, email and phone number
    • Social Security number
    • Driver’s license or State ID

    Are payday loans available in my state?

    Frequently asked questions

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    US Payday Loans Offers

    Important Information*
    Slam Dunk Loans

    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

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