Editor's choice: OppLoans Installment Loans
- Easy online application
- Quick approval
- Long repayment terms
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You won’t be able to get a payday loan anywhere in Arizona, including Phoenix, but you do have other options that might help you when you find yourself in a tight financial spot.
No, payday loans are prohibited in all of Arizona including Phoenix. If a lender wants to provide a consumer loan in Phoenix, it has to abide by Arizona Revised Statutes 6-601 et seq. The same laws also apply to out-of-state lenders that seek to provide online loans to residents of Phoenix. This comes after the new law that came into effect on July 1, 2010.
No lender can charge more than 36% APR for a loan. Since most payday lenders charge far more than that, they no longer offer their services in Phoenix.
All cities in the state are required to abide by this law. This means payday lenders must either close up shop or start offering loans at this APR.
This connection service is transparent about rates — but asks for lots of personal information before you know where it’s going.
Quarterly estimated tax payments are due to the IRS by September 15th. Here’s what to do if you’re short on cash.
With a little creativity, payday lenders have been finding ways around Google and Facebook ad bans. Here’s how to spot danger and where to turn instead.
New Hampshire rates generally stay around the national average. Here’s what you need to know.
Custom loans can be an inexpensive cashflow solution for customers who rely on invoices.
Here are questions you should prepare for when getting preapproved for a home equity loan.
This payday loan alternative lets you get up to $1,000 as soon as the same day.
A report from ProPublica has found that payday lenders have developed a new tool to get late payers to pay: jail.
From pay advance apps to payday loans, you have a few options to choose from.
With tuition on the rise, some parents consider cashing in on home equity as an alternative to expensive student loans.
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