Payday loans in Little Rock, Arkansas | finder.com
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Compare your loan options in Little Rock, Arkansas

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If you’re thinking about getting a payday loan in Little Rock, read up on Arkansas’s law first.

A payday loan is often marketed as a quick way to get cash when you only need to borrow a small amount, but if you’re a resident of Little Rock, you’ll need to consider other options.

Why can’t I get a payday loan in Little Rock?

You won’t be able to get a payday loan in Little Rock because Arkansas Code 23-52-101 et seq. was repealed in 2011. This means payday loans are illegal due to their high interest rates. Lenders both in- and out-of-state are forbidden from issuing payday loans to consumers.

You can read more about Arkansas payday loan law here

Some possible installment loans you can apply for

Because of state usury caps, there may not be installment loan options in Arkansas. Check our table before you apply.

Rates last updated August 20th, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Max. Loan Amount Turnaround Time Requirements
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
$5,000
1 business day
Open to residents of AL, AK, AZ, CA, DE, FL, GA, ID, IL, IN, KS, KY, MI, MN, MO, MS, NE, NV, NM, OH, OK, OR, SC, TN, TX, UT, VA, WI and WY. Must have direct deposit and meet minimum income requirements.
CashUSA Installment Loans
$10,000
As early as 1 business day
Monthly income of $1,000+ after taxes and valid checking account.
LendYou Payday Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
$15,000
1 business day
You must be a US citizen or permanent resident, age 18+ and have a regular income.
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
$2,500
As soon as next business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
BadCreditLoans.com
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
$5,000
Varies
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
$2,600
1–2 days
Must have an active checking account, regular source of income and email address.
Blue Trust Loans Installment Loans
Get an installment loan from an online tribal lender. Perks for returning borrowers.
$2,000
As soon as next business day
Must be at least 18 years old and have a verifiable source of income with direct deposit into your checking account.

Compare up to 4 providers

What can I do if I need short-term credit?

There are other options out there for people who don’t have the best credit. It’s worth looking into these alternatives when you’re short on cash or have constant financial struggles.

  • Request an advane on your paycheck. You may be able to request an advance from your employer for the hours you’ve worked or will work if you have a good relationship.
  • Ask a friend or family member for help. Similarly, if you know someone who may be able to give you a little extra cash, request it. Be sure to repay it quickly, though, so you don’t develop a strained relationship.
  • Talk with community organizations. Non-profit financial cooperatives and community credit unions may have options for small loans if you meet the eligibility criteria.

We have a full list of alternatives for you here

Why are payday loans illegal in Arkansas?

Because payday lenders are known to have predatory practices and charge unaffordable interest rates, Arkansas lawmakers have decided to ban the practice altogether. The cap on interest rates is set at 17% to prevent lenders from establishing payday loan businesses.

Cash advance store locations in Little Rock, AR

Payday loan locations in Little Rock

  • ACE Cash Express. 3422 Pike Ave, North Little Rock, AR 72118
  • ACE Cash Express. 310 S Broadway St, Little Rock, AR 72201
  • Check Alert. 5020 Northshore Dr # 5, North Little Rock, AR 72118
  • E-Z Cash Advance Inc. 10101 Mabelvale Plaza Dr, Little Rock, AR 72209
  • ACE Cash Express. 1100 E Roosevelt Rd, Little Rock, AR 72206
  • ACE Cash Express. 6416 Colonel Glenn Rd, Little Rock, AR 72204
  • ACE Cash Express. 7508 Geyer Springs Rd, Little Rock, AR 72209

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US Payday Loans Offers

Important Information*
Slam Dunk Loans

Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

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