Payday loans in Lincoln, Nebraska | finder.com
Lincoln nebraska

Compare your loan options in Lincoln, Nebraska

If you’re a resident of Lincoln, Nebraska and need a little extra money, a payday loan could help.

Financial struggles can hang like a dark cloud over your head. When you’re hit with an emergency on top of those struggles, it can quickly become overwhelming. Go through this guide to find out what a payday loan will involve for residents of Lincoln.

Check into Cash Payday Loan

Check into Cash Loans

Check into Cash allows you to directly apply for a payday loan and have your cash when you need it.

  • Min. Loan Amount: $50
  • Loan Term: Varies by state
  • Turnaround Time: 1–2 business days
  • Total Costs: Varies depending on the amount and your state of residency.
  • Must be 18+
  • No security needed
  • Confidential and secure

    What Nebraska laws apply to payday loans in Lincoln?

    Under the Nebraska Statutes Annotated §§ 45-901, you can borrow up to $500 from a lender in Linoln. There is a financing fee of $15 per $100, and you may have no more than two outstanding loans at any time. This applies whether you borrow from an online lender or one with a local storefront.

    Our page on Nebraska law has more information on payday loans

    Here’s a selection of payday loans you can apply for

    Rates last updated April 24th, 2018
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
    Check into Cash Payday Loan
    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
    $1,000
    Varies by state
    1–2 business days
    You must be at least 21 and an American citizen and have a bank account, email address and phone number.
    LendUp Payday Loans
    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
    $250
    7–30 days
    generally receive the money the next business day
    Be 18+ years of age and have a checking account that can accept electronic transfers.
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    ACE Cash Express Payday Loans
    Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
    Varies by state
    Varies by state
    Generally receive the money the next business day
    Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.
    LoanByPhone Payday and Installment Loans
    This mobile lender offers convenient cash loans. Apply online or by phone.
    $3,000
    Varies by state
    1–2 business days
    Must be 21 years old and have a Social Security number, a regular source of income, a valid email address, an active checking account and a phone number.
    BadCreditLoans.com
    With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
    $5,000
    3 to 36 months
    Varies
    Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.

    Compare up to 4 providers

    Joe's cat needs expensive surgery

    Joe hadn’t been working long when his cat needed an emergency surgery. He’d never had a credit card and wasn’t sure of the process, but when he learned that his lack of credit history would likely end in rejection, Joe decided to opt for a payday loan.

    He visited a lender’s storefront near his work and applied for a loan of $400. The contract stated he’d need to repay $460 within two weeks. Joe knew he could handle the fees and left a post-dated check with his lender. It was cashed on the due date with no problems, and Joe was able to get his cat the surgery she needed and stay out of long-term debt.

    A few benefits that come with taking out a payday loan in Lincoln

    • Bad credit is accepted. Lenders use more than just your credit when determining if you qualify for a loan. Even if you have bad credit, you may still qualify to borrow money based on your current financial situation and your gross monthly income.
    • Numerous options. Whether you want to visit a storefront or are content applying for a loan on a computer, you have plenty of options to choose from.Check our loan table for your online options or see the map below for where you can go to apply in the city of Lincoln.
    • Receive your loan funds quickly. Short-term lenders don’t follow the same stringent lending criteria as banks and other loan providors, so they tend to process loan applications faster. When you apply in-store, you may be able to get your loan on the same day. If you decide to visit an online lender, you should receive your loan as soon as the next business day.

    Here’s how to apply for a short-term loan in Lincoln, Nebraska

    Before you apply, you’ll need to be at least 18 years old, have a regular source of income and be a citizen or permanent resident of the US.

    1. Find a lender on the table above and click Go to Site
    2. Fill out the application, including things like your Social Security number
    3. Enter information about your employment and monthly income
    4. Submit your application and wait to see if you’re approved
    5. If you’re offered a loan contract, read it carefully for terms

    If you aren’t offered a loan, consider these alternatives

    Short-term loan lenders in Lincoln, Nebraska

    Visit these locations for in-store loan applications

    • Advance America. 4718 O St, Lincoln, NE 68504
    • Advanced Cash. 4718 O St, Lincoln, NE 68504
    • Cash Solutions. 3223 Cornhusker Hwy # A, Lincoln, NE 68504
    • Check Into Cash. 4451 N 26th St #200, Lincoln, NE 68521
    • Check ‘n Go. 2911 O St, Lincoln, NE 68510
    • EZ Money Check Cashing. 233 N 48th St, Lincoln, NE 68504
    • Paycheck Advance. 101 N 27th St, Lincoln, NE 68503
    • OneMain Financial. Van Dorn Plaza, 4848 Van Dorn St #2, Lincoln, NE 68506
    • Red D Cash. Belmont Shopping Center, 2601 N 11th St #3, Lincoln, NE 68521
    • Steve’s Payday Loans 7121 A St #100, Lincoln, NE 68506

    How much it costs to borrow in Lincoln

    Nebraska law allows lenders to charge $15 per $100 borrowed. This means if you borrow a small loan of $100, you’ll have to pay back $115 when the loan is due. Larger loans of $500 cost $75 in fees. This amount doesn’t include database fees, late fees or any other charges specified in your loan contract. In order to know the full potential amount you may have to pay, you’ll want to read over the terms of your loan carefully before you sign.
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    US Payday Loans Offers

    Important Information*
    Slam Dunk Loans

    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

    Go to site