Payday loans in Lincoln, Nebraska | finder.com
Lincoln nebraska

Compare your loan options in Lincoln, Nebraska

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If you’re a resident of Lincoln, Nebraska and need a little extra money, a payday loan could help.

Financial struggles can hang like a dark cloud over your head. When you’re hit with an emergency on top of those struggles, it can quickly become overwhelming. Go through this guide to find out what a payday loan will involve for residents of Lincoln.

LendYou Short-term Loans

For fast cash: LendYou

Find a lender that offers cash advances between $100 and $15,000.

  • Min. Loan Amount: $100
  • Max. Loan Amount: $15,000
  • Turnaround Time: 1 business day
  • Must have regular income of $1,000/month and be a US citizen or permanent resident
  • No collateral needed
  • Bad credit is OK

    What Nebraska laws apply to payday loans in Lincoln?

    Under the Nebraska Statutes Annotated §§ 45-901, you can borrow up to $500 from a lender in Lincoln. There is a financing fee of $15 per $100, and you may have no more than two outstanding loans at any time. This applies whether you borrow from an online lender or one with a local storefront.

    Our page on Nebraska law has more information on payday loans

    Here’s a selection of payday loans you can apply for

    Rates last updated February 16th, 2019
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Max. Loan Amount Turnaround Time Requirements
    OppLoans Installment Loans
    Installment loans with competitive rates from a top-rated direct lender.
    $5,000
    1 business day
    Must have direct deposit and meet minimum income requirements
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    Jora Installment Loans
    Installment loans with repayment terms up to 30 months, depending on your state.
    $2,600
    1–2 days
    Must have an active checking account, regular source of income and email address.
    CashUSA Installment Loans
    A connection service for quick cash loans up to $10,000.
    $10,000
    As early as 1 business day
    Must have a monthly income of $1,000+ after taxes and valid checking account.
    LendYou Short-term Loans
    Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
    $15,000
    1 business day
    You must be a US citizen or permanent resident, age 18+ and have a regular income.
    ACE Cash Express Short-term Loans
    Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
    Varies by state
    Generally receive the money the next business day
    Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.
    LendUp Payday Loans
    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see more details for your state.
    $250
    generally receive the money the next business day
    Be 18+ years of age and have a checking account that can accept electronic transfers.

    Compare up to 4 providers

    A few benefits that come with taking out a payday loan in Lincoln

    • Bad credit is accepted. Lenders use more than just your credit when determining if you qualify for a loan. Even if you have bad credit, you may still qualify to borrow money based on your current financial situation and your gross monthly income.
    • Numerous options. Whether you want to visit a storefront or are content applying for a loan on a computer, you have plenty of options to choose from.Check our loan table for your online options or see the map below for where you can go to apply in the city of Lincoln.
    • Receive your loan funds quickly. Short-term lenders don’t follow the same stringent lending criteria as banks and other loan providors, so they tend to process loan applications faster. When you apply in-store, you may be able to get your loan on the same day. If you decide to visit an online lender, you should receive your loan as soon as the next business day.

    Here’s how to apply for a short-term loan in Lincoln, Nebraska

    Before you apply, you’ll need to be at least 18 years old, have a regular source of income and be a citizen or permanent resident of the US.

    1. Find a lender on the table above and click Go to Site
    2. Fill out the application, including things like your Social Security number
    3. Enter information about your employment and monthly income
    4. Submit your application and wait to see if you’re approved
    5. If you’re offered a loan contract, read it carefully for terms

    If you aren’t offered a loan, consider these alternatives

    Joe's cat needs expensive surgery

    Imagine this scenario: Joe hadn’t been working long when his cat needed an emergency surgery. He’d never had a credit card and wasn’t sure of the process, but when he learned that his lack of credit history would likely end in rejection, Joe decided to opt for a payday loan.

    He visited a lender’s storefront near his work and applied for a loan of $400. The contract stated he’d need to repay $460 within two weeks. Joe knew he could handle the fees and left a post-dated check with his lender. It was cashed on the due date with no problems, and Joe was able to get his cat the surgery she needed and stay out of long-term debt.

    Short-term loan lenders in Lincoln, Nebraska

    Visit these locations for in-store loan applications

    • Advance America. 4718 O St, Lincoln, NE 68504
    • Advanced Cash. 4718 O St, Lincoln, NE 68504
    • Cash Solutions. 3223 Cornhusker Hwy # A, Lincoln, NE 68504
    • Check Into Cash. 4451 N 26th St #200, Lincoln, NE 68521
    • Check ‘n Go. 2911 O St, Lincoln, NE 68510
    • EZ Money Check Cashing. 233 N 48th St, Lincoln, NE 68504
    • Paycheck Advance. 101 N 27th St, Lincoln, NE 68503
    • Red D Cash. Belmont Shopping Center, 2601 N 11th St #3, Lincoln, NE 68521
    • Steve’s Payday Loans 7121 A St #100, Lincoln, NE 68506

    How much it costs to borrow in Lincoln

    Nebraska law allows lenders to charge $15 per $100 borrowed. This means if you borrow a small loan of $100, you’ll have to pay back $115 when the loan is due. Larger loans of $500 cost $75 in fees. This amount doesn’t include database fees, late fees or any other charges specified in your loan contract. In order to know the full potential amount you may have to pay, you’ll want to read over the terms of your loan carefully before you sign.
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    US Payday Loans Offers

    Important Information*
    CashNetUSA Loan

    Apply for a short-term loan with an easy online application and dedicated customer service.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

    LendYou Short-term Loans

    Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

    Go to site