Payday loans in Laurel, Mississippi |
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Payday loans in Laurel, Mississippi

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Before you take out a payday loan, learn about the laws in Laurel, Mississippi.

No matter what your financial situation, it can be hard to find the money when an unexpected expense crops up. Our guide will help you learn about how much you can borrow through payday loans and how much it might end up costing you.

Check into Cash Payday Loan

Check into Cash Loans

Check into Cash allows you to directly apply for a payday loan and have your cash when you need it.

  • Min. Loan Amount: $50
  • Loan Term: Varies by state
  • Turnaround Time: 1–2 business days
  • Total Costs: Varies depending on the amount and your state of residency.
  • Must be 18+
  • No security needed
  • Confidential and secure

    How much can I borrow in Laurel?

    Mississippi Statutory Citation 75-67-501 et seq. governs payday lending in the state. The laws apply to lenders in and outside of Laurel who operate online or have physical storefronts.

    If you decide to borrow a payday loan in Laurel, keep in mind that the loan term and cost of the loan depends on how much you take out. For loans less than $250, there is a financing fee of $20 per $100 borrowed. For loans between $250 and $500, there is a financing fee of $21.95 per $100. Both loans amounts have terms of 30 days.

    You can learn more about Mississippi payday law on our page

    Consider these lenders for a short-term loan in Laurel, MS

    Rates last updated October 21st, 2018
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Max. Loan Amount Turnaround Time Requirements
    CashUSA Installment Loans
    A connection service for quick cash loans up to $10,000.
    As early as 1 business day
    Must have a monthly income of $1,000+ after taxes and valid checking account.
    OppLoans Installment Loans
    Installment loans with competitive rates from a top-rated direct lender.
    1 business day
    Must have direct deposit and meet minimum income requirements.
    LendYou Short-term Loans
    Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
    1 business day
    You must be a US citizen or permanent resident, age 18+ and have a regular income.
    Check into Cash Payday Loan
    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
    1–2 business days
    You must be at least 21 and an American citizen and have a bank account, email address and phone number.
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    Jora Installment Loans
    Installment loans with repayment terms up to 30 months, depending on your state.
    1–2 days
    Must have an active checking account, regular source of income and email address.
    ACE Cash Express Payday Loans
    Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
    Varies by state
    Generally receive the money the next business day
    Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

    Compare up to 4 providers

    Why a payday loan in Laurel might work for you

    • Easy application process. The application only takes a few minutes to complete, and you’ll know if you’re approved soon after.
    • Get your loan quickly. If you apply online, you can receive your funds via ACH within one business day. If you apply in-person, you could walk out with your cash on the same day.
    • Bad credit is accepted. Most payday lenders don’t base your approval on just credit score. Instead, they put more emphasis on your current financial situation and ability to repay the loan.

    A little extra money for plumbing repairs

    Marc’s kitchen sink sprung a leak, and he didn’t have the money to pay for the repairs. With his credit card maxed out and the sink wasting money on water, Marc knew he needed to get it fixed quickly. He went to a local payday loan store and applied for a loan of $150. The loan contract stated he would have to pay $30 in loan fees, bringing his total to $180 due in two weeks.

    Marc consented to a one-time ACH transfer from his checking account so that the lender could automatically take the payment. It cleared without any problems, and Marc was able to have his sink repaired and pay for his loan without having to worry about extra costs.

    Here’s how to apply for a short-term loan in Laurel, MS

    No matter what lender you choose, you’ll need to have a regular source of income, be at least 18 years old and be a citizen or permanent resident of the US. When you fill out the application, be prepared to submit some personal information like your Social Security number and gross monthly income. Lenders will need to confirm your identity before they approve your loan, so follow the steps in the application and fill everything out as accurately as possible.

    Payday loans near you in Laurel, Mississippi

    Where you can go to get a payday loan in Laurel

    • Acceptance Loan Company, Inc. 2001 Mississippi 15 N, Laurel, MS 39440
    • Advance America. 1710 Hwy. 15 North, Ste. B, Laurel, MS 39440
    • Check Into Cash. 615 N 16th Ave, Laurel, MS 39440
    • Express Check Advance. 105 S 16th Ave B, Laurel, MS 39440
    • First Choice Payday Loans. 1215 W 5th St, Laurel, MS 39440
    • Laurel Loans, Inc. 744 W 5th St, Laurel, MS 39440
    • Money Market. 606 N Magnolia St, Laurel, MS 39440
    • Payday Loan Store of Ms Laurel. S 16th Avenue
    • PLS Loan Store. 127 S 16th Ave, Laurel, MS 39440
    • Speedy Cash. 214 N 16th Ave, Laurel, MS 39440

    How much a payday loan may end up costing

    The maximum APR on a $100 loan lasting 14 days is 520%. This is because a lender can charge $20 per $100 borrowed for loans under $250 and $21.95 per $100 borrowed on loans between $250 to $500.

    It’s best to compare your rates to find the best deal when it comes to taking out a payday loan.

    Frequently asked questions

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    US Payday Loans Offers

    Important Information*
    Slam Dunk Loans

    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

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