Compare your loan options in Las Vegas

Can I get a payday loan in Las Vegas?

You can. Nevada allows payday loans, though there are some restrictions:

• Maximum amount: No more than 25% of your monthly income before taxes
• Maximum term: 35 days
• Maximum APR: None

Lenders also must be licensed and consider your ability to repay the loan by asking for documents verifying your income and employment status, and potentially your credit rating. You can learn more about Nevada payday laws with our guide.

Las Vegas installment and title loans

Need more than 25% of your monthly income? You can get up to 25% of three months of income if you take out an installment loan in Vegas with a maximum of 90 days to pay it back. APRs start at 40% with no cap.

Need even more and have a car? You might consider a title loan in Nevada as a last resort. In Nevada, you can borrow up to the fair market value of your car with a loan term of 30 days if you repay it all at once or up to 210 days if you repay in installments.

• Since Nevada has no APR caps for short-term loans, it can get extremely expensive. Make sure you’re able to afford the repayment terms before applying for a loan and compare lenders. Or, consider payday loan alternatives.

Consider these lenders for online payday loans in Las Vegas, Nevada

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Name	Product	Filter Values	Max. Loan Amount	Turnaround time	Requirements
LendYou Short-term Loans			$15,000	Same business day to 1 business days	$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+	Get offers from potential lenders in minutes by filling out just one online form.	Go to site More Info		loading Fetching your data...
Check Into Cash Installment Loans			$3,000	1 to 2 business days	Bank account, email address, phone number, US citizen or permanent resident, ages 21+, $3,500 minimum income in California	Borrow money with lower payments and more time to pay than a traditional payday loan.	Go to site More Info		loading Fetching your data...
OppLoans Installment Loans			$5,000	1 business day	Direct deposit, meet minimum income requirements, live in eligible state	Comes with the option to change your due date so you won’t fall behind on repayments.	Go to site More Info		loading Fetching your data...
Fast5kLoans Short-term Loans Connection Service			$35,000	As soon as the next business day	Regular source of income, verifiable bank account, US citizen, ages 18+	Get connected with multiple lenders you might qualify with — even if you have bad credit.	Go to site More Info		loading Fetching your data...
CashUSA Installment Loans			$10,000	As fast as same business day	Regular source of income, bank account, US citizen or permanent resident, age of majority in your state	Explore its online education center to get tips on budgeting, how to prioritize your bills and more.	Go to site More Info		loading Fetching your data...
Jora Installment Loans			$2,600	1 to 2 business days	Active checking account, regular source of income, email address	Get access to tools to help you plan a career move, make some extra cash or search for a better-paying job.	Go to site More Info		loading Fetching your data...

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Should I get a payday loan in Las Vegas?

Las Vegas’s lack of regulations when it comes to financing charges might make you want to treat it as a last resort. You might consider one if you…

• Need money fast. If you apply in-store, you can expect to get your money on the same day. Online lenders generally take between one to three days to send the funds to your bank account.
• Don’t have a checking account. While most lenders require you to have a checking account, some don’t if you apply in store.
• Bad credit OK. While you need to have proof of your ability to repay the loan, you can typically get a payday loan with bad credit.

What do I need to apply?

Before you start an application, you’ll need

• to be at least 18 years old
• to be a US citizen or permanent resident
• to have a regular source of income

Although all lenders have different applications, they usually require the same information. This includes

• Your name, address, email and phone number
• Your date of birth, Social Security number and a valid ID
• Your employer’s name, address and phone number
• Your gross monthly income
• Your bank account details if you’re applying online

Payday loan locations in Las Vegas, Nevada

Payday loan stores you can visit in Las Vegas

Frequently asked questions

• Does a payment plan cost extra?

  It depends on the lender. Nevada doesn’t specify a payment plan lenders are required to follow, so you’ll need to discuss this with your lender when negotiating your contract or requesting a payment plan.

• Will a lender check my credit?

  When you apply for a payday loan, lenders might run your credit through a third-party source. It won’t be reported to the big three credit bureaus as an inquiry, but it will be accessible to banks and other financial institutions in the future.

• How do I get my loan on the same day?

  Online lenders won’t be able to get your loan on the same day, but you might be able to pick up your loan from a physical store on the same day you apply as long as you get it in the form of cash or a check.