Payday loans in Las Vegas, Nevada | finder.com
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Compare your loan options in Las Vegas, Nevada

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What you need to know before getting a payday loan in Vegas.

If you’re a resident of Las Vegas and need payday loan, consider your options carefully. While they’re legal, Nevada doesn’t limit how much a lender can charge.
CashUSA Installment Loans

Our top pick: CashUSA

Need a quick cash loan as high as $10,000? This loan connection service could help.

  • Min. Loan Amount: $500
  • Max. Loan Amount: $10,000
  • Loan Term: 90 days to 72 months
  • Turnaround Time: As early as 1 business day
  • Requirements: Must have a monthly income of $1,000+ after taxes and valid checking account.

    Can I get a payday loan in Las Vegas?

    You can. Nevada allows payday loans, though there are some restrictions:

    • Maximum amount: No more than 25% of your monthly income before taxes
    • Maximum term: 35 days
    • Maximum APR: None

    Lenders also must be licensed and consider your ability to repay the loan by asking for documents verifying your income and employment status, and potentially your credit rating. You can learn more about Nevada payday laws with our guide.

    Las Vegas installment and title loans

    Need more than 25% of your monthly income? You can get up to 25% of three months of income if you take out an installment loan in Vegas with a maximum of 90 days to pay it back. APRs start at 40% with no cap.

    Need even more and have a car? You might consider a title loan in Nevada as a last resort. In Nevada, you can borrow up to the fair market value of your car with a loan term of 30 days if you repay it all at once or up to 210 days if you repay in installments.

    • Since Nevada has no APR caps for short-term loans, it can get extremely expensive. Make sure you’re able to afford the repayment terms before applying for a loan and compare lenders. Or, consider payday loan alternatives.

    Consider these lenders for online payday loans in Las Vegas, Nevada

    Rates last updated December 16th, 2018
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Max. Loan Amount Turnaround Time Requirements
    CashUSA Installment Loans
    A connection service for quick cash loans up to $10,000.
    $10,000
    As early as 1 business day
    Must have a monthly income of $1,000+ after taxes and valid checking account.
    Jora Installment Loans
    Installment loans with repayment terms up to 30 months, depending on your state.
    $2,600
    1–2 days
    Must have an active checking account, regular source of income and email address.
    OppLoans Installment Loans
    Installment loans with competitive rates from a top-rated direct lender.
    $5,000
    1 business day
    Must have direct deposit and meet minimum income requirements
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    LendYou Short-term Loans
    Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
    $15,000
    1 business day
    You must be a US citizen or permanent resident, age 18+ and have a regular income.
    Check into Cash Payday Loan
    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
    $1,000
    1–2 business days
    You must be at least 21 and an American citizen and have a bank account, email address and phone number.
    ACE Cash Express Short-term Loans
    Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
    Varies by state
    Generally receive the money the next business day
    Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

    Compare up to 4 providers

    Should I get a payday loan in Las Vegas?

    Las Vegas’s lack of regulations when it comes to financing charges might make you want to treat it as a last resort. You might consider one if you…

    • Need money fast. If you apply in-store, you can expect to get your money on the same day. Online lenders generally take between one to three days to send the funds to your bank account.
    • Don’t have a checking account. While most lenders require you to have a checking account, some don’t if you apply in store.
    • Bad credit OK. While you need to have proof of your ability to repay the loan, you can typically get a payday loan with bad credit.

    What do I need to apply?

    Before you start an application, you’ll need

    • to be at least 18 years old
    • to be a US citizen or permanent resident
    • to have a regular source of income

    Although all lenders have different applications, they usually require the same information. This includes

    • Your name, address, email and phone number
    • Your date of birth, Social Security number and a valid ID
    • Your employer’s name, address and phone number
    • Your gross monthly income
    • Your bank account details if you’re applying online

    Payday loan locations in Las Vegas, Nevada

    Payday loan stores you can visit in Las Vegas

    • A Advance Payday. 3985 E Sunset Rd # C, Las Vegas, NV 89120
    • Cash 1 Loans. 1995 N Nellis Blvd c, Las Vegas, NV 89115
    • Cash City. 6020 W Flamingo Rd, Las Vegas, NV 89103
    • Cash Factory USA. 6965 S Rainbow Blvd #130, Las Vegas, NV 89118
    • Dollar Loan Center. US-395 and Retail Drive #105
    • First Choice Loans. 1680 E Flamingo Rd, Las Vegas, NV 89119
    • Nevada Title and Payday Loans, Inc. 3280 W Spring Mountain Rd, Las Vegas, NV 89102
    • Payday Loans Las Vegas. 140 E Flamingo Rd, Las Vegas, NV 89109
    • Rapid Cash. 2710 S Maryland Pkwy a, Las Vegas, NV 89109
    • Star Loan Centers. 432 E Sahara Ave, Las Vegas, NV 89104

    Be cautious of high APRs

    Because Nevada doesn’t specify the amount of interest a lender can charge, read your loan contract carefully to learn how much your loan will cost. Keep in mind that the more you borrow, the more you owe.

    For instance, if you borrow $300 an have a financing fee of 20%, you’ll have to pay back $60. This number will fluctuate on other costs outlined in your loan contract, which makes the document crucial when you’re determining if you should go with a loan.

    Finding a short-term loan in Las Vegas may seem easy, but since there is no maximum APR lenders have to stick to, comparing your options to find the most affordable one is essential.

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    US Payday Loans Offers

    Important Information*
    CashNetUSA Loan

    Apply for a short-term loan with an easy online application and dedicated customer service.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

    LendYou Short-term Loans

    Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

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