Payday loans in Juneau, Alaska | finder.com

Compare your loan options in Juneau, Alaska

Here’s the information you need before you take out a payday loan in Juneau, Alaska.

Whether you lost track of bills or just fell a little short on cash this month, you may be looking into payday loans to help you make ends meet. If you live in Juneau and are considering a payday loan, check out this guide first. You’ll want to know exactly how much a loan can cost before you sign a contract.

OppLoans Installment Loans

OppLoans Installment Loans

OppLoans offers borrowers fast funding with lower interest than a typical payday loan.

  • Minimum Loan Amount: $500
  • Maximum Loan Amount: $4,000
  • Loan Term: 9 to 36 months
  • Turnaround Time: 1 business day
  • Must be 18+ years old (19+ in Alabama)

    How much can I borrow if I’m a resident of Juneau, Alaska?

    Under Alaska statute 06.50.010 et seq., all lenders are required to have a license for every physical location and website where they advance loans. If you’re looking to borrow, you can take out as much as $500 with a minimum loan term of 14 days. Lenders can charge both a $5 origination fee and a financing fee of $15 per $100 or 15% of the amount advanced, whichever is smaller.

    Curious to know more? Check out our page on Alaska’s laws

    You can compare these lenders if you need a payday loan

    Rates last updated April 23rd, 2018
    Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
    Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
    Check into Cash Payday Loan
    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
    $1,000
    Varies by state
    1–2 business days
    You must be at least 21 and an American citizen and have a bank account, email address and phone number.
    LendUp Payday Loans
    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
    $250
    7–30 days
    generally receive the money the next business day
    Be 18+ years of age and have a checking account that can accept electronic transfers.
    CashNetUSA Loan
    Apply for a short-term loan with an easy online application and dedicated customer service.
    Varies by state
    Varies by state
    1 business day
    You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
    ACE Cash Express Payday Loans
    Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
    Varies by state
    Varies by state
    Generally receive the money the next business day
    Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.
    LoanByPhone Payday and Installment Loans
    This mobile lender offers convenient cash loans. Apply online or by phone.
    $3,000
    Varies by state
    1–2 business days
    Must be 21 years old and have a Social Security number, a regular source of income, a valid email address, an active checking account and a phone number.
    BadCreditLoans.com
    With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
    $5,000
    3 to 36 months
    Varies
    Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.

    Compare up to 4 providers

    What to expect when you get a payday loan in Juneau

    • Limited rollovers. Unlike many other states, you’ll be able to roll over your loan if you’re unable to make the payment on the due date. While this will cost more, it can extend the life of your loan and prevent the buildup of late fees and non-sufficient funds (NSF) fees.
    • Good minimum term. Payday loans usually fall on your next payday, but if that’s before 14 days, you won’t have to worry about scrambling to get the payment to your lender. Alaska gives consumers 14 days to pay off their loan at minimum, and you might be able to get a longer term if you request it.
    • Easy application process. An average payday loan application takes just a few minutes to complete and the questions are there to guide you through the information you’ll need to submit. If you do have questions, most online lenders have a live chat to help you.

    Martin needs to get urgent repairs done on his car

    payday loan pierreThe parking brake on Martin’s car needed to be replaced, and his mechanic told him the repair would cost about $400. Martin decided to play it safe, so he figured he should borrow around $500 to make sure he had enough to cover any surprises during the fix.

    He applied for a payday loan online and had the funds in his bank account on the next business day. The loan contract clearly stated that he would have to pay an origination fee of $5 and that lender would also charge a finance charge of $75. This brought the total Martin would need to repay to $580.

    Unfortunately, the electronic request from the lender for the repayment of the loan didn’t go through because Martin didn’t have enough money in his bank account. The lender added a $30 non-sufficient funds (NSF) fee fee to the overall cost of the loan.

    Despite the setback, Martin was able to pay the full amount soon after and was able to drive his care safely and without worry.

    Not sure what to do? Here’s how to apply

    If you don’t live or work near a payday store, you can submit an online application. To begin, simply click on the Go to Site button next to any of the lenders in the comparison table above. You’ll need to submit some basic personal information, including

    • Your name and contact details
    • Your date of birth and Social Security number
    • Details from a valid form of ID, such as your driver’s license or passport
    • Employment details, including your monthly income and pay schedule

    Whether you apply online or in-store, you’ll need to be at least 18 years old, have a regular source of income and be a US citizen or permanent resident.

    Why are there so few places to get a payday loan in Juneau?

    Payday lenders tend to put stores where they think more customers will come. Because of Juneau’s small population, many lenders have decided to keep their practices limited to the online sphere. You can compare your rates here and find a lender that suits your needs, even if you don’t live near a payday loan store.

    Short-term loan stores in Juneau, Alaska

    Where you can get a payday loan in Juneau

    • Advance Til Payday. 9328 Glacier Hwy # 50, Juneau, AK 99801

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    US Payday Loans Offers

    Important Information*
    Slam Dunk Loans

    Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

    LendUp Payday Loans

    LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

    Check into Cash Payday Loan

    With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

    OppLoans Installment Loans

    Installment loans with competitive rates from a top-rated direct lender.

    Go to site