Payday loans in Juneau, Alaska | finder.com

Compare your loan options in Juneau, Alaska

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Learn how state laws work and find out where you can borrow.

Payday loans can be expensive, but that doesn’t mean they aren’t a necessity if you’re facing a big financial setback. You’ll want to know the laws payday lenders have to follow and how much you can borrow before you settle on a lender.

Our top pick: LendYou Short-term Loans

  • Min. Loan Amount: $100
  • Max. Loan Amount: $15,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies
  • Requirements: $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
  • Simple application
  • Quick decision
  • Bad credit OK

Our top pick: LendYou Short-term Loans

Get offers from potential lenders in minutes by filling out just one online form.

  • Min. Loan Amount: $100
  • Max. Loan Amount: $15,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies
  • Requirements: $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
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Can I get a payday loan in Juneau, Alaska?

Yes, payday loans are permitted in Juneau under Alaska statute 06.50.010 et seq., which requires all lenders to have a license for every physical location and website where loans are advanced.

You can borrow up to $500, and you’ll have a minimum of 14 days to repay your loan. However, longer terms may be available depending on your lender and pay period. Lenders may charge both a $5 origination fee and a financing fee of $15 per $100 or 15% of the amount advanced, whichever is less.

If you’re unable to repay your loan, lenders are required to offer you a payment plan. It can last up to six month, and you must pay at least 5% of your outstanding balance when you agree to the payment plan.

Compare online lenders for payday loans in Juneau

Updated June 18th, 2019
Name Product Filter Values Max. Loan Amount Turnaround Time Requirements
$5,000
1 business day
Direct deposit, meet minimum income requirements
Comes with the option to change your due date so you won’t fall behind on repayments.
$2,600
1 to 2 business days
Active checking account, regular source of income, email address
Get access to tools to help you plan a career move, make some extra cash or search for a better-paying job.
$50,000
1 business day
Must be employed and receive regular income, earn at least $800 a month, have a checking account and be an 18+ years old legal US citizen.
Get a flexible installment loan with fast funding through one easy online application form.
$35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
$15,000
1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
$10,000
As early as 1 business day
$1,000+ monthly income after taxes, valid checking account
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
Varies by state
1 business day
Regular source of income, bank account, US citizen or permanent resident, ages 18+
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.

Compare up to 4 providers

What do I need to apply?

If you don’t live or work near a payday store in Juneau, you can submit an online application. To begin, simply click on the Go to Site button next to any of the lenders in the comparison table above. You’ll need to submit some basic personal information, including:

  • Your name and contact details
  • Your date of birth and Social Security number
  • Details from a valid form of ID, such as your driver’s license or passport
  • Employment details, including your monthly income and pay schedule

Whether you apply online or in-store, you’ll need to be at least 18 years old, have a regular source of income and be a US citizen or permanent resident.

Where to find short-term loan locations in Juneau, Alaska

Short-term loan locations near me in Juneau, AK

  • Advance Til Payday. 9328 Glacier Hwy # 50, Juneau, AK 99801

Be cautious of high costs

Although Alaska regulates how much a lender can charge, a $500 loan will still cost you $580. And if you’re stuck with the minimum loan term, you’ll only have 14 days to repay what you borrow. This can be difficult for many people, so it pays to consider your other options before taking out a loan.

If your lender doesn’t agree to a longer loan term, look into an installment loan instead. These are still an expensive form of credit, but you may have multiple months to repay your loan.

Bottom line

Although there aren’t many payday loan stores in Juneau itself, you still have options if you’re okay with borrowing online. The industry is regulated by Alaska state law, so before you agree to a loan, be sure your lender is obeying the regulations.

And of course, you may want to read up on payday loans so you can stay informed when you borrow.

Frequently asked questions

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US Payday Loans Offers

Important Information*
Logo for CashNetUSA Loan
CashNetUSA Loan

Apply for a short-term loan with an easy online application and dedicated customer service.

Logo for Check into Cash Payday Loan
Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

Logo for OppLoans Installment Loans
OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

Logo for LendYou Short-term Loans
LendYou Short-term Loans

Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

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