Payday loans in Juneau, Alaska | finder.com

Compare your loan options in Juneau, Alaska

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Before you commit, know how Alaska’s laws work — and find out where you can borrow.

Payday loans can be expensive, but that doesn’t mean they aren’t a necessity if you’re facing a big financial setback. You’ll want to know the laws payday lenders have to follow and how much you can borrow before you settle on a lender.

OppLoans Installment Loans

OppLoans Installment Loans
  • Easy online application
  • Quick approval
  • Fast funding
  • Long repayment terms

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

  • Minimum loan amount: $500
  • Maximum loan amount: $5,000
  • Turnaround time: 1 business day
  • Loan term: 9 to 36 months
  • Must have direct deposit and meet minimum income requirements
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Can I get a payday loan in Juneau, Alaska?

Yes, payday loans are permitted in Juneau under Alaska statute 06.50.010 et seq., which requires all lenders to have a license for every physical location and website where loans are advanced.

You can borrow up to $500, and you’ll have a minimum of 14 days to repay your loan. However, longer terms may be available depending on your lender and pay period. Lenders may charge both a $5 origination fee and a financing fee of $15 per $100 or 15% of the amount advanced, whichever is less.

If you’re unable to repay your loan, lenders are required to offer you a payment plan. It can last up to six month, and you must pay at least 5% of your outstanding balance when you agree to the payment plan.

Compare these online lenders for payday loans in Juneau

Rates last updated February 19th, 2019
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Max. Loan Amount Turnaround Time Requirements
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
$5,000
1 business day
Must have direct deposit and meet minimum income requirements
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
$2,600
1–2 days
Must have an active checking account, regular source of income and email address.
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
$10,000
As early as 1 business day
Must have a monthly income of $1,000+ after taxes and valid checking account.
LendYou Short-term Loans
Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
$15,000
1 business day
You must be a US citizen or permanent resident, age 18+ and have a regular income.
ACE Cash Express Short-term Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see more details for your state.
$250
generally receive the money the next business day
Be 18+ years of age and have a checking account that can accept electronic transfers.

Compare up to 4 providers

What do I need to apply?

If you don’t live or work near a payday store in Juneau, you can submit an online application. To begin, simply click on the Go to Site button next to any of the lenders in the comparison table above. You’ll need to submit some basic personal information, including:

  • Your name and contact details
  • Your date of birth and Social Security number
  • Details from a valid form of ID, such as your driver’s license or passport
  • Employment details, including your monthly income and pay schedule

Whether you apply online or in-store, you’ll need to be at least 18 years old, have a regular source of income and be a US citizen or permanent resident.

Where to find short-term loan locations in Juneau, Alaska

Short-term loan locations near me in Juneau, AK

  • Advance Til Payday. 9328 Glacier Hwy # 50, Juneau, AK 99801

Be cautious of high costs

Although Alaska regulates how much a lender can charge, a $500 loan will still cost you $580. And if you’re stuck with the minimum loan term, you’ll only have 14 days to repay what you borrow. This can be difficult for many people, so it pays to consider your other options before taking out a loan.

If your lender doesn’t agree to a longer loan term, look into an installment loan instead. These are still an expensive form of credit, but you may have multiple months to repay your loan.

Bottom line

Although there aren’t many payday loan stores in Juneau itself, you still have options if you’re okay with borrowing online. The industry is regulated by Alaska state law, so before you agree to a loan, be sure your lender is obeying the regulations.

And of course, you may want to read up on payday loans so you can stay informed when you borrow.

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US Payday Loans Offers

Important Information*
CashNetUSA Loan

Apply for a short-term loan with an easy online application and dedicated customer service.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

LendYou Short-term Loans

Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

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