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Compare your loan options in Juneau, Alaska

Learn how state laws work and find out where you can borrow.

Updated

Fact checked

Editor's choice: OppLoans Installment Loans

OppLoans Installment Loans logo
  • Easy online application
  • Quick approval
  • Long repayment terms
See my rate

Payday loans can be expensive, but that doesn’t mean they aren’t a necessity if you’re facing a big financial setback. You’ll want to know the laws payday lenders have to follow and how much you can borrow before you settle on a lender.

Can I get a payday loan in Juneau, Alaska?

Yes, payday loans are permitted in Juneau under Alaska statute 06.50.010 et seq., which requires all lenders to have a license for every physical location and website where loans are advanced.

You can borrow up to $500, and you’ll have a minimum of 14 days to repay your loan. However, longer terms may be available depending on your lender and pay period. Lenders may charge both a $5 origination fee and a financing fee of $15 per $100 or 15% of the amount advanced, whichever is less.

If you’re unable to repay your loan, lenders are required to offer you a payment plan. It can last up to six month, and you must pay at least 5% of your outstanding balance when you agree to the payment plan.

Compare online lenders for payday loans in Juneau

Data indicated here is updated regularly
Name Product Filter Values Max. Loan Amount Turnaround time Requirements
OppLoans Installment Loans
$5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
 Check Into Cash Installment Loans
$3,000
1 to 2 business days
Bank account, email address, phone number, US citizen or permanent resident, ages 21+, $3,500 minimum income in California
Borrow money with lower payments and more time to pay than a traditional payday loan.
Fast5kLoans Short-term Loans Connection Service
$35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$15,000
Same business day to 1 business days
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
Possible Finance Mobile Installment Loans
$500
As fast as 1 business day
Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+
Borrow up to $500 with just a few swipes — but only for residents of 5 states.
BadCreditLoans.com
$5,000
Varies
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
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Compare up to 4 providers

What do I need to apply?

If you don’t live or work near a payday store in Juneau, you can submit an online application. To begin, simply click on the Go to Site button next to any of the lenders in the comparison table above. You’ll need to submit some basic personal information, including:

  • Your name and contact details
  • Your date of birth and Social Security number
  • Details from a valid form of ID, such as your driver’s license or passport
  • Employment details, including your monthly income and pay schedule

Whether you apply online or in-store, you’ll need to be at least 18 years old, have a regular source of income and be a US citizen or permanent resident.

Where to find short-term loan locations in Juneau, Alaska

Short-term loan locations near me in Juneau, AK

  • Advance Til Payday. 9328 Glacier Hwy # 50, Juneau, AK 99801

Be cautious of high costs

Although Alaska regulates how much a lender can charge, a $500 loan will still cost you $580. And if you’re stuck with the minimum loan term, you’ll only have 14 days to repay what you borrow. This can be difficult for many people, so it pays to consider your other options before taking out a loan.

If your lender doesn’t agree to a longer loan term, look into an installment loan instead. These are still an expensive form of credit, but you may have multiple months to repay your loan.

Bottom line

Although there aren’t many payday loan stores in Juneau itself, you still have options if you’re okay with borrowing online. The industry is regulated by Alaska state law, so before you agree to a loan, be sure your lender is obeying the regulations.

And of course, you may want to read up on payday loans so you can stay informed when you borrow.

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