Payday loans in Frankfort, Kentucky |

Compare payday loans in Frankfort, Kentucky

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Explore state regulations to make sure your lender’s working legally.

If you have bad credit and need some extra cash to make it to your next payday, a payday loan may be able to help. Before you get started, go over Kentucky’s regulations to make sure your lender is working legally.

Our top pick: LendYou Short-term Loans

  • Min. Loan Amount: $100
  • Max. Loan Amount: $15,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies
  • Requirements: $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
  • Simple application
  • Quick decision
  • Bad credit OK

Our top pick: LendYou Short-term Loans

Get offers from potential lenders in minutes by filling out just one online form.

  • Min. Loan Amount: $100
  • Max. Loan Amount: $15,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies
  • Requirements: $1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+

How are payday loans regulated in Frankfort, Kentucky?

Payday lending is legal in Kentucky under Revised Statutes 286.9.010 et seq. Frankfort doesn’t have any specific ordinances that further regulate loans, so you’ll only have to know Kentucky’s payday loan regulations when you want to borrow.

You can borrow up to $500, and terms last between 14 to 60 days. When possible, attempt to negotiate a longer term with your lender so you have more time to pay back what you owe.

The maximum financing fee you can be charged is $15 per every $100 you borrow. This means a $500 would end up costing you $576 — after you add on the $1 database fee.

Kentucky law doesn’t allow for rollovers or refinancing, so be sure you can repay your loan amount before you borrow to avoid collection fees and extra debt.

Compare payday loan providers available in Frankfort

Updated May 26th, 2019
Name Product Filter Values Max. Loan Amount Loan Term Turnaround Time
6 months to 6 years
As soon as the next business day
Get connected with multiple lenders you might qualify with — even if you have bad credit.
9 to 36 months
1 business day
Comes with the option to change your due date so you won’t fall behind on repayments.
1 to 2 business days
Get access to tools to help you plan a career move, make some extra cash or search for a better-paying job.
1 business day
Get offers from potential lenders in minutes by filling out just one online form.
Varies by state
Varies by state
1 business day
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
90 days to 72 months
As early as 1 business day
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
7-30 days
As soon as the next business day
Get rewarded for making on-time repayments with better rates and terms on future loans.
Varies by state
Varies by state
1 business day
Its satisfaction guarantee means you can return the full loan amount within 72 hours if you change your mind.
Varies by state
1 to 2 business days
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.

Compare up to 4 providers

How do I apply for a payday loan?

The exact process will depend on if you choose to shop online or visit a storefront location. For online applications, follow these steps:

  1. Compare payday lenders and click Go to Site when you’re ready to apply.
  2. Fill out the application with personal details like your name, date of birth and Social Security number.
  3. Provide documents to prove your income and employment status.
  4. Provide your bank account information.
  5. Submit the application and wait for an approval notification.

If you choose to apply in person, you’ll have to bring proof of your identity and income with you.

Payday loan stores in Frankfort, Kentucky

Where to find a payday lender in Frankfort

  • Advance America. 502 Eastwood Shopping Center, Frankfort, KY 40601
  • Check ‘n Go. 315 Leonardwood Dr #4, Frankfort, KY 40601
  • Check Exchange. 1134 Old US Highway 127 Road # C, Frankfort, KY 40601
  • Check into Cash. 120-A Brighton Park Blvd, Frankfort, KY 40601
  • Eagle Finance. 104 Northgate Drive #2, Frankfort, KY 40601
  • Fast Payday Loans. 1230 US-127 #1, Frankfort, KY 40601
  • Personal Finance Company. 949 Louisville Rd # D, Frankfort, KY 40601
  • Quik Cash. 934 Louisville Rd Suite D, Frankfort, KY 40601
  • World Finance. 1100 Old US Highway 127 Rd, Frankfort, KY 40601

Bottom line

Payday loans may be available in Frankfort, but make sure you understand Kentucky’s regulations before borrowing. And to avoid getting caught in a cycle of debt, you may want to consider one of these payday loan alternatives first.

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US Payday Loans Offers

Important Information*
Logo for CashNetUSA Loan
CashNetUSA Loan

Apply for a short-term loan with an easy online application and dedicated customer service.

Logo for Check into Cash Payday Loan
Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

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OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

Logo for LendYou Short-term Loans
LendYou Short-term Loans

Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

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