Payday loans in Frankfort, Kentucky | finder.com

Compare your payday loan options in Frankfort, Kentucky

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Learn the regulations of your state.

Payday loans are a common way to get money when you’re stuck between paychecks. Before you get started, take the time to go over Kentucky’s regulations and learn where you can borrow a payday loan in Frankfort.

OppLoans Installment Loans

OppLoans Installment Loans
  • Easy online application
  • Quick approval
  • Fast funding
  • Long repayment terms

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

  • Minimum loan amount: $500
  • Maximum loan amount: $5,000
  • Turnaround time: 1 business day
  • Loan term: 9 to 36 months
  • Must have direct deposit and meet minimum income requirements
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How are payday loans regulated in Frankfort, Kentucky?

Payday lending is legal in Kentucky under Revised Statutes 286.9.010 et seq. Frankfort doesn’t have any specific ordinances that further regulate loans, so you’ll only have to know Kentucky’s payday loan regulations when you want to borrow.

You can borrow up to $500, and terms last between 14 to 60 days. When possible, attempt to negotiate a longer term with your lender so you have more time to pay back what you owe.

The maximum financing fee you can be charged is $15 per every $100 you borrow. This means a $500 would end up costing you $576 — after you add on the $1 database fee.

Kentucky law doesn’t allow for rollovers or refinancing, so be sure you can repay your loan amount before you borrow to avoid collection fees and extra debt.

Compare payday loan providers available in Frankfort

Rates last updated March 25th, 2019
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Max. Loan Amount
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
9 to 36 months
1 business day
$5,000
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
4–30 months, varies by state
1–2 days
$2,600
LendYou Short-term Loans
Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
Varies
1 business day
$15,000
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
90 days to 72 months
As early as 1 business day
$10,000
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
Varies by state
ACE Cash Express Short-term Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Varies by state
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see more details for your state.
7–30 days
generally receive the money the next business day
$250

Compare up to 4 providers

What are the benefits of borrowing a payday loan?

  • Plenty of lenders. Even if you don’t live near one of the lenders located in Frankfort, you can still find online options in the comparison table above.
  • Easy application process. Every lender has a different application, but you’ll be hard-pressed to find one that’s difficult to fill out. If you do have questions, most online lenders have live chat support and stores have staff that are more than willing to help you.
  • Get your loan money however you need it. Whether you need your loan in cash or deposited directly into your checking account, there’s an option for you. It might involve visiting a lender or requesting an ACH transfer, but you can get the money in whatever format suits your needs best at the time.

How do I apply for a payday loan?

The exact process will depend on if you choose to shop online or visit a storefront location. For online applications, follow these steps:

  1. Compare payday lenders and click Go to Site when you’re ready to apply.
  2. Fill out the application with personal details like your name, date of birth and Social Security number.
  3. Provide documents to prove your income and employment status.
  4. Provide your bank account information.
  5. Submit the application and wait for an approval notification.

If you choose to apply in person, you’ll have to bring proof of your identity and income with you.

Payday loan stores in Frankfort, Kentucky

Where to find a payday lender in Frankfort

  • Advance America. 502 Eastwood Shopping Center, Frankfort, KY 40601
  • Check ‘n Go. 315 Leonardwood Dr #4, Frankfort, KY 40601
  • Check Exchange. 1134 Old US Highway 127 Road # C, Frankfort, KY 40601
  • Check into Cash. 120-A Brighton Park Blvd, Frankfort, KY 40601
  • Eagle Finance. 104 Northgate Drive #2, Frankfort, KY 40601
  • Fast Payday Loans. 1230 US-127 #1, Frankfort, KY 40601
  • Personal Finance Company. 949 Louisville Rd # D, Frankfort, KY 40601
  • Quik Cash. 934 Louisville Rd Suite D, Frankfort, KY 40601
  • World Finance. 1100 Old US Highway 127 Rd, Frankfort, KY 40601

Bottom line

Payday loans are available in Frankfort, but before you commit to a lender, be sure you know all the regulations — not just Kentucky’s. You should also consider
some payday loan alternatives
when determining your options.

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US Payday Loans Offers

Important Information*
CashNetUSA Loan

Apply for a short-term loan with an easy online application and dedicated customer service.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

LendYou Short-term Loans

Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.

Go to site