Short-term loans in Bismarck, ND |

Compare your short-term loan options in Bismarck, North Dakota

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If you’re looking for a short-term loan in Bismark, our guide will help.

No matter what you have to use the money for, a short-term loan can be the solution you need if you don’t qualify for other forms of credit. The process is usually quick, but you’ll want to know the laws of North Dakota before you apply to avoid disreputable lenders and illegal loan terms.

OppLoans Installment Loans

OppLoans Installment Loans
  • Easy online application
  • Quick approval
  • Fast funding
  • Long repayment terms

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

  • Minimum loan amount: $500
  • Maximum loan amount: $5,000
  • Turnaround time: 1 business day
  • Loan term: 9 to 36 months
  • Must have direct deposit and meet minimum income requirements
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What are the short-term loan laws in Bismarck, ND?

Short-term lenders that provide payday loans to residents of Bismarck have to abide by the rules and regulations in the North Dakota Century Code 13-08-01 et. seq. The same laws apply to both storefront and online lenders.

You can borrow up to $500 provided your loan term is 60 days or less. When you repay, you’ll have to pay back your principal amount along with a 20% financing fee and a databasing fee.

You can read more about short-term loans in North Dakota here

Here are some lends you can check out when looking for a short-term loan

Rates last updated December 15th, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Max. Loan Amount Turnaround Time Requirements
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
As early as 1 business day
Must have a monthly income of $1,000+ after taxes and valid checking account.
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
1–2 days
Must have an active checking account, regular source of income and email address.
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
1 business day
Must have direct deposit and meet minimum income requirements
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
LendYou Short-term Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
1 business day
You must be a US citizen or permanent resident, age 18+ and have a regular income.
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
1–2 business days
You must be at least 21 and an American citizen and have a bank account, email address and phone number.
ACE Cash Express Short-term Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Must be 18+ years old, have a steady source of income and a checking or savings account. Must not be a debtor in bankruptcy.

Compare up to 4 providers

Here are some short-term loan features

  • Bad credit is OK. When you apply for a short-term loan, you won’t have to worry about your credit history. Lenders will consider you even if you have bad credit, and most make their decision based off your current financial situation, not your past debts.
  • More choices online. If you search for a payday loan online, you’ll have more lenders to choose from. If you’re not sure where to start, try a service that connects you with lenders.
  • Quick process. Payday lenders that operate out of storefronts can give you access to approved funds almost immediately. With online applications, most lenders can transfer funds in your bank account as soon as the next business day.

Costly car repairs

Bad credit installment loan applicationMartin had already spent his paycheck on his bills when his car broke down. Since he wouldn’t be getting paid again for another two weeks and he needed his car to get to work, Martin knew he would need to borrow some money. His credit isn’t the best, so he settled on an online short-term lender that could deposit the loan amount directly into his account.

He borrowed the $400 he needed for the repairs with a two-week term. The lender charged him 20% as a financing fee and an additional databasing fee of $15, bringing the total he needed to repay up to $495.

Martin was able to get his car repaired and make it to work, and on his next paycheck, he had just enough to avoid rolling over his loan and getting charged an additional 20% fee.

Here’s how you can apply for a short-term loan

If you meet the basic eligibility criteria set forth by the lender, you can complete the application process within a few minutes.

  1. Compare lenders in the table above to find one that suits you
  2. Click on the Go to Site button
  3. Start filling out the application with your personal information
  4. Online applicants will need to provide access to their checking account
  5. Submit your application and wait for approval

If you aren’t approved, why not check out some other options?

Short-term loans near you in Bismarck, ND

Where you can find a lender in Bismarck

  • Americash. 208 W Front Ave, Bismarck, ND 58504
  • Direct Check. 702 5th Ave SE #2, Devils Lake, ND 58301
  • Money Lenders. 913 Burlington Dr #4, Bismarck, ND 58504

Why are there so few stores in Bismarck?

With the rise of the internet and online lenders, there’s less need for physical storefronts. Although you can get your money on the same day when you visit a store, the easier process of applying online and having the loan transferred directly into your account means that there aren’t as many stores being run.

In addition, shopping online makes it easier to compare lenders and find one that gives you the best loan offer.

Frequently asked questions

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US Payday Loans Offers

Important Information*
Slam Dunk Loans

Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

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