Pave personal loans review September 2018 | finder.com

Pave personal loans review

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Pave no longer offers personal loans.

Compare these top online personal loans you can apply for today:

Rates last updated September 21st, 2018

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Unfortunately, none of the personal loan providers offer loans for that credit score. If you are in urgent need of a small loan, you might want to consider a short term loan.
Name Product Product Description Min. Credit Score Max. Loan Amount APR
Credible Personal Loans
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
Good to excellent credit
$50,000
4.99%–36% (fixed)
Monevo Personal Loans
Quickly compare multiple online lenders with competitive rates depending on your credit score.
580
$100,000
3.09%–35.99% (fixed)
Even Financial Personal Loans
Get connected to competitive loan offers instantly from top online consumer lenders.
580
$100,000
4.99%–35.99% (fixed)
LendingClub Personal Loan
A peer-to-peer lender offering fair rates based on your credit score.
660
$40,000
6.16%–35.89% (fixed)
SoFi Personal Loan Fixed Rate (with Autopay)
No fees. Multiple member perks such as community events and career coaching.
680
$100,000
6.990% – 14.865% (fixed)
Payoff Personal Loans
Pay down your debt with a fixed APR and predictable monthly payments.
640
$35,000
5.99%–24.99% (fixed)
NetCredit Personal Loan
Check eligibility in minutes and get a personalized quote without affecting your credit score.
550
$10,000
34%–155% (Varies by state) (fixed)
Best Egg Personal Loans
A prime lender with multiple repayment methods.
640 FICO®
$35,000
5.99%–29.99% (fixed)
FreedomPlus Personal Loans
Consolidate debt and more with these low-interest loans. Cosigners welcome.
640
$35,000
4.99%–29.99% (fixed)
OneMain Financial Personal and Auto Loans
An established online and in-store lender with quick turnaround times. Poor credit is OK.
Varies
$30,000
16.05%–35.99%* (fixed)

Compare up to 4 providers

What was Pave?

Pave was an online lender that offered personal loans aimed at helping young borrowers improve their financial health and make steps toward a good career. It offered lower interest rates for self-improvement projects like paying for school, consolidating credit card debt or moving to a new city for an employment opportunity.

It stopped offering loans in 2017 without offering any specific reasons. It still services all existing loans.

Wanted a Pave personal loan? Consider these alternatives

Pave might not be around any more, but there are other lenders that might be able to meet your needs.

Best for debt consolidation: LendingClub

LendingClub is a peer-to-peer lender that specializes in debt consolidation loans. You can borrow between $1,000 and $40,000 at APRs from 6.16%–35.89% , including an origination fee of 1% to 6%. Loan terms range from 3 to 5 years.

You must be over 18 years of age, a permanent resident of the US or an American citizen, have a verifiable bank account and have a steady source of income.

Best for boosting your career: SoFi

SoFi offers personal loans with a focus on young professionals looking for financing that will help them become financially independent. While it might not offer rate discounts for self-improvement, it comes with a laundry list of perks including unemployment protection and career counseling.

Loan amounts range from $5,000 to $100,000 with loan terms of 3–7 years. You have the choice of fixed rates that run from 6.990% – 14.865% with an autopay discount and variable rates from 6.255% – 12.555% with autopay.

Best for students: Westbon

It’s nearly impossible to qualify for a loan on your own when you’re in college. Most students don’t have the credit score or income to meet lender’s basic requirements.

If you need outside help paying for school, you might want to check out Westbon. It considers your academic record instead of your credit score and works with international students. The main drawbacks are that you need to be a student to qualify and it’s not available in all states.

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US Personal Loans Offers

Important Information*
Even Financial Personal Loans

Get connected to competitive loan offers instantly from top online consumer lenders.

Prosper Personal Loans

Borrow only what you need for debt consolidation, home improvements and more — with APRs based on overall creditworthiness.

LendingClub Personal Loan

A peer-to-peer lender offering fair rates based on your credit score.

SoFi Personal Loan Fixed Rate (with Autopay)

No fees. Multiple member perks such as community events and career coaching.

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