Pave personal loan alternatives

Pave no longer offers personal loans.

Last updated:

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Pave was an online lender that offered personal loans aimed at helping young borrowers improve their financial health and make steps toward a good career. It offered lower interest rates for self-improvement projects like paying for school, consolidating credit card debt or moving to a new city for an employment opportunity.

It stopped offering loans in 2017 without offering any specific reasons. It still services all existing loans.

Consider these 3 alternatives

Pave might not be around any more, but there are other lenders that might be able to meet your needs.

Best for debt consolidation: LendingClub

LendingClub is a peer-to-peer lender that specializes in debt consolidation loans. You can borrow between $1,000 and $40,000 at APRs from 6.95% to 35.89%, including an origination fee of 1% to 6%. Loan terms range from 3 to 5 years.

Requirements: US citizen or permanent resident, verifiable bank account, steady source of income, ages 18+.​

Go to Lending Club's site

Best for boosting your career: SoFi

SoFi offers personal loans with a focus on young professionals looking for financing that will help them become financially independent. While it might not offer rate discounts for self-improvement, it comes with a laundry list of perks including unemployment protection and career counseling.

Loan amounts range from $5,000 to $100,000 with loan terms of 2 to 7 years. You have the choice of fixed rates that run from 5.99% to 20.01% with an autopay discount and variable rates from 5.74% to 14.70% with autopay.

Go to SoFi's site

Best for students: Boro

It’s nearly impossible to qualify for a loan on your own when you’re in college. Most students don’t have the credit score or income to meet lender’s basic requirements.

If you need outside help paying for school, you might want to check out Boro. It considers your academic record instead of your credit score and works with international students. The main drawbacks are that you need to be a student to qualify and it’s not available in all states.

Go to Boro's site

Compare other personal loans you can apply for online

Updated January 23rd, 2020
Name Product Filter Values APR Min. Credit Score Max. Loan Amount
Credible Personal Loans
3.99% to 35.99%
Fair to excellent credit
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
Fiona Personal Loans
3.84% to 35.99%
Good to excellent credit
Get loan offers from multiple lenders at once without affecting your credit score.
Upgrade Personal Loans*
6.98% to 35.89%
Affordable loans with two simple repayment terms and no prepayment penalties.
Even Financial Personal Loans
3.84% to 35.99%
Get connected to competitive loan offers instantly from top online consumer lenders.
NetCredit Personal Loans
34% to 155% (Varies by state)
No minimum
Check eligibility in minutes and get a personalized quote without affecting your credit score.
Monevo Personal Loans
3.99% to 35.99%
Quickly compare multiple online lenders with competitive rates depending on your credit.
PenFed Credit Union Personal Loans
6.49% to 17.99%
With over 80 years of lending experience, this credit union offers personal loans for a variety of expenses.
LendingClub Personal Loan
6.95% to 35.89%
A peer-to-peer lender offering fair rates based on your credit score.
SoFi Personal Loan Fixed Rate (with Autopay)
5.99% to 20.01%
A highly-rated lender with competitive rates, high loan amounts and no fees.

Compare up to 4 providers

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