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Pave personal loan alternatives
Pave no longer offers personal loans.
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Pave was an online lender that offered personal loans aimed at helping young borrowers improve their financial health and make steps toward a good career. It offered lower interest rates for self-improvement projects like paying for school, consolidating credit card debt or moving to a new city for an employment opportunity.
It stopped offering loans in 2017 without offering any specific reasons. It still services all existing loans.
Consider these 3 alternatives
Pave might not be around any more, but there are other lenders that might be able to meet your needs.
Best for debt consolidation: LendingClub
LendingClub is a peer-to-peer lender that specializes in debt consolidation loans. You can borrow between $1,000 and $40,000 at APRs from 8.05% to 35.89%, including an origination fee of 1% to 6%. Loan terms range from 3 to 5 years.
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Requirements: US citizen or permanent resident, verifiable bank account, steady source of income, ages 18+.​
Best for boosting your career: SoFi
SoFi offers personal loans with a focus on young professionals looking for financing that will help them become financially independent. While it might not offer rate discounts for self-improvement, it comes with a laundry list of perks including unemployment protection and career counseling.
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Loan amounts range from $5,000 to $100,000 with loan terms of 24 to 84 months. You have the choice of fixed rates that run from 5.99% to 18.85% with an autopay discount and variable rates from 5.74% to 14.70% with autopay.
Best for students: Boro
It’s nearly impossible to qualify for a loan on your own when you’re in college. Most students don’t have the credit score or income to meet lender’s basic requirements.
If you need outside help paying for school, you might want to check out Boro. It considers your academic record instead of your credit score and works with international students. The main drawbacks are that you need to be a student to qualify and it’s not available in all states.
Compare other personal loans you can apply for online
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