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Best overwater bungalows in the Caribbean for every budget

Escape to your very own piece of paradise above the waves.


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Overwater bungalows of luxury tourist resort, in the lagoon of Bora Bora, French Polynesia, Oceania

Infinity pools, personal butlers, unlimited food and drink are all the things that dreams are made of. Fortunately, you can experience all of this and more at an exclusive overwater bungalow in the Caribbean.

Here’s where you need to stay to dip straight into those beautiful waters.

Best overwater bungalows in the Caribbean

Sandals Royal Caribbean

Sandals Royal Caribbean All-Inclusive Resort & Private Island

Each of the ultra-luxurious overwater bungalows at Sandals comes with its own private butler, infinity pool and well-stocked mini bar, meaning you won’t have to move far to experience this piece of paradise in the Caribbean.

  • Star rating: 5 stars
  • Location: Jamaica
  • Features: Private butler, pool and Jacuzzi, glass floors, snorkeling and windsurfing facilities, all-inclusive
  • Why we love it: The friendly staff at Sandals go to all lengths to ensure you have an unforgettable experience, so expect private dining on the beach and bespoke day trips around the island.

Punta Caracol Acqua Lodge

Located on the picturesque Bocas del Toro Archipelago, Punta Caracol Acqua Lodge offers great value without sacrificing the luxe experience. While a night spent in an overwater bungalow in the Caribbean typically costs upwards of $2,000, staying at Punta Caracol Acqua Lodge can cost as little as $500 for two people.

  • Star rating: 3.5 stars
  • Location: Panama
  • Features: Concierge service, four-poster beds, bike rentals, on-site spa, room service, Wi-Fi, private balcony and hammock, breakfast, dinner and snorkeling gear included
  • Why we love it: This eco-friendly resort builds all of its bungalows from natural materials and generates its electricity from solar panels, so you can have a guilt-free vacay.
Royalton Antigua Resort and Spa

Royalton Antigua Resort and Spa

Nestled in the Five Islands Village, guests can enjoy the novelty of an overwater hut with all of the creature comforts of an all-inclusive large-scale resort. Relax in your private infinity pool before snorkeling out to explore your crystal-clear front yard.

  • Star rating: 5 stars
  • Location: Antigua
  • Features: Seven restaurants and six bars, all-inclusive, fitness center, spa services, free Wi-Fi, tennis courts, evening entertainment, car hire and overwater hammock
  • Why we love it: If you weren’t feeling relaxed enough already, head to the onsite spa for a hot stone massage, spa treatment or organic facial. It also has biodegradable sunscreen ready and waiting for you.
 Cosmic Crab Resort

Cosmic Crab Resort

Budget shoppers will love the bargain price tag of this motel above the waves — Cosmic Crab’s cheerfully painted mini cabins start at under $100 per night. It may not be over-the-top fancy, but this resort is surrounded by a luscious jungle. Plus, you’ll wake up to the ocean, which is priceless.

  • Star rating: 2.5 stars
  • Location: Panama
  • Features: Private balconies, Wi-Fi in public areas, kayaking equipment, surfing lessons, fishing tours and air conditioning
  • Why we love it: Cosmic Crab Resort offers kayaks free of charge, so you can explore Carenero Island and the rest of the archipelago on your own time.
 Thatch Caye Resort

Thatch Caye Resort

Located on a private island just off the coast of Belize, Thatch Caye Resort boasts beautiful thatched roofed bungalows complete with private decks and overwater hammocks. Eco-conscious travelers will appreciate that Thatch Caye bans single-use plastics and donates part of its proceeds to local charities.

  • Star rating: 5 stars
  • Location: Belize
  • Features: All-inclusive, private deck, air conditioning, Wi-Fi in communal areas, traditional Belizean food, fly-fishing tours, free kayak and paddleboard rental
  • Why we love it: Gather a group of friends together and rent out the entire island for the ultimate private island experience.
 Thatch Caye Resort

Sandals South Coast Resort

Ever wanted to soak in a tub overlooking the ocean? These luxurious suites feature outdoor showers and baths, plus a private floating ocean lounger. Upon arrival, enjoy a bottle of champagne on the house. This adults-only oasis features butler service and a private transfer from the airport.

  • Star rating: 5 stars
  • Location: Jamaica
  • Features: All-inclusive, private butler, glass floors, two-person soaking tub, spa-style bathroom, air conditioning, water sports facilities (snorkeling, scuba diving, windsurfing), on-site spa, Wi-Fi, room service, outdoor swimming pool, fitness centre, evening entertainment
  • Why do we love it? Arranged in the shape of a heart, the overwater bungalows here are perfect for any loved-up honeymooners.

How did we choose these bungalows?

By comparing star ratings, price ranges, key amenities and location. We also weighed standout features against price point, prioritizing overwater bungalows that deliver maximum bang for your buck.

Which of these overwater bungalows in the Caribbean are all-inclusive?

Which of these overwater bungalows in the Caribbean have private pools?

Bottom line

Overwater bungalows in the Caribbean are the ultimate island luxury — secluded and completely surrounded in natural beauty. If you’re still on the hunt for the perfect perch, browse our top picks for over-the-waves retreats in Fiji.

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