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8 best overwater bungalows in the Caribbean

Stay overnight above the waves in Jamaica, Mexico, Belize, Honduras and beyond.

Sleeping above the deep, blue sea may seem like a fantasy, but at these overwater bungalows in the Caribbean it can be your reality. We researched dozens of resorts to come up with this list of huts and suites atop the waves at budget and luxury price points. Expect standard amenities like Wi-Fi and breakfast at all of these hotels, with luxe bonuses like personal butlers if you splurge for a 5-star stay. And when you get tired of gazing out over the ocean, head to the spa for a massage or snorkel, kayak and dive to your heart's content.

Overwater bungalows in Jamaica

Sandals Royal Caribbean Resort & Private Island — Montego Bay

  • All-inclusive

Each of the ultra-luxurious overwater bungalows at Sandals comes with its own private butler, infinity pool and well-stocked mini bar, meaning you won't have to move far to experience this piece of paradise in the Caribbean.

  • Star rating: 5 stars
  • Why we love it: The overwater bungalows here have glass floors, so you can see straight to the bottom of the ocean. You can also go snorkeling and windsurfing when you're ready to explore.

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Sandals South Coast Resort

  • All-inclusive

Ever wanted to soak in a tub overlooking the ocean? These luxurious suites feature outdoor showers and baths, glass floors and a private floating ocean lounger. Upon arrival, enjoy a bottle of champagne on the house. This adults-only oasis features butler service and a private transfer from the airport.

  • Star rating: 5 stars
  • Why do we love it? Arranged in the shape of a heart, the overwater bungalows here are perfect for any loved-up honeymooners.

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Overwater bungalows in Panama

Punta Caracol Acqua Lodge

  • Not inclusive — breakfast and dinner are included, but you'll have to pay for booze

Located on the picturesque Bocas del Toro Archipelago, Punta Caracol Acqua Lodge offers great value without sacrificing the luxe experience. While a night spent in an overwater bungalow in the Caribbean typically costs upwards of $2,000, staying at here can cost as little as $500 for two people. Snorkeling gear is included.

  • Star rating: 3.5 stars
  • Why we love it: This eco-friendly resort builds all of its bungalows from natural materials and generates its electricity from solar panels, so you can have a guilt-free vacay.

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Cosmic Crab Resort

  • Not inclusive

Budget shoppers will love the bargain price tag of this motel above the waves — Cosmic Crab's cheerfully painted mini cabins start at under $100 per night. It may not be over-the-top fancy, but this resort is surrounded by a luscious jungle.

  • Star rating: 2.5 stars
  • Why we love it: Cosmic Crab Resort offers kayaks free of charge, so you can explore Carenero Island and the rest of the archipelago on your own time. You can also sign up for fishing tours.

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Overwater bungalows in Antigua

Royalton Antigua Resort and Spa

  • All-inclusive

Nestled in the Five Islands Village, guests can enjoy the novelty of an overwater hut with the creature comforts of a large-scale resort — there are seven restaurants, six bars and even tennis courts. Relax in your private infinity pool or hang out in the overwater hammock before snorkeling out to explore your crystal-clear front yard.

  • Star rating: 5 stars
  • Why we love it: If you weren't feeling relaxed enough already, head to the onsite spa for a hot stone massage, spa treatment or organic facial. It also provides biodegradable sunscreen.

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Overwater bungalows in Belize

Thatch Caye Resort

  • All-inclusive

Located on a private island just off the coast of Belize, Thatch Caye Resort boasts beautiful thatched roofed bungalows complete with private decks and overwater hammocks. Eco-conscious travelers will appreciate that Thatch Caye bans single-use plastics and donates part of its proceeds to local charities. And foodies will love the authentic Belizean cuisine.

  • Star rating: 5 stars
  • Why we love it: Gather a group of friends together and rent out the entire island for the ultimate private island experience.

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Overwater bungalows in Mexico

Rosewood Mayakoba in Playa del Carmen

  • Not inclusive

Book a Deluxe Overwater Lagoon suite for a luxury stay above emerald waters. Your terrace includes a heated private pool and an outdoor shower, complete with a garden. It's perfect for lovebirds, since kids aren't allowed in the overwater bungalows.

  • Star rating: 5 stars
  • Why we love it: You'll be welcomed with mezcal cocktails when you arrive at Rosewood Mayakoba, and a butler will attend to your needs throughout your stay.

Check rates at

Overwater bungalows in Honduras

Anthony's Key Resort

  • Not inclusive

Wake up in the stunning Caribbean without a single highrise in sight. Anthony's Key is only minutes away from the Mesoamerican Barrier Reef System, and the resort offers diving lessons so you can get up close and personal with dolphins, coral and other marine life.

  • Star rating: 3 stars
  • Why we love it: There are no phones or TVs, and life feels altogether simpler here. When you're ready for more action, you can book a day or overnight trip to mainland Honduras where you can visit the Mayan Ruins of Copan or tour a coffee plantation.

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How did we choose these bungalows?

By comparing star ratings, price ranges, key amenities and location. We also weighed standout features against price point, prioritizing overwater bungalows that deliver maximum bang for your buck.

Overwater bungalows in the Caribbean you can book now, pay later

If you're running short on funds now but still want to book that vacation above the waves, you can use a travel site like Expedia or Orbitz to finance your overwater bungalow stay using Affirm. This divides the price into monthly payments, so you can foot the bill over time. Just be sure to have a plan in place for paying it back, as interest rates apply.

Which of these overwater bungalows in the Caribbean are all-inclusive?

Which of these overwater bungalows in the Caribbean have private pools?

Traveling during COVID-19

The CDC continues to advise caution when traveling within or outside the US, though it no longer requires self-quarantine or a COVID-19 test for fully vaccinated travelers as of April 2021. It recommends that you delay travel if you are not fully vaccinated to protect yourself and your family from getting or spreading the virus.

When traveling, follow safety measures that include wearing a mask in public, social distancing and washing your hands. If you are diagnosed with, have symptoms of or are waiting for COVID-19 test results — or are otherwise at risk of illness — do not attend gatherings or travel for 14 days.

Find overwater bungalows in other destinations worldwide.

Bottom line

Overwater bungalows in the Caribbean are the ultimate island luxury — secluded and completely surrounded in natural beauty. If you're still on the hunt for the perfect perch, browse our top picks for over-the-waves retreats in Fiji.

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