Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Best overwater bungalows in the Caribbean for every budget

Escape to your very own piece of paradise above the waves.

Posted

Fact checked
Overwater bungalows of luxury tourist resort, in the lagoon of Bora Bora, French Polynesia, Oceania

Infinity pools, personal butlers, unlimited food and drink are all the things that dreams are made of. Fortunately, you can experience all of this and more at an exclusive overwater bungalow in the Caribbean.

Here’s where you need to stay to dip straight into those beautiful waters.

Best overwater bungalows in the Caribbean

Sandals Royal Caribbean

Sandals Royal Caribbean All-Inclusive Resort & Private Island

Each of the ultra-luxurious overwater bungalows at Sandals comes with its own private butler, infinity pool and well-stocked mini bar, meaning you won’t have to move far to experience this piece of paradise in the Caribbean.

  • Star rating: 5 stars
  • Location: Jamaica
  • Features: Private butler, pool and Jacuzzi, glass floors, snorkeling and windsurfing facilities, all-inclusive
  • Why we love it: The friendly staff at Sandals go to all lengths to ensure you have an unforgettable experience, so expect private dining on the beach and bespoke day trips around the island.
Punta

Punta Caracol Acqua Lodge

Located on the picturesque Bocas del Toro Archipelago, Punta Caracol Acqua Lodge offers great value without sacrificing the luxe experience. While a night spent in an overwater bungalow in the Caribbean typically costs upwards of $2,000, staying at Punta Caracol Acqua Lodge can cost as little as $500 for two people.

  • Star rating: 3.5 stars
  • Location: Panama
  • Features: Concierge service, four-poster beds, bike rentals, on-site spa, room service, Wi-Fi, private balcony and hammock, breakfast, dinner and snorkeling gear included
  • Why we love it: This eco-friendly resort builds all of its bungalows from natural materials and generates its electricity from solar panels, so you can have a guilt-free vacay.
Royalton Antigua Resort and Spa

Royalton Antigua Resort and Spa

Nestled in the Five Islands Village, guests can enjoy the novelty of an overwater hut with all of the creature comforts of an all-inclusive large-scale resort. Relax in your private infinity pool before snorkeling out to explore your crystal-clear front yard.

  • Star rating: 5 stars
  • Location: Antigua
  • Features: Seven restaurants and six bars, all-inclusive, fitness center, spa services, free Wi-Fi, tennis courts, evening entertainment, car hire and overwater hammock
  • Why we love it: If you weren’t feeling relaxed enough already, head to the onsite spa for a hot stone massage, spa treatment or organic facial. It also has biodegradable sunscreen ready and waiting for you.
 Cosmic Crab Resort

Cosmic Crab Resort

Budget shoppers will love the bargain price tag of this motel above the waves — Cosmic Crab’s cheerfully painted mini cabins start at under $100 per night. It may not be over-the-top fancy, but this resort is surrounded by a luscious jungle. Plus, you’ll wake up to the ocean, which is priceless.

  • Star rating: 2.5 stars
  • Location: Panama
  • Features: Private balconies, Wi-Fi in public areas, kayaking equipment, surfing lessons, fishing tours and air conditioning
  • Why we love it: Cosmic Crab Resort offers kayaks free of charge, so you can explore Carenero Island and the rest of the archipelago on your own time.
 Thatch Caye Resort

Thatch Caye Resort

Located on a private island just off the coast of Belize, Thatch Caye Resort boasts beautiful thatched roofed bungalows complete with private decks and overwater hammocks. Eco-conscious travelers will appreciate that Thatch Caye bans single-use plastics and donates part of its proceeds to local charities.

  • Star rating: 5 stars
  • Location: Belize
  • Features: All-inclusive, private deck, air conditioning, Wi-Fi in communal areas, traditional Belizean food, fly-fishing tours, free kayak and paddleboard rental
  • Why we love it: Gather a group of friends together and rent out the entire island for the ultimate private island experience.
 Thatch Caye Resort

Sandals South Coast Resort

Ever wanted to soak in a tub overlooking the ocean? These luxurious suites feature outdoor showers and baths, plus a private floating ocean lounger. Upon arrival, enjoy a bottle of champagne on the house. This adults-only oasis features butler service and a private transfer from the airport.

  • Star rating: 5 stars
  • Location: Jamaica
  • Features: All-inclusive, private butler, glass floors, two-person soaking tub, spa-style bathroom, air conditioning, water sports facilities (snorkeling, scuba diving, windsurfing), on-site spa, Wi-Fi, room service, outdoor swimming pool, fitness centre, evening entertainment
  • Why do we love it? Arranged in the shape of a heart, the overwater bungalows here are perfect for any loved-up honeymooners.

How did we choose these bungalows?

By comparing star ratings, price ranges, key amenities and location. We also weighed standout features against price point, prioritizing overwater bungalows that deliver maximum bang for your buck.


Which of these overwater bungalows in the Caribbean are all-inclusive?

Which of these overwater bungalows in the Caribbean have private pools?

Bottom line

Overwater bungalows in the Caribbean are the ultimate island luxury — secluded and completely surrounded in natural beauty. If you’re still on the hunt for the perfect perch, browse our top picks for over-the-waves retreats in Fiji.

Frequently asked questions

Latest travel deals for the Caribbean

Expedia.comExpedia.com

Save up to 25% on select Bahamian, Caribbean and Baja cruises with Disney

T&Cs apply.

Last verified

PricelinePriceline

Disney Cruise Line deals starting from $213/night to Caribbean and other destinations

T&Cs apply.

Last verified

Expedia.comExpedia.com

Disney cruises from $657 per person to the Caribbean

T&Cs apply.

Last verified

Expedia.comExpedia.com

Carnival cruises to the Caribbean starting from $179 per person

T&Cs apply.

Last verified

Expedia.comExpedia.com

Save up to 83% off Carnival cruises to the Caribbean

Caribbean cruises from 4-7 nights from $179 per person. T&Cs apply.

Last verified

StudentUniverseStudentUniverse

$20 discount on (1) international flight departing from the United States or Canada and arriving anywhere EXCEPT the United States, Canada, Mexico or the Caribbean. New users only.

Last verified

CruiseDirectCruiseDirect

6-night Caribbean cruises from $324 on Carnival

Exclusive – up to $1,000 to spend on board, plus 10% off shore excursions! T&Cs apply. Ports of Call: Miami, Fl, Half Moon Cay, The Bahamas, Grand Turk, Amber Cove, Dominican Republic, Miami, Fl

Last verified

TravelocityTravelocity

Over 75% off bookings with top cruise lines

Book cheap Royal Caribbean cruises from just $156 to the Bahamas, Caribbean, Alaska, Hawaii, South Pacific and more. T&Cs apply.

Last verified

Expedia.comExpedia.com

Save up to 90% off Royal Caribbean cruises

Cruises to the Caribbean, Bahamas, Mediterranean, Asia and South Pacific all on sale from just $156. T&Cs apply.

Last verified

Avoya TravelAvoya Travel

Up to 75% off cruises to the Caribbean, Europe, Alaska and Beyond

T&Cs apply

Last verified

Deal ends

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site