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f you already take advantage of the low-cost brands, home goods and more on Overstock.com, you’ll like the Overstock Store Credit Card. It comes with 10% off your first purchase of up to $5,000 with the Internet retailer, special financing for the first two years of card use and special promos just for cardholders.
$30
Welcome offer
$0
Annual fee
26.99%
Purchase APR (variable)
580
Recommended credit score
This no-fee card is a no-brainer if you love to shop for discounts on Overstock.com.
To apply for Overstock Store Credit Card, you must be:
You’ll need to submit personal and financial information that includes:
What credit score do I need?
You’ll have a better chance of being approved for the Overstock Store Credit Card if you apply with a good to excellent credit score of 580 or higher.
Flash deals are almost always available at Overstock.com, with most offers lasting for 24 hours before they disappear. The company also holds an Anniversary Sale every October, then comes back with big deals for the holiday season in November.
Other times of year, keep your eyes peeled for promo codes and other special savings.
Because conditional credit approval is automated on the website, you may get a decision on your application within 60 seconds.
If you’re a loyal Overstock.com shopper, you’ll find small perks with this store card.