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finder.com's rating: 3.5 / 5
★★★★★
21 to 65
Issue Age
Depends on policy to Depends on policy
Coverage
Yes
Medical Exam Required
Policies | Term, whole, universal, variable universal, indexed universal. |
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Coverage maximum | Depends on policy |
Term lengths | 10, 15 and 20 years |
Medical exam required | Yes |
Available states | Nationwide except New York |
Issue age | up to 65 years |
Riders |
Accelerated death benefit rider Child rider Critical illness benefit rider Guaranteed insurability rider Waiver-of-premium rider |
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Review by
Katia Iervasi is a staff writer who hails from Australia and now calls New York home. Her writing and analysis has been featured on sites like Forbes, Best Company and Financial Advisor around the world. Armed with a BA in Communication and a journalistic eye for detail, she navigates insurance and finance topics for Finder, so you can splash your cash smartly (and be a pro when the subject pops up at dinner parties).
Ohio National is a financially strong company that offers a broad range of term and permanent life insurance — with a special emphasis on universal policies. But it has strict underwriting standards, and you’ll need to contact an agent to get a quote or apply for coverage.
To learn how its competitors stack up, compare life insurance companies.
Ohio National sells a mix of term and permanent policies.
The insurer offers a range of riders to help policyholders customize their coverage. Depending on your policy, you might be eligible for the following riders:
If you’re looking for more options to compare, take a look at these other providers.
While Ohio National isn’t accredited with the Better Business Bureau (BBB), it does hold an A+ rating for its customer service and interaction. The BBB hasn’t recorded any customer reviews or complaints, as of October 2020.
The National Association of Insurance Commissioners (NAIC) award the insurer a complaint ratio of 0.51. The median ratio is 1, which means Ohio National has less than the average number of complaints for life insurance companies.
AM Best financial rating |
A+ |
BBB accredited | Yes |
BBB rating | A+ |
Customer reviews verified as of | 22 January 2021 |
To apply for coverage, you’ll need to call 800-366-6654. Representatives are available on weekdays between 8:30 a.m. and 5 p.m. ET.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor