- Instant transfers
- Convenient payout options
- 160,000 cash pick-up locations
- Competitive exchange rates
Not so great for
- Transfer fees
- Paying with bank account or credit card
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Xpress Money adds a margin on top of the mid-market exchange rate before selling currency on to you. Even so, these rates are typically better than what you would get from your bank, meaning more of the money you send makes it to your recipient.
Indicative exchange rates are listed on the Xpress Money website, but you’ll need to visit your nearest Xpress Money location to confirm the rate that will apply to your transaction.
You’ll also need to pay a fee for each transaction, but the fee amount varies depending on the currency you’re sending, the size of the transaction and how your beneficiary will receive the funds.
Xpress Money offers fast transfers to more than 160 countries. Supported currencies include the following:
Your recipient can access the money you transfer with Xpress Money in the following ways:
However, please note that not all transfer methods are available in all countries.
Xpress Money offers instant money transfers, with the money you send typically available within minutes.
However, if you’re sending funds that will be delivered to your recipient’s home, the transfer will take longer to process.
Xpress Money accepts cash payment only.
Founded in 1999 in the United Kingdom, Xpress Money is part of the UAE Exchange group of companies. In New Zealand, Xpress Money is registered with the Financial Service Providers Register.
The company claims to have a range of quality checks and controls in place to meet global security standards and to ensure Anti-Money Laundering (AML) compliance. A unique 16-digit PIN is generated for each transaction and provided only to you and your recipient, while you can also track your transaction online or via SMS alerts.
Xpress Money makes money in two ways:
As Xpress Money offers cash transfers, there’s no need to sign up for an online account with the service. Instead, you simply need to visit your nearest Xpress Money location to initiate an in-person transfer request.
You can send a transfer by completing the following steps:
Launched in London in 1999, Xpress Money is an instant money transfer service that offers convenient transfers to more than 160 countries. It is part of the UAE Exchange group of companies, which itself was launched in 1980 and has served more than 15 million customers around the world. This UAE-based company also offers the Unimoni online transfer service.
If you want to see how Xpress Money stacks up against the competition, compare its fees, exchange rates and transfer speeds with those offered by other providers in the table below.
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