Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Alternatives to Ria for international money transfers

Which money transfer companies are similar to Ria?

Updated

Fact checked

While Ria’s strength lies in its many cash pick-up locations, your currency may not be available, or it might not be the cheapest option.

We’ve put together a list of some of the more popular alternatives to Ria below. Check them out to see if you could get lower fees and a better exchange rate elsewhere.


worldremit logo

WorldRemit

WorldRemit operates in almost the same range of countries as Ria and also has flexible options for receiving the money.

Why pick WorldRemit instead?

  • Higher daily limit of $50,000 if sending by bank transfer
  • Money can be sent to the recipient’s door, bank account or mobile wallet as well as to a cash pick-up location
  • Instant transfers available

Downsides

  • In some countries, you can only send money to top up your recipient’s phone credit
  • You can’t send more than $5,000 at a time if paying by credit card


InstaReM's logo

InstaReM

InstaReM only offers zero-margin transfers for some currencies and during certain hours, the company doesn’t make it clear which currencies and hours this applies to. These rates can make it especially cost-effective in some situations.

Why pick InstaReM instead?

  • Offers the mid-market exchange rate for some currencies during certain trading hours.
  • Transfers typically take one business day

Downsides

  • Only supports transfers to a bank account
  • You can’t pay with cash or credit card

ofx logo

OFX

If you want to send more money than Ria’s limit, OFX could be a good option for you.

Why pick OFX instead?

  • No maximum transfer amount
  • No fees if you’re sending over $10,000
  • Forex tools available, such as forward contracts and limit orders

Downsides

  • Adds a margin to the exchange rate
  • Only supports bank transfers
  • Recipient must have a bank account


WorldFirst logo

WorldFirst

WorldFirst doesn’t have a maximum transfer limit, so it’s a good option if you’re looking to send a large amount of money.

Why pick WorldFirst instead?

  • No fees on your transfer
  • Best rate guarantee where WorldFirst will beat a better quote
  • Forex tools
  • No limit to how much you can send

Downsides

  • Minimum transfer amount is $2,000
  • Both you and the receiver must have a bank account
  • Can’t send to mobile wallets or cash pick-up locations
  • Adds a margin to the exchange rate


Remitly logo

Remitly

Remitly offers a range of options for your receiver, including home delivery in some countries. Remitly also has an “on-time promise”, which means the company will refund your money if it doesn’t arrive on time.

Why pick Remitly instead?

  • Express option for instant transfers
  • Can pay with card and not just a bank transfer
  • Don’t need verification to send money
  • Can send to a cash pick-up location or home delivery

Downsides

  • Not currently available in New Zealand
  • Limited currencies
  • Higher fees if you want instant transfers
  • Low daily minimum of $18,000


MoneyGram logo

MoneyGram

MoneyGram sends money to over 200 countries and is one of the major players in the money transfer industry. If Ria doesn’t support the currency you’re after, there’s a good chance MoneyGram will.

Why pick MoneyGram instead?

  • 350,000 cash pick-up locations around the world
  • Transfers in minutes
  • Can pay by cash or in-person

Downsides

  • High transfer fees
  • Low maximum transfer limit of $10,000
  • Adds a larger margin to the exchange rate when compared to others on this list


Still looking for other options?

If you’re still unsure, take a look at the table below. You can input how much you want to send in the calculator and you will be able to see the transfer details for some of the most popular money transfer companies.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
NZD 250 1 day NZD 0.00 0.652 USD
6,518
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
NZD 0 Same day NZD 0.00 0.651 USD
6,511
Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
NZD 2,000 2 days NZD 0.00 0.652 USD
6,518
Exclusive offer: $0 transfer fee and discounted exchange rates for all Finder customers.
A higher exchange rate applies to non-finder customers. Send money in more than 60 currencies.
Go to site Show details
NZD 250 1 day NZD 0.00 0.652 USD
6,518
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. Go to site Show details
NZD 1 Within an hour NZD 3.99 0.651 USD
6,505
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 250 1 - 2 days NZD 15.00 0.652 USD
6,508
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
NZD 1 1 - 2 days NZD 80.00 0.654 USD
6,492
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
NZD 5 1 - 2 days EUR 3.00 0.649 USD
6,493
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
NZD 10,000 1 - 2 days NZD 0.00 0.649 USD
6,492
Go to site Show details

Compare up to 4 providers


The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site