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We got online quotes from six car insurance providers to see how their prices stacked up for drivers based in different parts of New Zealand, from Auckland to Dunedin. All quotes were for comprehensive car insurance policies, but car and driver details are different across the two sets of quotes we ran.
Across all of the quotes we compared, the two cheapest car insurance providers were AMI and Trade Me. However, prices across insurers varied substantially for different vehicles, locations and driver details. In our selection, quoted prices differed by as much as a massive 65%, showing that picking the right insurer can result in saving thousands of dollars every year.
Insurer | Auckland | Hamilton | Christchurch | Wellington | Dunedin |
---|---|---|---|---|---|
AA | $822.08 | $662.61 | $672.49 | $632.75 | $606.30 |
AMI | $694.36 | $571.32 | $620.31 | $620.31 | $583.20 |
Cove | $877.44 | $683.76 | $770.64 | $790.56 | $677.16 |
State | $873.12 | $786.55 | $846.25 | $795.08 | $731.12 |
Tower | $809.06 | $702.89 | $831.81 | $755.98 | $667.06 |
Trade Me | $695.57 | $676.51 | $792.18 | $724.13 | $644.37 |
All quoted prices are for one year of cover. All quotes in set 1 were gathered on 15 and 16 July 2020.
Our first set of quotes were based on the following details:
Insurer | Auckland | Hamilton | Christchurch | Wellington | Dunedin |
---|---|---|---|---|---|
AA | $1,060.30 | $856.77 | $869.38 | $818.67 | $784.92 |
AMI | $874.00 | $720.83 | $781.82 | $781.82 | $735.63 |
Cove | $1,172.88 | $913.32 | $1,029.60 | $1,056.48 | $904.44 |
State | $809.04 | $728.60 | $846.25 | $736.52 | $676.93 |
Tower | $828.28 | $719.70 | $851.54 | $774.00 | $683.07 |
Trade Me | $711.08 | $623.42 | $729.86 | $667.25 | $593.83 |
All quoted prices are for one year of cover. All quotes in set 2 were gathered on 6 August 2020.
Our second set of quotes were based on the following details: