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Looking for the best way to send money from New Zealand to family, friends or businesses in Nigeria (or even to your own bank account)? Don't head straight to your New Zealander bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of zealands you send, the recipient will receive more nairas.
Use our table below to compare services that send money from NZ to Nigeria. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your New Zealand Dollars to Nigeria.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Here's our simple process for sending a money transfer to Nigeria as a cash pickup or bank transfer - the two options are similar:
If you send to a Nigerian bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Nigerian recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.
How to decide which option is best for you to send money to Nigeria.
To send money from New Zealand to Nigeria, you'll need the following:
Most providers require a driver's license, passport or other New Zealander government-issued ID. You can send transfers without the above but may need to give alternate ID instead.
Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal cheques.
You'll need their name (matching their ID) plus contact details. If sending to a Nigerian bank account, you'll need the a/c number, SWIFT and branch details.
To collect money in person in Nigeria, the recipient will need:
The reference number - sometimes called a PIN, MTCN or tracking number.
A official ID, such as a Nigerian passport or driving license.
To know how much has been sent, usually to within 10% of the total.
The sender's name and address and the country from where the money was sent.
The cost of sending money to Nigeria from New Zealand depends on the exchange rate between NZD to NGN, the fees, how you want your recipient to receive your transfer and the turnaround time:
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