Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Find the best way to send money to Egypt

Learn how to send money to Egypt from New Zealand in our step-by-step guide.

Looking for the best way to send money from New Zealand to family, friends or businesses in Egypt (or even to your own overseas bank account)?

Don't head straight to your NZ bank – compare specialist money transfer services instead. They nearly always offer better EGP exchange rates and lower fees, so for the same amount of New Zealand dollars you send, your recipient will receive more Egyptian pounds.

Of the companies we've compared, Wise (TransferWise) is among the cheapest, with competitive exchange rates and fees starting from 0.35%. Need a really fast transfer? Wise (TransferWise) can get money to your recipient in Egypt within hours.

Best ways to send money to Egypt from New Zealand

The best way to send money to Egypt depends on your payment method, how you want your money to be received and how fast you need it to arrive.
  • Bank transfer. Typically the cheapest option, bank transfers are an easy way to send money to Egypt but are often slower than other methods.
  • Peer-to-peer (P2P) transfer. With this type of transfer, the transfer service matches people buying New Zealand Dollars in one country with people who are selling it in another, potentially securing a more competitive exchange rate.
  • Mobile wallet. Essentially an electronic wallet service, mobile wallets allow users to store, send and receive eligible currencies using their phone, often with fees attached.
  • Prepaid phone credit. Specifically used to top up a recipient's prepaid mobile phone plan, prepaid phone credit is usually added instantly or within a few minutes.

Compare the best money transfer companies to send money to Egypt

Use our table to compare the best money transfer companies to send money to Egypt. You can compare deposit and receiving options, fees and transfer speeds, then click the "Go to site" button when you've found the best one to get your money to Egypt.
1 - 6 of 6
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
WorldFirst
24 hours
From $0

View details
Exclusive offer: Discounted exchange rates for all Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.
OFX
24 hours
From $15

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Wise (TransferWise)
24 hours
From 0.35%

View details
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Currencies Direct Business Transfers
Currencies Direct Business Transfers
24 hours
$0

View details
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates.
Western Union Business Solutions
Western Union Business Solutions
3 days

View details
Get help sending business payments 24/7 to over 130 currencies with Western Union.
WorldRemit
Within minutes
$1.99

View details
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
loading

Compare up to 4 providers

Cheapest way to send money to Egypt

Bank transfers are typically the cheapest way to get your money to Egypt. Wise (TransferWise) and have some of the lowest bank transfer fees of the brands we've compared.

When you're hunting down the cheapest ways to send money to Egypt, it's more important to look at the overall cost of your transfer. This has a couple of elements:
  • Transfer fees. While still cheaper than your NZ bank, some money transfer services charge either a fixed or percentage-based fee for making your transfer.
  • Exchange rates. Another way money transfer providers make money is to add a margin to the mid-market NZD/EGP exchange rate.

Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many Egyptian pounds your recipient will end up with.

Fastest way to send money to Egypt

Many online providers can offer transfers to Egypt within minutes, although you're likely to pay a premium for the convenience.

Here are some of the fastest average transfer speeds to Egypt:
  • Wise (TransferWise) — within hours

Actual transfer times from New Zealand to Egypt can depend on several different factors including transfer amount, payment method and currency.

Safest way to send money to Egypt

The safest way to get your money to Egypt is to use a provider registered with New Zealand's industry regulator, the Reserve Bank of New Zealand (RBNZ). All of the companies we've compared in our table are overseen by a local regulator and comply with the relevant laws and regulations in both New Zealand and Egypt.

A great way to dive deeper is by reading our extended reviews of each transfer service and researching first-hand customer feedback on Trustpilot and similar platforms.

Large money transfers to Egypt

If you need to make a sizable money transfer to Egypt, consider using a provider such as OFX or Wise (TransferWise) to benefit from its expertise in handling larger transfer amounts.

Using a large transfer specialist can have the following advantages:
  • Tax guidance. Large transfers to Egypt may have tax implications for you or your recipient. A transfer specialist can help get you up to speed on IRD's latest advice.
  • Foreign exchange (forex) tools. Advanced tools such as forward contracts, limit orders and stop-loss orders can help you lock in the EGP exchange rate you want.
  • Account manager. Some money transfer providers assign a personal account manager who can help and advise you on your transfer needs.
  • Phone service. If you want to talk your transfer through with someone, a provider such as can give you support over the phone.

How to send money to Egypt from New Zealand

To send money to Egypt, you'll need the necessary documentation, your recipient's details and a way to pay.

  1. Compare your options.
    Use our table to find a money transfer provider that sends funds to Egypt. One may be better for cash pickups while another may suit a bank transfer. Once you've found the best one for your requirements, click "Go to site".
  2. Create an account.
    You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide your recipient's details.
    Enter your recipient's name and contact information. If you're sending straight to their Egyptian bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter your transfer amount.
    Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Double-check the total Egyptian pounds your recipient gets.
  5. Complete your transfer.
    Send your money transfer to Egypt. Keep your transaction reference number safe so you can track your transfer. Your recipient may need it too.

How to choose the best money transfer companies to send money to Egypt

When choosing a money transfer provider to send money from New Zealand to Egypt, it's important to consider the cost, how you want your recipient to receive the funds and the turnaround time. Here are other features to review:

  • Exchange rates. Banks and transfer services use the mid-market rate to trade with one another. It is the best rate you can get. However, not all money transfer providers offer you this mid-market rate so compare the EGP you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Egypt for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer type. Does your recipient have an Egyptian bank account or is cash or cell phone top-up a better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for an express delivery. Some companies offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services offer the best value and get your money to Egypt faster and cheaper than banks.
  • Transfer purpose. Whether your transfer is for personal or business reasons influences which provider you want to use. If it is a one-off personal transfer, then fast and cheap may be the way to go. But if you make recurring transfers or send large amounts, a business transfer specialist like WorldFirst may be more economical.
  • Forex tools. Are you able to set rate targets, lock in a good EGP rate for the future or create a stop-loss order? Advanced forex tools can help make your transfer cheaper, which is useful if you make multiple transfers a year.
  • Transfer limits. Find out how much you can send with each service. For example, Wise (TransferWise) allows transfers up to $1,500,000.
  • Customer support. If you're sending larger amounts or looking for some guidance, it's important to choose a provider you can contact by phone like .
  • Discounts. Some providers may offer you a free transfer simply for signing up. Others may offer a discount if you transfer more than a specific amount of Egyptian pounds.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site