Press Release

For immediate release

2.7 million Kiwis driving dangerously: NZ Safe Driving Report 2020

        • 76% of Kiwis are guilty of reckless driving habits
        • Millennials are the most likely to take risks on the road
        • Activities that can void your car insurance

1 June, 2020, New Zealand – The majority of Kiwis are prone to some bad behaviour behind the wheel, according to Finder, a global comparison site that has recently launched in New Zealand.

According to Finder’s NZ Safe Driving Report 2020 which surveyed 1,922 respondents about their driving habits, 76% of Kiwis have admitted to driving dangerously.

That’s equivalent to 2.7 million Kiwis engaging in risky behaviour on the road.

Eating tops the list of dangerous driving habits, with 64% of Kiwis admitting to snacking behind the wheel.

More than one in three Kiwis have driven in jandals (37%), while 22% have lit up a cigarette while driving.

Kevin McHugh, Finder’s publisher in New Zealand, said it’s shocking to see just how many drivers are putting their lives at risk.

“It only takes a split second for concentration to lapse, yet some Kiwis are still snacking and yapping behind the wheel.

“Whether you’re answering a phone call or reaching into the backseat, taking your eyes off the road for a second can be the difference between life and death.

“Don’t put the lives of others or yourself at risk by driving dangerously – risky behaviour behind the wheel is an accident waiting to happen,” he said.

The research also found that Millennials are the biggest risk-takers out on the roads – 81% have admitted to reckless activity behind the wheel, whereas just 68% of Baby Boomers said the same.

According to Ministry of Transport data, 2019 had the highest number of road deaths on record, with 156 fatalities. As of May 2020, the road death toll has already climbed to 106.

McHugh said drivers face having insurance claims rejected if they are deemed to have been driving recklessly.

“Comprehensive car insurance won’t cover you for damage incurred as a result of reckless behavior while driving.

“This means that if you’re texting and driving and run into another car, you’ll need to foot the bill for any damages yourself. This can set you back by thousands of dollars.

“You also put the lives of others at risk– not to mention your own. When it comes to driving, you’re better off safe than sorry,” McHugh said.

Visit Finder to learn about car insurance exclusions and compare options.

Which of the following have you done while driving?

#Activity% of Kiwi drivers
1Eaten food64%
2Driven in jandals37%
3Smoked a cigarette22%
4Answered a phone call20%
5Sent a text message19%
6Reached into the back to deal with children15%
7Driven with knees9%
8Checked social media6%
9Applied makeup4%
10Changed clothes4%
11Had a microsleep4%
12Replied to emails3%
13Watched a TV show/movie1%
14Read the newspaper1%

Source: Finder New Zealand survey

Activities that can void your car insurance:

  • Driving under the influence. There isn’t a single policy that will cover you if you’re drunk or on drugs at the time of an accident. This can also apply to prescription drugs that impede your driving ability.
  • Restricted drivers. When taking out cover, you have the choice to restrict your policy to drivers aged 25 and over to lower your premium. This means you won’t get your claim paid out if you have an accident as a result of a younger driver behind the wheel.
  • Not replacing your tyres. If your tyres don’t have enough tread, your car may be deemed unroadworthy. This means your insurance claim will likely be rejected.
  • You’re using a private vehicle for business. If your car is insured for personal use and you decide to start operating as an Uber driver or delivery person, you’ll need to tell your insurer. This is a common reason insurance claims are declined.


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The information in this release is accurate as of the date published, but rates, fees and other product features may have changed. Please see updated product information on's review pages for the current correct values.

About Finder

Finder is a global comparison site, now available in New Zealand. Each month, 90,000 consumers turn to Finder to save money and time, and to make important life choices. In New Zealand we compare credit cards, mortgages, travel insurance, shopping deals and more.

Our free service is 100% independently-owned by three Australians: Fred Schebesta, Frank Restuccia and Jeremy Cabral. Since launching in 2006, Finder has continued to expand and launch around the globe, with offices in Australia, the United States, the United Kingdom, Canada, Poland and the Philippines. For further information visit

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