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Fair City Finance Personal Loans

Apply with Fair City Finance to get approval and funds in your account within 90 minutes, including loans suitable for vehicle finance, home renovations and more.

Alison Loveder

Updated May 20, 2021. What changed?

Fact checked

Fair City Finance has announced that all loans will now be serviced by parent brand MyFinance. The information on this page is for reference only.

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Name	Product	Interest Rate (p.a.)	Min. Loan Amount	Max. Loan Amount	Loan Term	Monthly Service Fee	Establishment Fee
100% ONLINE The Lending People Personal Loan The Lending People Personal Loan	100% ONLINE	6.95% - 26.95%	$2,000	$75,000	1 to 7 years	$0 - $10 depending on lender	$50 to $695 depending on lender	Eligibility: Be 18+, an NZ citizen or permanent resident, in employment and earning at least $500 per week. Secured and unsecured loans of up to $75,000 from a variety of reputable lenders.	Go to site More Info	Compare	loading Fetching your data...
Harmoney Unsecured Personal Loan Harmoney Unsecured Personal Loan		6.99% - 19.99%	$2,000	$70,000	3 or 5 years	$0	$200-$350 depending on loan size	Eligibility: Be a NZ resident/citizen and have a good credit score. Apply for an unsecured personal loan up to $70,000 with no early repayment fees.	Go to site More Info	Compare	loading Fetching your data...
FROM 6.99% The Co-operative Bank Unsecured Personal Loan The Co-operative Bank Unsecured Personal Loan	FROM 6.99%	6.99% - 19.99%	$3,000	$50,000	6 months to 5 years	$0	$200	Eligibility: Be 18+, an NZ citizen/permanent resident, or have a valid work visa. Floating-rate, unsecured personal loans from $3,000.	Go to site More Info	Compare	loading Fetching your data...
Lending Crowd Personal Loan Lending Crowd Personal Loan		5.03% -19.30%	$2,000	$200,000	2, 3 or 5 years	$0	$200 - $1,450 depending on the amount borrowed	Eligibility: Be a NZ resident/citizen and have a good credit score. Secured and unsecured personal loans from $2,000 to $200,000. 100% online with no paperwork or early repayment fees.	Go to site More Info	Compare	loading Fetching your data...
Nectar Unsecured Personal Loan Nectar Unsecured Personal Loan		8.95% - 29.95%	$1,000	$25,000	6 months to 4 years	$0	$240	Eligibility: Must be 18+, an NZ citizen or permanent resident, have an income of $400 per week or more (after tax) and a stable credit history. Unsecured loans from $1,000 with payouts made within one day of approval. Applications entirely online.	Go to site More Info	Compare	loading Fetching your data...
Save My Bacon Unsecured Flex Loan Save My Bacon Unsecured Flex Loan		49.95%	$1,000	$5,000	8 - 52 weeks	$4	$50	Eligibility: Be 18 or over, have an income of at least $400 per week and be a NZ citizen, permanent resident or have a valid work visa. Medium-term unsecured loans from $1,000 to $5,000 with no hidden fees.	Go to site More Info	Compare	loading Fetching your data...
ANZ Personal Loan ANZ Personal Loan		12.90%	$3,000	$40,000	6 months to 7 years	$0	$115	More Info	Compare	loading Fetching your data...
BNZ Advanced Personal Loan BNZ Advanced Personal Loan		12.65% (students/graduates) - 17.85% (standard)	$1,000	$30,000	3 months to 5 years	$0	$50	More Info	Compare	loading Fetching your data...
Max Loans Secured Personal Loan Max Loans Secured Personal Loan		6.99% - 29.95%	$1,000	$100,000	1 - 7 years	$0 to $10 depending on lender	$195 to $1,500 depending on lender	Eligibility: Be 18+, an NZ citizen/permanent resident, and have an income of least $400 per week.	More Info	Compare	loading Fetching your data...
Kiwibank Unsecured Personal Loan Kiwibank Unsecured Personal Loan		16.95%	$10,000	$70,000	6 months to 7 years	$0	$240, $0 for Graduate Pack customers	Eligibility: Be 18+, an NZ citizen/permanent resident, and have a stable income. Ts&Cs apply. Unsecured personal loans from $10,000.	More Info	Compare	loading Fetching your data...
MyFinance Secured Personal Loan MyFinance Secured Personal Loan		13.95% to 24.95%	$1,000	$50,000	Up to 5 years	$0	$250-$450 depending on loan size	Secured personal loans from $1,000 with competitive interest rates. Eligibility: Be 18+ and an NZ resident	More Info	Compare	loading Fetching your data...
Gem Secured Personal Loan Gem Secured Personal Loan		6.99% -18.99%	$2,000	$70,000	6 months to 7 years	$0	$240	Eligibility: Be 18+, a permanent NZ resident and earning a stable income. Secured personal loans for those with an excellent credit history. Weekly, fortnightly or monthly repayment schedules and no fees for early repayment.	More Info	Compare	loading Fetching your data...
ASB Personal Loan ASB Personal Loan		12.90%	$2,000	N/A	Up to 7 years	$0	$99	More Info	Compare	loading Fetching your data...

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Alison Loveder

Alison is an associate editor for Finder. As an editor and proofreader, Alison has found an outlet for her love of the written word. As well as constantly reading, Alison can be found caring for her menagerie of animals in her spare time.

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Fair City Finance Personal Loans

Apply with Fair City Finance to get approval and funds in your account within 90 minutes, including loans suitable for vehicle finance, home renovations and more.

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Alison Loveder

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