AA Finance Personal Loans

The AA offers flexible lending options to cover your borrowing needs including car, boat and motorbike loans – and personal loans, too – with fast approval within one hour.

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AA Finance

AA Finance no longer offers personal loans. Find out about AA Money car loans.

Compare alternative personal loans in New Zealand

Data indicated here is updated regularly
Name Product Interest Rate (p.a.) Min. Loan Amount Max. Loan Amount Loan Term Monthly Service Fee Establishment Fee
Harmoney Unsecured Personal Loan
6.99% - 29.99%
$2,000
$50,000
36 to 60 months
N/A
$200-$450 depending on loan size
Apply for an unsecured personal loan up to $50,000 with no early repayment fees. Eligibility: Be a NZ resident/citizen and have a good credit score.
Pioneer Finance Personal Loan
11.95% - 27.95%
$1,000
$100,000
Up to 7 years
$12
$270 - $780 depending on size and security
Secured personal loans from $1,000 - $100,000. Eligibility: Be 18+ (may need a guarantor); be a NZ citizen or permanent resident; have a regular source of income
Nectar Personal Loan
8.95% - 29.95%
$1,000
$20,000
6 months to 4 years
N/A
$240
Unsecured loans from $1,000 with payouts made within one day of approval. Applications entirely online. Eligibility: Must be 18+, an NZ citizen or permanent resident, and have an income of $400 per week or more (after tax).
Admiral Finance Secured Personal Loan
13.95% - 23.95%
$1,000
$50,000
6 to 60 months
N/A
$125-$595 depending on loan size
A secured loan from $1,000 to $50,000 with a quick online application process. Eligibility: Be an 18+ permanent NZ resident, have collateral/security, earn at least $450 per week.
Lending Crowd Personal Loan
6.49%-16.78%
$2,000
$200,000
3 or 5 years
N/A
$250-$1,450 depending on the amount borrowed
A secured personal loan from $2,000 to $200,000 with repayment instalment options. Eligibility: Be an 18+ NZ permanent resident, earn $30,000 or more, have a good credit history and collateral/security.
QuickLoans Personal Loan
9.95% - 23.95%
$1,000
$20,000
6 to 60 months
$12
$95-$595 depending on loan size
Borrow up to $20,000 and apply online within 5 minutes. Eligibility: Be over 18, hold permanent NZ residency, have collateral/security, earn at least $450 per week.
Teensy Personal Loan
22.95% - 29.95%
$1,500
$5,000
6-24 months
$15
$195
Eligibility: Must be at least 22; in full time employment or receive a full-time benefit; have a minimum income of $500 per week after tax; be a New Zealand citizen or permanent resident.
Save My Bacon Flex Loan
49.95%
$1,000
$5,000
8 - 52 weeks
N/A
$95
Medium term loans from $1,000 to $5,000 with no hidden fees. Eligibility: Be 18 or over, have an income of at least $400 per week and be a NZ citizen, permanent resident or have a valid work visa.
NZCU South Personal Loan (Unsecured)
10.90% – 28.90%
$2,000
$50,000
Up to 7 years
N/A
$250
An unsecured personal loan up to $50,000 with personalised repayment options. Eligibility: Be an 18+ permanent NZ resident or non-resident on a working visa, earn $500+ weekly.
ANZ Personal Loan
12.90%
$3,000
$40,000
6 months to 7 years
N/A
$115
NZCU South Personal Loan (Secured)
9.90% - 28.90%
$2,000
$50,000
Up to 7 years
N/A
$250
A secured personal loan up to $50,000 with personalised repayment options. Eligibility: Be an 18+ permanent NZ resident or non-resident on a working visa, earn $500+ weekly.
BNZ Advanced Personal Loan
12.65% (students/graduates) - 17.85% (standard)
$1,000
$30,000
3 months to 5 years
N/A
$50
Kiwibank Personal Loan
13.95% - 18.95%
$2,000
N/A
6 months to 7 years
N/A
$240, $0 for Graduate Pack customers
Loan Spot Personal Loan
9.95% - 24.95%
$3,000
$50,000
1-5 years
N/A
$276
Personal loans at fixed interest rates starting from 9.95% p.a and get funded within 48 hours.
MyFinance Secured Personal Loan
13.95% to 24.95%
$1,000
$30,000
Up to 48 months
N/A
$220-$420 depending on loan size
Secured personal loans from $1,000 with competitive interest rates. Eligibility: Be 18+ and an NZ resident
Gem Personal Loan
12.99% - 24.99%
$2,000
N/A
6 months to 7 years
N/A
$240
The Co-operative Bank Personal Loan
6.99% - 19.99%
$3,000
$50,000
Up to 5 years
N/A
$200
Max Loans Personal Loan
9.95% - 29.95%
$1,000
$50,000
Up to 7 years
N/A
Varies with lender
ASB Personal Loan
12.95% - 19.95%
$2,000
N/A
Up to 7 years
$2
$99
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