- Fixed rates from 8.99% p.a. to 24.99% p.a.
- Weekly, fortnightly or monthly repayment options
- No early repayment fees
Gem Personal Loan - Unsecured
Check your loan rate in 3 minutes.
Unsecured Personal Loan from $2,000 to $70,000.
- Loan term: 6 months to 7 years
- Fees: Establishment fee of $240
- Minimum loan amount: $2,000
- Maximum loan amount: $70,000
- Personalised rates based on your circumstances
- Eligibility: Be 18+, a permanent NZ resident or hold a valid work visa allowing you to reside in New Zealand, employed and earning a stable income.