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OrbitRemit international money transfers

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Fast online transfers in more than 20 currencies, with no fees when you send $10,000 or more.

  • Good for sending money fee-free when it’s $10,000 or more.
  • Not so great if you want to pay with card.

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

OrbitRemit exchange rates and fees

When you send money overseas from New Zealand with OrbitRemit, a $4 fee applies to all transactions except for transfers of $10,000 or more, which are fee-free.

The other cost you’ll need to consider when sending a transfer is the exchange rate OrbitRemit offers. OrbitRemit adds a margin on top of the mid-market exchange rate before completing your transaction.

Available currencies

OrbitRemit lets you send money overseas in more than 20 currencies, including the following:

  • BDT Bangladeshi taka
  • EUR euro
  • GBP British pound
  • INR Indian rupee
  • IDR Indonesian rupiah
  • AUD Australian dollar
  • PHP Philippine peso
  • USD US dollar

What types of transfers can you make with OrbitRemit?

OrbitRemit is an online transfer service that supports one-off and recurring transfers. There are two types of transfers available:

  • Bank account transfers
  • Cash pick-up transfers (only available when sending funds to the Philippines or Vietnam)

How long does a transfer with OrbitRemit take?

OrbitRemit transfer times vary depending on where you are sending your money.

While transfers to some destinations, such as Australia and India, are completed within one working day, most transactions will take one to three working days.

What payment methods does OrbitRemit accept?

There are two options to choose from when paying for your transaction:

  • Bank transfer
  • POLi payments

Transfers typically takeClock icon for transfer speed

3 - 5 days

Is OrbitRemit safe to use?

  • Regulation: Regulated in several countries.
  • Established: 2008.
  • Reviews: Rating of 9.3/10* from 19,000+ reviews on Trustpilot.
*According to OrbitRemit and Trustpilot on 21 May 2019.

In New Zealand, OrbitRemit is registered on the Financial Service Providers Register and is regulated by the Department of Internal Affairs. It is regulated by the Australian Securities & Investments Commission (ASIC), is registered as a remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), and is also registered as an authorised payment institution (API) with the Financial Conduct Authority (FCA) in the United Kingdom.

All client funds deposited with OrbitRemit are kept in a segregated account that is kept separate from OrbitRemit’s own operating funds.

How does OrbitRemit make money?

OrbitRemit makes money in two ways:

  • It charges a flat fee on all transfers except those of $10,000 or more.
  • It adds a margin on top of the mid-market exchange rate. The mid-market rate is the “real” exchange rate you see listed on currency conversion sites and is the rate at which banks buy and sell currency from one another.

How to register an account

It’s free to sign up for an account with OrbitRemit by completing the following steps.

How do I make an international money transfer with OrbitRemit?

You can send an international transfer with OrbitRemit by completing the following steps:

  1. Visit the OrbitRemit website and log in to your account.
  2. Once the deposit has cleared, log in to your CurrencyFair account and click the “Exchange” menu.
  3. Enter the amount of money you wish to send and the currency your beneficiary will receive.
  4. Either select an existing recipient or create a new recipient by providing their name and bank account details.
  5. Review the details of your transfer, including the amount being sent, the exchange rate, the transfer fee and your recipient’s details.
  6. Choose your payment method and finalise the transfer.

What is OrbitRemit?

Founded in 2008, OrbitRemit is a global foreign exchange service that offers international money transfers to 39 countries. Headquartered in New Zealand, the company provides transfer services to customers in New Zealand, Australia and the UK. Its mission is to provide fast and secure payments to friends and family overseas, but it also offers business transfers.

In a nutshell


  • Bank-beating rates and transparent, fixed fees. OrbitRemit’s exchange rates are significantly better than those on offer from major banks. It also offers a simple and straightforward fee structure, plus fee-free transfers when you send $10,000 or more.
  • 24-hour customer service. If you need help with a transaction, OrbitRemit offers 24-hour phone and live chat customer support.
  • Easy to use. The online transfer service is quick and easy to use with an intuitive user interface.
  • Transfer app available. If you want to send money overseas from your smartphone, OrbitRemit offers an app for Android and Apple devices.


  • Limited payment methods. You can’t pay for your transaction using a credit card, debit card or cash.
  • Cash pick-ups only available in Vietnam and the Philippines. If you’re sending funds anywhere other than these two destinations, cash pick-ups are not available.

How does OrbitRemit compare to other providers?

To get a better idea of how OrbitRemit stacks up against other international money transfer services, check out the table below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 2,500 Same day NZD 0.00 0.699 USD
Central FX’s dedicated private client team will guide you through the money transfer process from first call to final payment. Go to site Show details
NZD 250 1 day NZD 0.00 0.699 USD
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
NZD 0 Same day NZD 0.00 0.698 USD
Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
NZD 2,000 2 days NZD 0.00 0.699 USD
Exclusive offer: $0 transfer fee and discounted exchange rates for all Finder customers.
A higher exchange rate applies to non-finder customers. Send money in more than 60 currencies.
Go to site Show details
NZD 250 1 day NZD 0.00 0.699 USD
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. Go to site Show details
NZD 1 Within an hour NZD 3.99 0.698 USD
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 250 1 - 2 days NZD 15.00 0.699 USD
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
NZD 1 1 - 2 days NZD 80.00 0.702 USD
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
NZD 5 1 - 2 days EUR 3.00 0.696 USD
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
NZD 10,000 1 - 2 days NZD 0.00 0.696 USD
Shop around for the best exchange rate on CurrencyTransfer's online marketplace. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.


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