OrbitRemit international money transfers

Fast online transfers in more than 20 currencies, with no fees when you send $10,000 or more.

  • Good for sending money fee-free when it’s $10,000 or more.
  • Not so great if you want to pay with card.

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OrbitRemit exchange rates and fees

When you send money overseas from New Zealand with OrbitRemit, a $4 fee applies to all transactions except for transfers of $10,000 or more, which are fee-free.

The other cost you’ll need to consider when sending a transfer is the exchange rate OrbitRemit offers. OrbitRemit adds a margin on top of the mid-market exchange rate before completing your transaction.

Available currencies

OrbitRemit lets you send money overseas in more than 20 currencies, including the following:

  • BDT Bangladeshi taka
  • EUR euro
  • GBP British pound
  • INR Indian rupee
  • IDR Indonesian rupiah
  • AUD Australian dollar
  • PHP Philippine peso
  • USD US dollar

What types of transfers can you make with OrbitRemit?

OrbitRemit is an online transfer service that supports one-off and recurring transfers. There are two types of transfers available:

  • Bank account transfers
  • Cash pick-up transfers (only available when sending funds to the Philippines or Vietnam)

How long does a transfer with OrbitRemit take?

OrbitRemit transfer times vary depending on where you are sending your money.

While transfers to some destinations, such as Australia and India, are completed within one working day, most transactions will take one to three working days.

What payment methods does OrbitRemit accept?

There are two options to choose from when paying for your transaction:

  • Bank transfer
  • POLi payments

Transfers typically takeClock icon for transfer speed

3 - 5 days

Is OrbitRemit safe to use?

  • Regulation: Regulated in several countries.
  • Established: 2008.
  • Reviews: Rating of 9.3/10* from 19,000+ reviews on Trustpilot.
*According to OrbitRemit and Trustpilot on 21 May 2019.

In New Zealand, OrbitRemit is registered on the Financial Service Providers Register and is regulated by the Department of Internal Affairs. It is regulated by the Australian Securities & Investments Commission (ASIC), is registered as a remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), and is also registered as an authorised payment institution (API) with the Financial Conduct Authority (FCA) in the United Kingdom.

All client funds deposited with OrbitRemit are kept in a segregated account that is kept separate from OrbitRemit’s own operating funds.

How does OrbitRemit make money?

OrbitRemit makes money in two ways:

  • It charges a flat fee on all transfers except those of $10,000 or more.
  • It adds a margin on top of the mid-market exchange rate. The mid-market rate is the “real” exchange rate you see listed on currency conversion sites and is the rate at which banks buy and sell currency from one another.

How to register an account

It’s free to sign up for an account with OrbitRemit by completing the following steps.

How do I make an international money transfer with OrbitRemit?

You can send an international transfer with OrbitRemit by completing the following steps:

  1. Visit the OrbitRemit website and log in to your account.
  2. Once the deposit has cleared, log in to your CurrencyFair account and click the “Exchange” menu.
  3. Enter the amount of money you wish to send and the currency your beneficiary will receive.
  4. Either select an existing recipient or create a new recipient by providing their name and bank account details.
  5. Review the details of your transfer, including the amount being sent, the exchange rate, the transfer fee and your recipient’s details.
  6. Choose your payment method and finalise the transfer.

What is OrbitRemit?

Founded in 2008, OrbitRemit is a global foreign exchange service that offers international money transfers to 39 countries. Headquartered in New Zealand, the company provides transfer services to customers in New Zealand, Australia and the UK. Its mission is to provide fast and secure payments to friends and family overseas, but it also offers business transfers.

In a nutshell


  • Bank-beating rates and transparent, fixed fees. OrbitRemit’s exchange rates are significantly better than those on offer from major banks. It also offers a simple and straightforward fee structure, plus fee-free transfers when you send $10,000 or more.
  • 24-hour customer service. If you need help with a transaction, OrbitRemit offers 24-hour phone and live chat customer support.
  • Easy to use. The online transfer service is quick and easy to use with an intuitive user interface.
  • Transfer app available. If you want to send money overseas from your smartphone, OrbitRemit offers an app for Android and Apple devices.


  • Limited payment methods. You can’t pay for your transaction using a credit card, debit card or cash.
  • Cash pick-ups only available in Vietnam and the Philippines. If you’re sending funds anywhere other than these two destinations, cash pick-ups are not available.

How does OrbitRemit compare to other providers?

To get a better idea of how OrbitRemit stacks up against other international money transfer services, check out the table below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 250 1 - 2 days NZD 0.00 0.716 USD
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies. Go to site Show details
NZD 250 1 day NZD 0.00 0.716 USD
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send has fee-free transfers in 30+ currencies to over 200 countries.
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NZD 0 Same day NZD 0.00 0.715 USD
XE has fast transfers with competitive rates and a range of foreign currency tools. Go to site Show details
NZD 2,000 2 days NZD 0.00 0.716 USD
Exclusive offer: Discounted exchange rates for all Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.
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NZD 250 1 day NZD 0.00 0.716 USD
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
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NZD 1 Within an hour NZD 3.99 0.715 USD
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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NZD 1 1 - 2 days NZD 80.00 0.719 USD
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
NZD 5 1 - 2 days EUR 3.00 0.713 USD
Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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NZD 10,000 1 - 2 days NZD 0.00 0.713 USD
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.


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