OrbitRemit international money transfers

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Fast online transfers in more than 20 currencies, with no fees when you send $10,000 or more.

  • Good for sending money fee-free when it’s $10,000 or more.
  • Not so great if you want to pay with card.

OrbitRemit exchange rates and fees

When you send money overseas from New Zealand with OrbitRemit, a $4 fee applies to all transactions except for transfers of $10,000 or more, which are fee-free.

The other cost you’ll need to consider when sending a transfer is the exchange rate OrbitRemit offers. OrbitRemit adds a margin on top of the mid-market exchange rate before completing your transaction.

Available currencies

OrbitRemit lets you send money overseas in more than 20 currencies, including the following:

  • BDT Bangladeshi taka
  • EUR euro
  • GBP British pound
  • INR Indian rupee
  • IDR Indonesian rupiah
  • AUD Australian dollar
  • PHP Philippine peso
  • USD US dollar

What types of transfers can you make with OrbitRemit?

OrbitRemit is an online transfer service that supports one-off and recurring transfers. There are two types of transfers available:

  • Bank account transfers
  • Cash pick-up transfers (only available when sending funds to the Philippines or Vietnam)

How long does a transfer with OrbitRemit take?

OrbitRemit transfer times vary depending on where you are sending your money.

While transfers to some destinations, such as Australia and India, are completed within one working day, most transactions will take one to three working days.

What payment methods does OrbitRemit accept?

There are two options to choose from when paying for your transaction:

  • Bank transfer
  • POLi payments

Transfers typically takeClock icon for transfer speed

3 - 5 days

Is OrbitRemit safe to use?

  • Regulation: Regulated in several countries.
  • Established: 2008.
  • Reviews: Rating of 9.3/10* from 19,000+ reviews on Trustpilot.
*According to OrbitRemit and Trustpilot on 21 May 2019.

In New Zealand, OrbitRemit is registered on the Financial Service Providers Register and is regulated by the Department of Internal Affairs. It is regulated by the Australian Securities & Investments Commission (ASIC), is registered as a remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC), and is also registered as an authorised payment institution (API) with the Financial Conduct Authority (FCA) in the United Kingdom.

All client funds deposited with OrbitRemit are kept in a segregated account that is kept separate from OrbitRemit’s own operating funds.

How does OrbitRemit make money?

OrbitRemit makes money in two ways:

  • It charges a flat fee on all transfers except those of $10,000 or more.
  • It adds a margin on top of the mid-market exchange rate. The mid-market rate is the “real” exchange rate you see listed on currency conversion sites and is the rate at which banks buy and sell currency from one another.

How to register an account

It’s free to sign up for an account with OrbitRemit by completing the following steps.

How do I make an international money transfer with OrbitRemit?

You can send an international transfer with OrbitRemit by completing the following steps:

  1. Visit the OrbitRemit website and log in to your account.
  2. Once the deposit has cleared, log in to your CurrencyFair account and click the “Exchange” menu.
  3. Enter the amount of money you wish to send and the currency your beneficiary will receive.
  4. Either select an existing recipient or create a new recipient by providing their name and bank account details.
  5. Review the details of your transfer, including the amount being sent, the exchange rate, the transfer fee and your recipient’s details.
  6. Choose your payment method and finalise the transfer.

What is OrbitRemit?

Founded in 2008, OrbitRemit is a global foreign exchange service that offers international money transfers to 39 countries. Headquartered in New Zealand, the company provides transfer services to customers in New Zealand, Australia and the UK. Its mission is to provide fast and secure payments to friends and family overseas, but it also offers business transfers.

In a nutshell


  • Bank-beating rates and transparent, fixed fees. OrbitRemit’s exchange rates are significantly better than those on offer from major banks. It also offers a simple and straightforward fee structure, plus fee-free transfers when you send $10,000 or more.
  • 24-hour customer service. If you need help with a transaction, OrbitRemit offers 24-hour phone and live chat customer support.
  • Easy to use. The online transfer service is quick and easy to use with an intuitive user interface.
  • Transfer app available. If you want to send money overseas from your smartphone, OrbitRemit offers an app for Android and Apple devices.


  • Limited payment methods. You can’t pay for your transaction using a credit card, debit card or cash.
  • Cash pick-ups only available in Vietnam and the Philippines. If you’re sending funds anywhere other than these two destinations, cash pick-ups are not available.

How does OrbitRemit compare to other providers?

To get a better idea of how OrbitRemit stacks up against other international money transfer services, check out the table below.

Rates last updated November 21st, 2019
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
SendFX International Money Transfers
NZD 250
1 day
Online, Bank Account to Bank Account
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
XE Money Transfers
1 day
Online, Phone, Bank Account to Bank Account
Send money in more than 60 currencies. Fee-free international money transfers with a global brand.
Exclusive: WorldFirst International Money Transfers
NZD 2,000
2 days
Online, Phone, Agent
Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.
TorFX International Money Transfers
NZD 2,000
1 day
Online, Phone, Agent
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
WorldRemit International Money Transfers
Within an hour
Online, Bank Account to Bank Account, Cash Transfer
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
OFX (Ozforex) International Money Transfers
AUD 250
1 - 2 days
Online, Phone, Agent
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000.
TransferWise International Money Transfers
1 - 2 days
Make online transfers with transparent exchange rates, low fees and low minimum amounts.
CurrencyFair International Money Transfers
1 - 2 days
CurrencyTransfer International Money Transfers
CurrencyTransfer International Money Transfers
NZD 10,000
1 - 2 days
Online, Phone, Bank Account to Bank Account, International Money Order
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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