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Find a money transfer location near me

Discover brick-and-mortar stores and why sending online may be a better option.

COVID-19 update

Your nearest branch may not be open, so call ahead for its hours of operation. However, opting to send money online or with a money transfer app might be safer and easier than heading to a physical location.

Money transfer companies allow you to send funds from one country and have your recipient pick it up in cash in another. It may be you want to find your nearest money transfer location in order to pay in cash, ask an agent questions or send money for cash pickup. However, not all providers will offer a fair exchange rate, and you may find that visiting a location in person will cost you more in fees. Let’s take a look at how to find money transfer locations near you, and why it may be a better option to use an online provider.

How to find a money transfer location near you

You can search online to find a provider with agent locations in your neighbourhood.

    1. Use our table below to find a provider that offers agent locations.
    2. Visit the provider’s website for extra details.
    3. Look for a link to the Find a location page, typically located on the homepage.
    4. Enter your ZIP code or address to confirm the hours of operation for the location nearest you.
    5. Visit the agent location in person, making sure to bring identification and enough money to cover fees.

Who offers in-person money transfers?

There are many nationwide chain retailers and grocery stores which have exclusive areas dedicated to providing money transfers using MoneyGram or Western Union. Lots of popular money transfer services also have brick-and-mortar locations.

There is also the option of your local bank. But while an international bank transfer is a reliable option, you will most likely end up paying more in fees, and receive a weaker exchange rate than if you were to use a money transfer service. If you want to learn more about how exchange rates are calculated, take a look at Exchange rates explained.

Who offers 24-hour locations for transfers?

It may be that you need to make an urgent money transfer. If this is the case, then some of the larger money transfer networks like MoneyGram and Western Union offer 24-hour agent locations in most major (and even some smaller) cities.

Make sure to check online or call ahead to confirm opening hours before visiting, especially if you are going in the middle of the night.

What do I need to send money in-person?

What you will need to send money will depend on how you’re transferring money. However, in general you will need to take the following with you:

      • Photo ID. A driver’s license, a passport or another other official government issued ID should work. If you are unsure about your type of ID, call ahead to ask whether or not it will suffice.
      • Recipient information. The name and contact information of the person receiving the money. The name provided must exactly match their ID.
      • Amount. Work out the amount you want to send ahead of time, keeping in mind that fees will be added on top of your sending amount.
      • Payment method. Most agent locations will accept credit and debit cards, but may also allow you to use cash, checks or bank transfers.

To send money to a bank account, you’ll also need:

      • Recipients bank information. You will need to provide the receiving bank’s name, address and SWIFT code, in addition to your recipient’s account and routing numbers. Learn more about SWIFT and IBAN bank codes if you’re having trouble locating this information.

How do I keep my cash safe?

When you find a money transfer service near you, it’s important to keep in mind some safety tips when picking up your money:

      • Call ahead. Call to confirm an agent’s location and opening hours.
      • Be aware. Avoid agents in high-crime or unsafe areas.
      • Bring a friend. Ask a friend to come along for the pickup.
      • Hide it. Keep your cash hidden and avoid carrying it around for longer than necessary.
      • Secure it. Deposit your funds into an account as soon as possible.

Can you save money by sending your transfer online?

Usually you can save yourself money by using an online money transfer service, compared to visiting a physical location.

      • Fewer fees. Agent locations typically add on extra fees, which helps them to keep their doors open. Online providers offer the same services without the additional cost.
      • Zero transit costs. When you transfer money from your mobile or desktop, you avoid having to spend anything on gas, bus fares or subway tokens to travel to the agent location.
      • Wider range of providers. Visiting in person means you are limited to the rates and fees of agent locations. But shopping around often leads you to a better deal on your transfer.
      • Easier comparison. You can compare any of the services in our comparison table to find the best deal for your transfer.

Compare services which offer alternatives to sending cash

Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
1 - 11 of 11
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer) Learn More
WorldFirst
24 hours
From $0

View details
Exclusive offer: Discounted exchange rates for all Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.
TorFX
24 hours
$0

View details
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
OFX
24 hours
From $15

View details
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Send
24 hours
$0

View details
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
TorFX
24 hours
$0

View details
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Xe
Within minutes
$0

View details
Xe has fast transfers with low fees and a range of foreign currency tools.
Wise (TransferWise)
24 hours
From 0.35%

View details
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Skrill
24 hours
$0

View details
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees.
CurrencyFair
Within minutes
From $0

View details
Special offer: New customers get unlimited fee-free transfers for their first 3 months. T&Cs apply.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Send
24 hours
$0

View details
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
Xe Business Transfers
Xe Business Transfers
Within minutes
$0

View details
Send money in more than 60 currencies. Fee-free large international money transfers with a global brand.
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Compare up to 4 providers

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