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Review: KlickEx Pacific international money transfers

Send money or mobile top-ups to family and friends in Fiji, Samoa, Tonga or Vanuatu.

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Quick verdict

Good for
  • Sending money to friends and family in the Pacific
  • Quick transfers in under 5 minutes
  • Several ways to receive the money
Not so great for
  • Fees and exchange rates
  • Sending large amounts (daily limits are $2,400 per transaction)
  • Recipients without a Digicel mobile phone

KlickEx Pacific exchange rates and fees

KlickEx Pacific charges a flat fee of $3 or the local currency equivalent per transaction. If you are sending money from a retail agent in New Zealand, there is an additional $4 fee, meaning a maximum charge of NZD$7.

KlickEx Pacific’s exchange rates tend to be poorer than those offered by companies providing similar services to the Pacific Islands, although this can vary depending on the currency being exchanged.

For example, at the time of writing (March 2019), KlickEx’s exchange rate from New Zealand dollars to Fiji dollars was 1 NZD = 1.39 FJD. By comparison, Western Union was offering 1 NZD = 1.41 FJD and WorldRemit’s exchange rate was 1 NZD = 1.43 FJD.

KlickEx Pacific was slightly more competitive when sending Samoan tala. KlickEx Pacific’s rate was 1 NZD = 1.70 WST, while Western Union’s was 1 NZD = 1.68 WST and WorldRemit’s was 1 NZD = 1.75 WST.

Available currencies

KlickEx Pacific allows you to convert your currency into a range of Pacific Island currencies. At the time of writing, KlickEx offers cash deposits or transfers from New Zealand, Australian and British bank accounts to recipients in the Pacific Islands.

Transfers from:
  • NZD New Zealand dollars
  • FJD Fijian dollars
  • INR Indian rupees
  • GBP British pound
Transfers to:
  • PKR Pakistani rupee
  • LKR Sri Lankan rupee
  • CNY Chinese yuan
  • EUR Euro

What types of transfers can you make with KlickEx Pacific?

Your recipient can receive your transfer in several ways:

  • Phone top-up for their Digicel mobile phone.
  • Cash pick-up at any of Digicel’s mobile money agents. There 8 in Samoa, 5 in Tonga and 25 in Fiji.
  • Money that is stored on their phones, which they can use to instantly pay bills at any of KlickEx’s registered utility companies.

KlickEx does not offer advance forex trading options such as limit orders or forward contracts.

Learn more about how to get the best exchange rate

How long does a transfer with Lotus KlickEx Pacific take?

Transfers with KlickEx Pacific are carried out on the same day. The company claims that the recipient will receive their money within five minutes of the transfer being made. Your recipient will receive an SMS to let them know that their money or top-up has arrived.

What payment methods does KlickEx Pacific accept?

KlickEx Pacific accepts bank transfers from Australian, New Zealand and British bank accounts, and cash deposits through one of their partner agents.

Transfers typically takeClock icon for transfer speed

Within minutes

Is KlickEx Pacific safe to use?

  • Location: KlickEx Pacific is based in Auckland, New Zealand
  • Security and regulation: KlickEx Pacific is registered with New Zealand’s Financial Service Providers Register
  • Established: 2006

KlickEx Pacific’s parent company KlickEx has been around since 2006. To sign up and use KlickEx Pacific’s services, you need at least one form of photo ID and proof of address. The photo ID could be your passport, in which case that’s the only form of photo ID you need. If you don’t have a valid passport, you will need to provide two forms of photo ID (such as a driver’s licence).

How does KlickEx make money?

KlickEx Pacific makes money through its fees, and by adding a margin onto its exchange rates.

How to register an account

You can sign up with WorldRemit online and, as soon as you’re verified, can make transactions quickly and easily.

How do I make an international money transfer with KlickEx Pacific?

Step 1: Log into your KlickEx Pacific account.

Step 2: Choose whether to send money or a Digicel phone top-up.

Step 3: Choose a recipient from your contact list or type in the recipient’s name and mobile phone number.

Step 4: Select how much money you want to send.

Step 5: Click the “Send Now” button.

In a nutshell


  • One of the few companies to specialise in Pacific Island transfers. KlickEx Pacific offers an easy way to send money to family back in the Pacific Islands.
  • Quick transfers. Transfers are carried out on the same day. Your recipient can receive their money within five minutes.
  • Offers phone top-ups. You can top up your family member’s phone account straight from your bank account, making it easier to stay in touch.
  • Several ways to receive money. Including phone top-ups, cash or credit for registered utility companies.


  • Limited currencies. KlickEx only deals with a small number of currencies and they can only be transferred in one direction (eg, you can’t transfer from WST to NZD).
  • Credit card payments not available. KlickEx Pacific only accepts payments online via bank transfer or cash deposit through an agent.
  • You need a Digicel phone to receive money. Money can only be received if your recipient has a Digicel phone.

How does KlickEx compare to other providers?

Take a look at how KlickEx stacks up against other providers in the table below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day NZD 0.00 0.719 USD
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees. Go to site Show details
NZD 250 1 day NZD 0.00 0.714 USD
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send has fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
NZD 0 Same day NZD 0.00 0.718 USD
XE has fast transfers with competitive rates and a range of foreign currency tools. Go to site Show details
NZD 2,000 2 days NZD 10.00 0.714 USD
Exclusive offer: Discounted exchange rates for all Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
NZD 250 1 day NZD 0.00 0.714 USD
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Go to site Show details
NZD 1 Within an hour NZD 3.99 0.718 USD
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details
NZD 1 1 - 2 days NZD 40.00 0.721 USD
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
NZD 5 1 - 2 days EUR 3.00 0.717 USD
Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

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