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Send money to Ukraine

Safely send hryvnias to friends and family by comparing providers to find the best deal.

The best ways to send money to Ukraine depend on your transfer needs, payment method and how fast you need the money delivered. Find strong rates and low fees by comparing digital money transfer specialists.

Send money to Ukraine with WorldRemit

Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.


WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.

  • Send cash online within minutes
  • Large range of destinations
  • No minimum transfer amount
Promoted

Compare money transfers to Ukraine

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds to Ukraine.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
NZD 1 1 - 2 days NZD 110.00 20.109 UAH
98,334
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
NZD 1 Within an hour NZD 3.99 20.029 UAH
100,064
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What’s the best way to send money to Ukraine?

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Ukraine. Some offer transfers straight to Ukrainian bank accounts, while others allow the money to be picked up in Ukrainian hryvnia in person. Banks, PayPal and other options are available but come with high fees, weak rates and longer turnaround times.

Digital money transfer services

Digital money transfer companies specialise in foreign currencies, making them some of the most cost-effective transfers to send money to Ukraine. Most offer transfers directly to your recipient’s Ukrainian bank account, often in as little as a day or two.

Cash transfers

Some services allow you to transfer cash for pick-up at a local branch in Ukraine — often in 15 minutes. While it’s a fast way to send money, you’ll pay for the convenience in weak exchange rates and high fees. Make sure to compare different services to get the best deal when sending money.

Banks

The Ukrainian hryvnia probably isn’t carried by your local bank. Even if your local bank can convert your New Zealand dollars into Ukrainian hryvnia, beware of high fees and wide margins on the exchange rate compared to digital money transfer specialists and other options.

How to send money to Ukraine

Sign up and send money with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Pick a provider after comparing options on our table, then sign up for a free online account using your contact information, proof of ID and your preferred payment method.
  2. Provide transfer details. Submit your recipient’s contact information and pick a delivery method. If you’re transferring to a bank, you’ll need your recipient’s Ukrainian bank account details.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt’s confirmation number to track the progress of your transfer to Ukraine. Some money transfer providers send a text or email when your transfer is complete.

Let’s crunch the numbers: Sending $1,000 to Ukraine

Let’s say you need to send $1,000 to someone in Kyiv. Here’s what you might face in fees and exchange rates as of 8 January, 2021.

Digital money transfer serviceCash transferBank transfer
Fee$22$3.99$25
Exchange rate1 NZD = 20.48 UAH1 NZD = 20.13 UAH1 NZD = 19.76 UAH
Transfer speed1-2 dayMinutes2-5 days
Amount received20,458 UAH20,126 UAH19,735 UAH
Verdict
  • Better than a bank transfer
  • Fastest and cheapest
  • Slowest and most expensive

The bank option ends up being both the slowest and gets the smallest amount of money to your recipient. If you go with the cash transfer service to send money to Ukraine, your recipient ends up with UAH 723 more than the bank offers. The cash transfer can also typically have your transfer to Ukraine in as little as 15 minutes.

How to get the most out of your money transfer to Ukraine

Weigh costs and fees against convenience, and learn how to compare money transfer providers that send to Ukraine to meet your needs:

  • Exchange rates. The NZD–UAH relationship fluctuates daily, so using a service that allows you to lock-in exchange prices may help you save money down the line if exchange rates take a turn for the worse in the future.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the number of Ukrainian hryvnia you’re sending.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Ukraine.
  • Maximum limits. When exchange rates are favourable, sending more money can save you money in the future. If you plan to send large amounts of money to Ukraine, be sure to pick a provider that won’t limit you.
  • Transfer methods. Whether you want money sent to a Ukrainian bank account or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

Emergency cash transfer to Ukraine

When it’s more important to get your money to Ukraine quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

How to send money to Ukraine without a bank account

Cash transfer services can help you if you’re unbanked or marginally banked. If you don’t have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.

Ukraine’s exchange rates explained

The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weaker currency.

Ukraine’s exchange rate often fluctuates when compared to the New Zealand dollar, so expect exchange rates today to be different than those you’ll see tomorrow. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Today’s exchange rate NZD to UAH

1
0
Updated: 11 May 2021 23:22:17 UTC

Documents needed for sending to and receiving money in Ukraine

To send money to Ukraine from New Zealand, you’ll need government-issued ID and other documents, while documents needed to pick up money in Ukraine will vary by company.

Documents to send money from New Zealand

To send money from New Zealand to Ukraine, you’ll need documentation and details that include:

  • Identification. Most services require a driver’s licence, passport or other government-issued ID. Some services may allow you to send transfers without ID.
  • Payment method. Your service may accept credit or debit cards, cash or bank accounts transfers.
  • Recipient information. Submit your recipient’s name as it appears on their ID, along with their phone number and Ukrainian bank account number.

Documents to receive money in Ukraine

To pick up money in person, documentation can include:

  • Transfer number. The person sending you money can forward the transfer’s confirmation details — called a PIN, a MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID. A Ukrainian passport, Ukrainian driver’s licence or a similar government-issued ID is typically required to pick up cash.
  • Amount sent. You may need to know how much was sent, usually within 10% of the total.
  • Sender’s information. Take along your sender’s full name, the sending country and their address, if known.

Bottom line

Sending your hard-earned money to Ukraine shouldn’t cost a fortune. Compare transfer companies that specialise in foreign currencies for the strongest rates, lowest fees and flexible delivery.

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