How to send money to New Caledonia

Here’s how to send a quick, affordable and secure money transfer to New Caledonia.

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New Caledonia may be a small country, but that doesn’t mean you don’t have options when you need to send money to a loved one overseas. If your bank doesn’t have transfer options available, it might be time to turn to a dedicated money transfer company so you can send money when you need to — without paying the high fees associated with a bank.

Compare international money transfers companies to New Caledonia

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 250 1 - 2 days NZD 15.00 68.053 XPF
679,508
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details

Compare up to 4 providers


The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

How do international money transfers work?

An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in New Caledonia. This can be done in person or oftentimes online. You can use cash or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account are made available as cash for them to pick up at a location in their country.

How to compare transfer companies when sending money to New Caledonia

When comparing your options, pay attention to these factors:

  • Exchange rates. How do each company’s exchange rates compare to the competition?
  • Fees. How much will you have to pay to send the transfer? Can you avoid a transfer fee if you send a larger amount?
  • Transfer methods. Can transfers be placed online, over the phone, by visiting a branch and/or by using a mobile app?
  • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments, or does the company only provide one-off spot orders?
  • Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
  • Minimum transfer amount. What is the minimum transfer limit imposed by each company, and will this affect the size of your transfers?
  • Pick-up methods. Can your beneficiary pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account?
  • Customer service. What sort of customer support is offered and during what hours can you receive assistance?.

Banks versus money transfer companies

Céline and her husband are expanding their business from New Caledonia to New Zealand. They want to set up headquarters in both countries and will need to transfer money regularly, so they’re looking for the best and cheapest transfer method.
Money transfer service 1Money transfer service 2
Exchange rate1 NZD = 65.21 XPF1 NZD = 70.69 XPF
Transfer fee$15$20
Amount received for $50032,590 XPF35,325 XPF
Transfer time2 business days2 business days
Transfer optionsOnline transfers, draftsOnline transfer, stop loss order, market order
Difference2,735 XPF

Because the transfer takes the same amount of time for each company, they opt for the second transfer service. Despite having a higher fee, their business will receive more money through the exchange, making the loss minimal.

What are the steps to send money to New Caledonia?

You have the choice between online transfer services, bank to bank transactions and services like Western Union that allow recipients to collect money in person at a designated pick-up location. Most transfer services will require that you set up an account. You’ll be asked to provide the following information:

  • Your contact details
  • Credit card or bank account information
  • Identification
  • Your recipient’s information

Once sent, you’ll receive a reference number that you should pass on to your recipient.

Foreign exchange rates explained

Exchange rate can fluctuate daily based on worldwide economic stability and inflation rates. Because of this, the amount you can exchange between countries will differ daily. In addition, some countries have stronger currencies. This means you’ll be able to get more CFP francs per dollar you spend. As of December 2018, that amount was about 70.69 CFP francs per 1 New Zealand dollar.

Today’s NZD-XPF exchange rate


Emergency cash transfers to New Caledonia

There are certain situations when you might need to send a transfer as quickly as possible. When you do need to send an emergency transfer, remember that you will usually have to pay extra in order to get your funds to your beneficiary ASAP. Make sure to check the exchange rate and fees that apply so you know exactly how much it will cost. And because you’re sending money to a smaller country, your options may be even more limited. Be thorough in your research to make sure you’re not losing money by making an emergency transfer.

Tips for picking up cash in New Caledonia

Like all places, picking up cash can be risky. You’ll want to make sure the area you’re visiting is safe, and when you pick up your cash, try to bring a friend. Always keep your guard up. Even if you know the area well, you never want to take out a large amount of cash in public. Deposit your money in a bank account or safe as soon as possible to avoid becoming a target for theft.

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