Black Friday saving continues 🥳

Get the biggest bargains of Cyber weekend

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Send money to the Netherlands

Learn how to send money to the Netherlands with an international money transfer service.

Updated

Fact checked

The Netherlands is a popular destination for travellers the world over. And when you need to send money there, either to a visitor of the country or a loved one who lives there, you’ll want to find the best rates possible to keep transfer costs cheap. Since the Netherlands uses the euro, there are plenty of options to choose from when it’s time to send money from New Zealand. You’ll want to shop around to find a good deal.

Send money to Netherlands with XE

Send money in more than 60 currencies. Fee-free international money transfers with a global brand.

  • Great rates and no fees
  • Trusted around the world
  • Secure and reliable
  • Trade in 60 world currencies
Promoted

Compare international money transfer services to the Netherlands

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 2,500 Same day NZD 0.00 0.585 EUR
5,848
Central FX’s dedicated private client team will guide you through the money transfer process from first call to final payment. Go to site Show details
NZD 0 Same day NZD 0.00 0.584 EUR
5,842
Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
NZD 1 Within an hour NZD 3.99 0.584 EUR
5,836
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
NZD 2,000 2 days NZD 0.00 0.585 EUR
5,848
Exclusive offer: $0 transfer fee and discounted exchange rates for all Finder customers.
A higher exchange rate applies to non-finder customers. Send money in more than 60 currencies.
Go to site Show details
NZD 1 1 - 2 days NZD 70.00 0.587 EUR
5,830
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
NZD 250 1 day NZD 0.00 0.585 EUR
5,848
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. Go to site Show details
AUD 250 1 - 2 days NZD 15.00 0.585 EUR
5,839
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
NZD 10,000 1 - 2 days NZD 0.00 0.582 EUR
5,824
Shop around for the best exchange rate on CurrencyTransfer's online marketplace. Go to site Show details
NZD 5 1 - 2 days EUR 3.00 0.583 EUR
5,825
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do I compare transfer companies when sending money to the Netherlands?

Pay attention to these factors when comparing your options.

  • Exchange rates. How does each company’s exchange rate compare to the competition?
  • Fees. How much will you have to pay to send the transfer? Can you avoid a transfer fee if you send a larger amount?
  • Transfer methods. Can transfers be placed online, over the phone, by visiting a branch and/or by using a mobile app?
  • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments, or does the company only provide one-off spot orders?
  • Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
  • Minimum transfer amount. What is the minimum transfer limit imposed by each company, and will this affect the size of your transfers?
  • Pick-up methods. Can your beneficiary pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account?
  • Customer service. What sort of customer support is offered and during what hours can you receive assistance?

Heidi compares money transfer companies

Heidi just moved from Almere to Auckland with her husband and her twin daughters. Her extended family still lives in the Netherlands, and Heidi is always on the look-out for cheaper, quicker ways to send money between the Netherlands and New Zealand. She usually relies on her bank, but she’s recently found a few good deals through money transfer companies and wants to compare them to see if she’ll get a better deal.
Money transfer service 1 Money transfer service 2
Exchange rate $1 NZD = 0.57 euros $1 NZD = 0.57 euros
Transfer fee $3.99 $15
Amount received for $500 281 euros 270 euros
Transfer time Within 3 business days 1 to 3 business days
Transfer options Online transfer to bank account Bank transfer

Heidi saves $11 because she took the time to compare two online transfer services. While the turnaround time and exchange rate are the same, she was able to send more while paying a lower fee.

How can I send money to the Netherlands from New Zealand?

You can send money to the Netherlands via the following ways:

  • Bank to bank. Bank-to-bank transfers may cost more than other options but they are a secure way to send money to the Netherlands.
  • Online money transfer providers. A reliable online money transfer company can offer fast and cost-effective transactions.
  • Money transfer companies with cash pick-up options. MoneyGram and Western Union are the world’s two largest providers of this service.
  • PayPal. PayPal offers secure international money transfers to many destinations around the world.
  • Cheques. International cheques can be obtained from New Zealand banks and then sent overseas.

What are the steps to send money to the Netherlands?

Depending on the service you choose, here’s how you go about sending money to the Netherlands:

  1. Compare your options and select a provider.
  2. Create an account with your chosen provider.
  3. Start a transaction and enter information about your recipient.
  4. Pay for your transfer.
  5. Save the tracking number to follow up on your transfer.

Foreign exchange rates explained

The exchange rate determines how much one country’s currency is worth in another currency. Traditionally, the euro is stronger against the dollar. This means that for each dollar you spend, you’ll be sending less than a euro to your recipient. For example, in October 2018, the New Zealand dollar was worth approximately 57 euro cents. This amount can fluctuate from day to day, so check frequently to see if you can get a better deal when you’re sending money to the Netherlands.

Today’s exchange rate NZD to EUR


Emergency cash transfers in the Netherlands

There are certain situations when you might need to send a transfer as quickly as possible. When you do need to send an emergency transfer, remember that you will usually have to pay extra in order to get your funds to your recipient ASAP. Make sure to check the exchange rate and fees that apply so you know exactly how much it will cost. Usually, you’ll have to pay high fees for a speedy transfer, and you’re unlikely to get a prime exchange rate for such short-notice transfers.

Tips for picking up cash in the Netherlands

In any country, picking up cash can be risky. In order to minimise the chance of theft, follow these simple steps.

  • Avoid any areas where crime is known to be a problem.
  • Keep your wallet and/or bag safe and secure at all times.
  • Take a friend along to provide additional security and peace of mind.
  • Don’t flash your cash around in public.
  • Don’t carry large sums of money around for any longer than is absolutely necessary.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site