How to send money to Morocco

International money transfers don’t have to be expensive. Here’s how you can send money to Morocco.


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What are your options if you want to send money to friends or family in Morocco? Be aware that banks can charge you a lot of money to send money overseas, and transfers may take several days. Compare your money transfer options to find the best way to send money to Morocco without paying high fees or losing out on a bad exchange rate.

TorFX International Money Transfers

TorFX International Money Transfers

Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

  • No extra fees
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    How to send money to Morocco

    Sending money to Morocco isn’t a difficult or complicated process. Most money transfer companies follow the same steps so you can get dirhams to your recipient as quickly as possible.

    1. Choose a provider from the comparison table below.
    2. Click “Go to Site” and create an account with the provider.
    3. Start a transaction and fill in your recipient’s information.
    4. Select the amount you want to transfer.
    5. Pay for your transaction and save your tracking number.

    Compare money transfer services to Morocco

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    NZD 0 1 day N/A N/A N/A Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
    NZD 1 1 - 2 days N/A N/A N/A Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
    NZD 1 Within an hour N/A N/A N/A Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
    An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
    Go to site Show details
    AUD 250 1 - 2 days N/A N/A N/A A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
    NZD 250 1 day N/A N/A N/A TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. Go to site Show details
    NZD 2,000 2 days N/A N/A N/A Exclusive offer: $0 transfer fee and discounted exchange rates for all Finder customers.
    A higher exchange rate applies to non-finder customers. Send money in more than 60 currencies.
    Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    Options for sending money to Morocco from New Zealand

    • Bank transfers. Bank-to-bank transfers can be expensive, but they are a safe and secure option.
    • Online money transfer providers. Online money transfer companies tend to have lower fees and faster delivery times than banks.
    • Money transfer companies with cash pick-up options. Western Union is one company that offers cash pick-up for your recipient.
    • PayPal. PayPal allows you to send international money transfers almost anywhere in the world.
    • Cheques. International cheques are a slow but reliable transfer method.

    Sam sends money to Morocco

    Sam is spending two years in New Zealand for work. He has a wife and child in Morocco, so he wants to send them $1,000 transfers regularly to help them meet their ongoing expenses. Having discovered that there are far cheaper options available than sending a transfer via his bank, he compares two money transfer providers to see which one offers the most affordable service.

    Money transfer company 1Money transfer company 2
    Exchange rate1 NZD = 6.48 MAD1 NZD = 6.52 MAD
    Transfer fee$14$5
    Transfer methodBank account depositBank account deposit
    Processing timeSame or next working day1 business day
    Amount received (in MAD)$6,480 MAD$6,520 MAD

    As you can see, the second money transfer company provides a lower transaction fee and allows Sam to send an extra 40 MAD from the same amount of New Zealand dollars.

    Banks versus money transfer companies

    Banks are generally considered a secure, easy way to send money to another country. However, with the increase of money transfer companies, you have more options if you’re looking to send money to Morocco. There aren’t many options yet, but those that are available may offer better exchange rates and lower fees than banks, getting your recipient more money while costing you less.

    Foreign exchange rates explained

    The exchange rate between NZD and MAD determines how many dirhams you can send to Morocco per dollar. Because the New Zealand is strong against the Moroccan dirham, you can expect to get quite a few dirhams for every dollar you transfer. This rate fluctuates daily based on a number of factors, including inflation, global economic stability and interest rates.

    Get live exchange rates for MAD/NZD transfers

    Emergency cash transfers in Morocco

    You may be able to find a transfer company that can send money quickly to Morocco, but be warned: this process is usually much more costly, and you’ll generally be offered a much lower exchange rate than market value. If your recipient can wait a day or two, you’ll both benefit by being able to take advantage of better rates and lower fees.

    Tips for picking up cash in Morocco

    The Ministry of Foreign Affairs and Trade’s Safe Travel website warns New Zealanders living and travelling in Morocco to exercise caution due to threats of terrorism, civil unrest and high crime rates.

    If you’re picking up cash from a transfer agent in Morocco, follow a few simple safety precautions to prevent yourself becoming a target for thieves:

    • Avoid any high-crime areas and be aware of your personal safety at all times.
    • Secure your wallet and/or bag at all times.
    • Don’t advertise the fact that you have a just picked up a big wad of cash to anyone.
    • Consider asking a friend to accompany you when you pick up the cash.
    • Deposit large amounts into your bank account – don’t carry them around the street.

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