How to send money to Moldova

Find great exchange rates and pay minimal fees when you send an international money transfer to Moldova.

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Sending a money transfer from New Zealand to Moldova doesn’t have to be a difficult or expensive process. By comparing rates, you can find the right money transfer company and get the best deal.

Compare money transfer services to Moldova

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
NZD 1 Within an hour N/A N/A N/A Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
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Compare up to 4 providers


The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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How do international money transfers work?

Money transfers allow you to convert New Zealand dollars into a different currency and send it to someone overseas. Most companies have convenient websites and apps you can use to make your transfer, but there are also many that allow you to make a transfer over the phone or at a store. You’ll usually be able to pay in a variety of ways, including: cash, credit card, debit cards and bank account transfer.

Your recipient will be able to receive their funds as cash or directly into their bank account.

Banks versus money transfer companies

Banks can be useful for a variety of financial transactions, but you’re likely going to get a better deal when you choose a money transfer company. This is because banks charge high fees and offer their customers low exchange rates. If you want to send a large amount of money quickly, a transfer company will generally be your most efficient option.

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How to compare transfer companies when sending money to Moldova

When you’re looking to compare money transfer companies, keep in mind the following points:

  • Exchange rates. Small differences in exchange rates can make a big difference to the total amount of money you send, so check how each provider’s rates compare to the competition.
  • Fees. Compare each company’s transfer fees to get a better idea of how much each transaction will cost. Some companies will also waive fees for large transfers.
  • Transfer methods. Does the company offer multiple transfer methods, such as the ability to place transfers online and by visiting a branch?
  • Turnaround time. Will the funds arrive in your recipient’s wallet in minutes, or will it be several days before they can access the cash?
  • Minimum amount. What is the minimum amount you can transfer?
  • Pickup methods. Some companies offer bank deposits only, while others will also allow you to make funds available as cash for collection from a transfer agent.
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Foreign exchange rates explained

Exchange rate will impact how much your recipient will receive when you convert New Zealand dollars to Moldovan leu. This is because the dollar has traditionally been stronger against the leu. However, exchange rates are flexible, which means it can change from moment to moment.

View the current NZD-MDL exchange rate

Options for sending money to Moldova from New Zealand

  • Bank transfers. Check with your bank or credit union to find out how much it charges to send a bank transfer to Moldova and what your potential exchange rate will be.
  • Online money transfer providers. There are multiple options when you want to send money through an online transfer company. Simply check our table above to find some reputable providers.
  • Money transfer companies with cash pickup options. Western Union and MoneyGram have cash pickup branches throughout Moldova.
  • Checks. You may consider sending a check, but this will be your slowest option, and you run the risk of it getting lost in the mail.

How to send money to Moldova

Although the transfer process varies depending on the company and transfer method you choose, you’ll typically need to follow these steps:

  1. Compare your money transfer options.
  2. Click Go to Site once you’ve made your decision.
  3. Create an account.
  4. Start a transfer to your recipient.
  5. Enter your recipient’s information and the amount you want to send.
  6. Pay for your transaction.
  7. Save your tracking number and receipt.

Tips for picking up cash in Moldova

Safety should be your top priority when you’re picking up cash in Moldova. Travel in daylight, preferably with a friend, and never take out large amounts of cash in public.

Emergency transfers to Moldova

If your recipient needs money as soon as possible, you’ll want to start an emergency transfer. These are possible, but it’s important that you closely examine the exchange rate you’re offered and the fee the transfer company is charging. Emergency transfers cost much more, so if your recipient can wait a day or two, you’ll both save money.

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