Black Friday saving continues 🥳

Get the biggest bargains of Cyber weekend

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to send money to Mexico

How to send a fast, secure and affordable money transfer to Mexico from New Zealand.


Fact checked

New Zealand established diplomatic relations with the North American nation of Mexico in 1973. Both countries are members of the Asia-Pacific Economic Cooperation (APEC) and the Organisation for Economic Cooperation and Development (OECD). Relationships have broadened from just focusing on trade and international cooperation to include a wide range of links including business, research and interpersonal networks. In 2008, a working holiday scheme and student and staff exchanges between the two nations’ universities and polytechnics were introduced.

If you need to send money to Mexico from New Zealand, there are plenty of money transfer companies that can help. Do your research to find the best deal for you.

Send money to Mexico with TransferWise

Make online transfers with transparent exchange rates, low fees and low minimum amounts.

  • Fair service fees and mid-market rates – a major market differentiator
  • Next-day delivery for most currencies
  • Easy-to-use app

Compare services that send money to Mexico

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day NZD 0.00 14.021 MXN
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees Go to site Show details
GBP 2,500 Same day NZD 0.00 13.934 MXN
Central FX’s dedicated private client team will guide you through the money transfer process from first call to final payment. Go to site Show details
NZD 0 Same day NZD 0.00 14.004 MXN
Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
NZD 250 1 day NZD 0.00 13.934 MXN
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
NZD 1 Within an hour NZD 3.99 14.018 MXN
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 250 1 - 2 days NZD 15.00 13.934 MXN
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
NZD 2,000 2 days NZD 0.00 13.934 MXN
Exclusive offer: $0 transfer fee and discounted exchange rates for all Finder customers.
A higher exchange rate applies to non-finder customers. Send money in more than 60 currencies.
Go to site Show details
NZD 1 1 - 2 days NZD 45.00 14.074 MXN
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks versus money transfer companies

Sending money to Mexico via your bank may be a convenient option, but it is not usually one of the most affordable ones. Banks offer exchange rates which are much lower than the mid-market rate, but they also charge some of the highest transfer fees around.

This is why you can save yourself a whole lot of money if you send funds using a specialist online transfer company. These providers, such as NZForex and TransferMate, offer convenient online transfers at a more cost-effective rate. They offer better exchange rates and lower transfer fees than the banks, so comparing your transfer options always makes good financial sense.

Case study: Sam sends money to Mexico

Sam is spending two years living and working in New Zealand in the IT industry. He sends money back home to his parents in Mexico whenever he can, but he has decided his bank is offering a raw deal. To see if he can find a cheaper option elsewhere, Sam compares his bank’s transfer service with a specialist money transfer company.

As you can see in the table below, Sam can send an extra MXN415 using the money transfer service and also save NZD$25 in fees.

Bank Money transfer company
Exchange rate NZD$1 = MXN11.90 NZD$1 = MXN12.29
Transfer fee NZD$30 NZD$5
Transfer method Bank account transfer Online bank account transfer
Processing time 1-3 days 1-3 days
Amount received (in MXN) MXN11,870 MXN12,285

Today’s exchange rate NZD to MXN

How do I compare transfer companies when transferring and receiving money via Mexico?

  • Exchange rates. Compare exchange rates to check if you are getting the best available rate. Some companies may have slightly lower exchange rates but not charge any fees.
  • Transfer fees. Check to see how much each company will charge you in fees every time you send a transfer.
  • Transfer methods. How can you place a transfer – online, at the branch, over the phone? Does the company offer a dedicated transfer app for smartphones and tablets?
  • Transfer options. Does the company offer one-off spot transfers only or can you place forward contracts, limit orders and schedule regular payments as well?
  • Processing time. Processing times range from a few minutes to several business days.
  • Transfer limits. Some companies impose minimum and maximum limits per transaction, so check to see whether these limits suit your transfer requirements.
  • Pick-up options. Will the funds be sent to your recipient’s bank account or made available for cash pick-up?
  • Customer service. If you ever have a question, will the company offer prompt and helpful customer support?

How do I send money to Mexico from New Zealand?

  • Specialist transfer companies. Companies such as NZForex and WorldRemit offer this service.
  • Cash pick-up transfer companies. Western Union and MoneyGram both operate large international money transfer networks.
  • Bank transfers. Bank transfers are convenient but not one of the most affordable options.
  • International cheques. If your recipient is not in need of the money immediately, you could also consider approaching your bank to have an international guaranteed cheque drawn up.

How do I receive money from Mexico in New Zealand?

  • Specialist transfer companies. Start your search to find out which companies allow transfers from Mexico to New Zealand.
  • Cash pick-up transfer companies. Search online to find your nearest Western Union or MoneyGram location.
  • Bank transfers. You can receive a bank transfer into your New Zealand bank account sent from a Mexican bank account.
  • International cheques. Check with your bank to see how much you will be charged when you cash an international cheque.

Emergency cash transfers in Mexico

Emergency cash transfers from New Zealand to Mexico can be completed in as little as 10 minutes, but be aware that these types of transfers tend to cost more. Lower exchange rates and higher transfer fees usually apply, which can add a significant expense to your transfer amount. Take a few moments to review the transaction details before you hand over any money.

Cash pick-up locations in Mexico

Western Union/MoneyGram branches in Mexico

Western Union and MoneyGram are the two largest money transfer providers in the world, with a vast global cash transfer network. Some popular cash pick-up locations in Mexico are listed below. Make sure you take along photo ID and a transaction ID number to pick up cash. Phoning ahead to confirm operating hours is also a good idea.

Western Union

Mexico City

  • Modatelas 69 AP Cash

    C Venustiano Carranza No 125
    Mexico Distrito Federal 6060
    Open 8am–8pm, seven days a week

  • Telecomm

    Interior Palacio Nacional Centro
    Mexico Distrito Federal 06000
    Open 8am–7pm, Monday to Friday


  • WALMART 16 De Septiembre

    Avenida Calzada Independencia Sur 916
    Colonia Barragan Y Hernandez
    Jalisco 44240
    Open 7am-11pm, seven days a week

  • OXXO Alemania GDL

    Av Alemania 1475
    Jalisco 44190


Mexico City

  • Telecomm

    Plaza De La Const.
    7 Mezzanine
    Colonia Centro De La Ciudad De Mexico Area 2
    df 06010
    Open 8am–7:30pm, Monday to Friday; 9am–4:30pm Sunday

  • Banco Azteca

    Venustiano Carranza 91
    Venustiano Carranza, df 06060
    Open 9am–9pm, seven days a week


  • Banco Azteca

    Calz Independencia Sur 744
    ja 44180
    Open 9am–9pm seven days a week

  • Farmacia Guadalajara

    5 De Febrero 567
    ja 44460
    Open 8am–10pm, seven days a week

Tips for picking up cash in Mexico

The Department of Foreign Affairs and Trade recommends that New Zealand visitors to Mexico exercise a high degree of caution. SafeTravel classifies the states of Chihuahua, Durango and Guerrero as high risk, with the rest of Mexico considered to be moderate risk, due to violent crime and drug-related violence. Here are a few simple tips to keep in mind to help you stay safe when picking up cash:

  • Phone ahead to confirm the agent’s location and opening hours.
  • Only visit an agent location in an area where you feel completely safe.
  • Ask a friend to accompany you.
  • Don’t show your cash in public, and never carry large sums of money for any longer than necessary.
  • If travelling alone, ask for assistance from a person in authority at your hotel.

What are the steps to send money to Mexico?

  1. Register for an account. Most providers offer free accounts that you can sign up for online by providing your full name, contact details and proof of ID.
  2. Provide your transaction details. The next step is to specify where you are sending the money, in what currency and the amount you are sending.
  3. Finalise your transfer. The final step in the process is to review the details of your transaction and pay for the transfer. You may also be able to use the company’s online tracking service to monitor the progress of your funds.

You may also be interested in

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site