How to send money to Kiribati

The best ways to send money from New Zealand to Kiribati.

Last updated:

Money transfers are a fact of life for many people. If you make frequent transfers to Kiribati, you’ll want to compare your options and find a service that keeps your costs low while allowing you to send more to your loved one in Kiribati. And since the Kiribati dollar is pegged to the Australian dollar, you’ll have plenty of options when you’re looking to send money overseas.

Compare international money transfers to Kiribati

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
NZD 1 1 - 2 days NZD 35.00 0.925 AUD
4,595
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details

Compare up to 4 providers


The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Banks vs money transfer companies

While your bank may be your first choice when it comes to making money transfers, it may not be the best choice. Banks often charge high fees and offer low exchange rates, making them a poor choice when you’re looking to send money to Kiribati.

Money transfer companies, on the other hand, offer much better deals for most people. Fees tend to be lower, exchange rates more favorable and transfer times faster. You can find multiple companies that will convert Australian dollars at good rates, so take the time to compare your options and find one that offers you the best deal.

What ways can I send money to Kiribati from New Zealand?

  • Specialist transfer providers. There are several providers that make NZD-AUD transfers, but make sure that you check and see if it will send Australian dollars to a recipient in Kiribati.
  • Cash pickup transfer companies. Cash pickup allows your recipient to quickly collect cash from one of many agent locations. However, they do run the risk of being stolen from if you send a large amount of money.
  • Bank transfers. Bank-to-bank transfers to Kiribati may be possible, but you will likely face high fees and a less optimal exchange rate.
  • International checks. Sending an international guaranteed check is a slow and potentially expensive option, but it is a common option.

Foreign exchange rates explained

Exchange rate is the amount you’ll get when you trade one currency for another. The Kiribati dollar is pegged to the Australian dollar, which means these are of equal value. So when you’re sending money to Kiribati, you’ll only need to calculate the exchange rate between NZD and AUD. This amount can fluctuate, so it pays to keep tabs on it and send money when your New Zealand dollars will yield more Australian dollars.

Live NZD-AUD exchange rate

How do I send money to Kiribati?

  1. Pick a provider from the table above by comparing exchange rates and fees.
  2. Create an account with the provider by entering your personal information.
  3. Start a transaction, enter your recipient’s information and select how much you want to send.
  4. Pay for your transfer and save the tracking number.

Same-day transfers to Kiribati

There are companies that allow you to send money to Kiribati quickly without charing exorbitant fees. Companies like WorldRemit offer quick transfers that won’t break the bank, and you may even be able to score a decent exchange rate. However, take a little extra time to compare your options and find a provider that meets all your criteria. Don’t let a rush stop you from getting a good deal.

Tips for picking up cash in Kiribati

Picking up cash from a transfer provider can make you a target for thieves, so keep a few simple safety tips in mind when collecting funds:

  • Don’t go alone — ask a friend to join you.
  • Don’t pick up cash in any area where you don’t feel safe.
  • Don’t display your cash in public.
  • Don’t carry funds around with you for any longer than you need to.

Bottom line

Kiribati may be a small country, but that doesn’t mean you don’t have options when you want to send money to a loved one. Because it uses the Australian dollar, you’ll have multiple choices when it comes to comparing rates and fees. And if you’re not quite sure how the process works, our in-depth guide on money transfers should help you navigate the details.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site