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Japan is New Zealand’s fifth largest trading partner, as well as a popular tourist destination for New Zealanders. So you may be looking for an affordable and easy way to send money to Japan from New Zealand. Find out how you can save money and enjoy fast transfers when you send money to Japan from New Zealand.
Whether you’re sending a one-off transfer or looking to set up an ongoing international payment to Japan, it pays to compare your options before committing to a money transfer company.
If you want to send an international money transfer you could certainly approach your bank. Converting New Zealand dollars to Japanese yen and then sending the funds overseas will be no problem for any major bank.
Unfortunately, banks will usually charge a premium fee for offering you their international money transfer services, while the exchange rates they offer are actually quite poor. In comparison, there’s an ever-increasing crop of specialist money transfer companies that can give you better exchange rates, lower fees and an abundance of transfer methods.
From flexible transfer options to giving you a choice in the way your recipient can access the funds you send, these companies often represent a much better and more affordable option when you need to send money to Japan.
While Yoshio is living and working in Wellington, he wants to send $1,000 he has saved back to his parents in Kyoto. Rather than ask his bank to handle the transfer – he knows their fees are exorbitant – Yoshio decides to see if he can find a better deal from a dedicated money transfer company. He compares two companies to see what sort of deal they can offer.
|Money transfer company 1||Money transfer company 2|
|Exchange rate||1 NZD = 73.95 JPY||1 NZD = 75.61 JPY|
|Transfer method||Cash pick-up||Bank account deposit|
|Processing time||10 minutes||1–3 business days|
|Amount received (in JPY)||73,934 JPY||75,605 JPY|
As you can see, although the first company offers much quicker transfers, the second company allows Yoshio to send more than 1,600 yen extra to his parents by spending the same amount of money. It can also save him NZ$11 in fees.Back to top
When you find yourself in an emergency situation where you need to transfer funds to Japan as quickly as possible, make sure that you check the exchange rate and any fees that will apply to your transfer. Most money transfer companies charge extra for sending your money as quickly as possible, so just take a minute or two to make sure you’re fully aware of the full cost of your transaction – it could save you from a big financial headache in the future.Back to top
Although Japan is an extremely safe country for international visitors, that doesn’t mean you should throw all safety precautions to the wind when picking up cash from a money transfer agent. All you have to do is use a little bit of common sense to ensure your safety.
Stay aware of your personal safety and make sure you know where your wallet and bag are at all times. Keep your cash concealed from strangers and deposit it in a safe place (preferably your bank account) as soon as you can – carrying around a large sum of money can often be a recipe for disaster.
To find the best rate for your next money transfer, check out our comparison of the fees, exchange rates and transfer speeds of Western Union and MoneyGram.
If you’re thinking of transferring money overseas with Send, make sure you check out our review of its exchange rates, fees and transfer speed first.
Sometimes an omamori good luck charm is not enough to ward off bad spirits, which makes travel insurance absolutely necessary for your next trip to Japan.
We take a closer look at the fees, exchange rates and features of Xpress Money to see how its international money transfer service compares.
We take a look at the exchange rates, fees and transfer times of UAE Exchange to see how its international money transfer service stacks up.
Check ASB Bank’s exchange rates to see how they compare when you next send money overseas.
Transfer Go offers non-nonsense money transfers within a matter of hours. Enjoy sending money overseas without hidden fees and benefit from real exchange rates, easy transfers and a reliable service.
Is there any way to send money from New Zealand to someone in a country with economic sanctions?
Send cash to friends or family. Find an international money transfer service close to you.
What are the best options for sending or receiving a large amount of money overseas? Read this $50,000 example with exchange rates and fees comparison.
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