International SIM cards for Ireland

How to send money to Ireland

If you want to send money to family, friends or business associates in Ireland it doesn’t need to be a troublesome and costly process. You don’t need the luck of the Irish to get dollars to Dublin. Just compare the transfer fees and exchange rates of the options available to you to get the most euros for your dollar every time.
XE Money Transfers

XE International Money Transfers

Enjoy fast, secure and fee-free international money transfers with global payments provider XE.

  • Send money in 40+ currencies
  • No transfer fees
  • See exchange rates in real-time
  • Secure and regulated by the FMA

    Compare international money transfers to Ireland

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    NZD 0 1 day NZD 0.00 0.579 EUR
    5,788
    Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
    NZD 0 Within an hour NZD 3.99 0.579 EUR
    5,792
    An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
    AUD 250 1 - 2 days NZD 0.00 0.579 EUR
    5,794
    A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
    NZD 200 1 day NZD 0.00 0.58 EUR
    5,800
    TorFX guarantee to beat any competitor's exchange rate for a transactionConditions apply Go to site Show details
    NZD 2,000 2 days NZD 0.00 0.576 EUR
    5,765
    Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
    A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.
    Go to site Show details
    NZD 1 1 - 2 days NZD 70.00 0.582 EUR
    5,777
    Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
    NZD 5 1 - 2 days EUR 3.00 0.578 EUR
    5,776
    Go to site Show details
    NZD 10,000 1 - 2 days NZD 0.00 0.579 EUR
    5,788
    Go to site Show details
    GBP 10,000 1 day NZD 0.00 0.573 EUR
    5,730
    Go to site Show details

    Compare up to 4 providers


    The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

    Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

    Back to top

    How do international money transfers work?

    An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in another country – in this case, Ireland. This can be done in person, over the phone, through a mobile app or online. You can use cash, a credit or debit card, or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account or mobile wallet, or made available as cash for them to pick up at a location in their country.

    Back to top

    Banks versus money transfer companies

    While banks can handle international transfers to destinations all around the world, they usually charge a hefty fee for doing so.

    However, if you use a specialist money transfer company to send your money overseas, you can usually find a better deal. These companies focus on moving money internationally and provide superior exchange rates and lower fees compared to major banks. The exact cost and transfer methods available differ between providers, so you should compare a few different providers before placing a transfer request.

    Example: Walt sends money to Ireland

    Walt has spent three months travelling around New Zealand while his girlfriend stays home in Ireland. When Walt’s girlfriend needs some financial assistance to help her cover the rent, Walt agrees to send her $1,000. He compares two money transfer companies in an effort to find the cheapest way to send his funds overseas.

    Money transfer company 1Money transfer company 2
    Exchange rate$1 NZD = $0.57 EUR$1 NZD = $0.59 EUR
    Transfer fee$58$5
    Transfer methodCash pick-upBank account deposit
    Processing time10 minutes3 business days
    Amount received (in EUR)570 EUR590 EUR

    As you can see, not only can Walt save more than $50 in fees if he uses the second transfer company, but he can also ensure that his girlfriend receives an extra 20 euros.

    Back to top

    How to compare transfer companies when transferring money to Ireland

    • Exchange rates. What exchange rates does the company offer and how do they compare with its competitors?
    • Fees. How much will you have to pay each time you send a global transfer?
    • Transfer methods. Can you place a transfer over the phone, online, by visiting a branch and/or via a mobile app?
    • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments??
    • Turnaround time. How long will it take for the funds you send to reach your beneficiary’s pocket or bank account?
    • Minimum amount. Is there a minimum transfer limit and is it low enough to suit your transfer requirements?
    • Pick-up methods. Can cash be picked up from an agent location or will it simply be transferred to your recipient’s bank account?
    • Customer service. Are phone, email and online support offered? During what hours?
    Back to top

    Foreign exchange rates explained

    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. Ireland uses the euro, a currency whose exchange rate is flexible. This means it can change from moment to moment. Factors that influence the exchange rate include interest rates, economic stability and inflation.
    Currency exchange rate for Ireland

    Options for sending money to Ireland from New Zealand

    • Bank transfers. Transfers between banks are secure but can be costly.
    • Online money transfer providers. These companies, like OFX, offer secure and affordable transfers.
    • Money transfer companies with cash pick-up options. MoneyGram and Western Union all offer this option.
    • PayPal. PayPal can send international money transfers around the globe.
    • Cheques. International cheques can be obtained from your bank.
    Back to top

    Steps to send money to Ireland

    1. Register for an account with a provider, supplying your name, address, contact details, proof of ID and information about your selected payment method.
    2. Provide your recipient’s information and contact details.
    3. Select the amount of your transfer and complete your transaction.
    4. Preserve your receipt or other proof of transaction in order to monitor the progress of your transfer.
    Back to top

    Same-day cash transfers to Ireland

    If you need to get money to Ireland as quickly as possible, be aware that the fastest transfer method will usually cost you more. With this in mind, make sure you’re fully aware of the total cost of your transaction before you commit to it.

    Tips for picking up cash in Ireland

    The Ministry of Foreign Affairs and Trade’s Safe Travel website lists Ireland as a safe travel destination for New Zealand tourists, but you should still take care whenever you pick up cash from a transfer agent. This means staying aware of your personal safety at all times and taking a few steps to prevent yourself becoming a target for thieves.

    • Call ahead. Learn the company’s business hours and choose a safe time to pick up your cash. Daylight hours are best.
    • Bring a friend. Carrying money when alone can be dangerous. Ask a friend to come along.
    • Deposit your money immediately. The likelihood of losing your money to theft or simple carelessness grows the longer you have it with you. Go straight to a bank and deposit your cash as soon as possible.
    • Keep your cash hidden. Place your money in your purse or wallet before leaving the office. Carrying cash out in the open could make you a target.
    Was this content helpful to you? No  Yes

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site