Helpful tips for sending money to France

Need to send an money to France? Here’s how to find the best exchange rates and lowest fees.

The 21st century has seen a vast improvement in relations between the France and New Zealand. The All Blacks and Les Bleus have enjoyed some mighty clashes on the rugby field and each country is a popular tourist destination for the other’s citizens.

If you need to send money from New Zealand to France, make sure you shop around to find a convenient and affordable transfer option.

Rates last updated July 24th, 2018
Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
TorFX International Money Transfers
NZD 200
1 day
Online, Phone, Agent
TorFX guarantee to beat any competitor's exchange rate for a transaction

Conditions apply
OrbitRemit International Money Transfers
3 - 5 days
$4 transfer fees applicable
Currency Online International Money Transfers
2 days
Online, Phone
Is committed to save money whenever you make a purchase or sale involving foreign currency.
Highly competitive exchange rates and low or zero fees.
XE International Money Transfers
1 day
Online, Phone, Bank Account to Bank Account
Send money in more than 60 currencies. Fee-free international money transfers with a global brand.
WorldRemit International Money Transfers
WorldRemit International Money Transfers
Within an hour
Online, Bank Account to Bank Account, Cash Transfer
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
Exclusive: OFX (Ozforex) International Money Transfers
AUD 250
1 - 2 days
Online, Phone, Agent
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Compare up to 4 providers

Banks versus money transfer companies

If you have never sent money overseas before, you could be forgiven for thinking that your bank offers the best transfer options. But while bank transfers may be convenient, they can also be quite costly. Banks charge high transaction fees and also offer some of the least-favorable exchange rates going, so you should always consider looking elsewhere for a better deal.

You may very well find a better deal from a specialist money transfer company. Online providers, such as NZForex and Currency Online, regularly offer exchange rates that are better than those provided by the banks. Their transfer fees are typically lower as well, which helps to create a convenient and affordable transfer solution for you.

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Case study: Dan sends money to France

Dan wants to send NZD$1,000 to his brother, who is in urgent need of extra funds. Dan is happy to send his brother the money, but rather than accept his bank’s low exchange rate he decides to compare two online money-transfer companies and see which one can offer a cheaper deal.

As you can see from the table below, Dan can send an extra EUR€9.30 EUR by using the second transfer company and also save NZD$5 in transfer fees.

Money transfer company 1Money transfer company 2
Exchange rateNZD$1 = EUR0.5715NZD$1 = EUR0.5808
Transfer feeNZD$10NZD$5
Transfer methodOnline bank account transferOnline bank account transfer
Processing time1-3 business days1-3 business days
Amount received EUR571.50EUR580.80

How do I compare transfer companies when transferring and receiving money via France?

  • Exchange rates. Shop around to find the transfer provider with the best available exchange rate, but make sure those great exchange rates don’t come with high fees attached.
  • Transfer fees. Compare transaction fees between providers to work out which one offers the best value for money.
  • Transfer methods. What options are available when placing transfers: online, in a branch or over the phone? Can you make transfers via a smartphone app?
  • Transfer options. Can you place limit orders or forward contracts to find a better exchange rate? Can you schedule regular repayments in advance?
  • Transfer limits. Many transfer providers impose a minimum and maximum limit on the amount you can send each transaction. Check those limits to find out whether they suit you.
  • Processing time. Some companies offer transfers in as little as a few minutes; others take several business days to complete.
  • Pick-up options. Will the funds be deposited into your recipient’s bank account or will your beneficiary have the option of cash collection?
  • Customer service. Will you be able to access customer support quickly and easily if you ever need help? What channels are offered and what hours?

How do I send money to France from New Zealand?

  • Specialist transfer companies. Companies like Currency Online offer this convenient service.
  • Cash pick-up transfer companies. Western Union and MoneyGram both offer this option.
  • Bank transfers. Compare your bank’s exchange rates and fees with those available from specialist money transfer providers.
  • PayPal. You could use Paypal’s international money transfer service to send funds from New Zealand to France.
  • International cheques. Posting an international guaranteed cheque is an old-fashioned transfer method, but you could consider it if your recipient is not in a hurry for funds.

How do I receive money from France in New Zealand?

  • Specialist transfer companies. Start researching to find out which companies offer transfers from France to New Zealand.
  • Cash pick-up transfer companies. Search online for your nearest Western Union or MoneyGram cash pick-up location.
  • Bank transfers. Your loved one may wish to send a transfer from their French bank account to your New Zealand bank account.
  • PayPal. PayPal’s international money transfer service is a viable option for smaller transfer amounts.
  • International cheques. Check the fees that will apply when you cash an international cheque.

Emergency cash transfers in France

If you need to send a cash transfer to France as quickly as possible, some companies offer transfers in as short a time as 10 minutes. However, before you send this type of transfer, make sure you check the exchange rate and fee you will receive. Emergency transfers tend to cost more than ordinary transactions, so read the fine print closely.

Cash pick-up locations in France

Western Union / MoneyGram branches in France

Western Union and MoneyGram both operate large international money transfer networks with thousands of locations across France and New Zealand. Some cash pick-up locations in Paris and Lyon are listed below. Make sure you have a photo ID and a transaction reference number handy when you go to collect cash.

Western Union


  • La Banque Postale

    9 Place De L’hotel De Ville Paris
    Paris 75004
    Open Monday to Friday, 8:00am–6:30pm; Saturday, 8:00am-11:30am.

  • La Banque Postale

    4 Rue De Moussy
    Paris 75004
    Open Monday to Friday 8am-7pm
    Open 8am-12pm Saturday


  • La Banque Postale

    5 Rue Grolee,
    Lyon 69002
    Open Monday to Friday, 8:30am–6:45pm; Saturday, 9am–12pm.

  • La Banque Postale

    3 Rue Du President Edouard Herriot
    Lyon 69001
    Open Monday to Friday, 8:00am-6:30pm; Saturday, 8:00am-11:30pm.



  • Tabac St Michel

    22 Rue Saint Andre Des Arts
    Paris 75006
    +33 1 46 33 08 08
    Open 6:00am–8.00pm all week.

  • The Change Group

    134 Boulevard Saint Germain
    Paris 75006
    +33 1 40 46 87 75
    Open Monday to Saturday, 9:10am-8:50pm; Sunday 11:00am-6:40pm.


  • Tabac Du Lycee

    34 Rue Neuve
    Lyon 69001
    +33 4 72 07 84 80
    Open Monday to Saturday, 7:00am–9:00pm; Sunday, 10:00am–7:00pm.

  • Le Gitana

    1 Cours De La Liberte
    Lyon 69003
    +33 4 26 02 33 87
    Open 10:00am–7:00pm all week.

Tips for picking up cash in France

No matter where you are in the world, it is always a good idea to exercise a few simple safety precautions when picking up cash from a transfer agent. Take a friend along with you to act as a deterrent against thieves and make sure you pick up cash only in an area where you feel safe. Keep the cash hidden when in public and don’t carry it around for any longer than necessary. Make sure you deposit the money in your bank account ASAP.

What are the steps to send money to France?

Although transfer methods vary between providers, you will typically need to do the following when you want to send an international transfer:

  1. Sign up for an online account. This is usually free to do. You will need to provide your name, contact details and a valid form of photo ID.
  2. Provide your transaction details. You will need to specify how much money you are sending and in which currency. The transfer provider will also need to know where the money will be transferred and who will be receiving it.
  3. Finalise your transfer. The final step is to review the full cost of your transaction and place your transfer request. Many providers also offer online tracking services so you can monitor the progress of your funds.

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