How to send money to Denmark

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When you need to get money to friends or family in Denmark, the last thing you want to deal with is a complicated, expensive process. Sending cash to Copenhagen doesn’t need to be something rotten. Compare the transfer fees and exchange rates of the various options available to you to get the most Danish kroner for your dollar every time.
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    Compare international money transfer services to Denmark

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    NZD 250 1 day NZD 0.00 4.214 DKK
    SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
    Fee-free transfers in 30+ currencies to over 200 countries.
    Go to site Show details
    NZD 1 Within an hour NZD 3.99 4.224 DKK
    An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
    NZD 1 1 - 2 days NZD 40.00 4.241 DKK
    Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
    NZD 2,000 2 days NZD 0.00 4.216 DKK
    Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
    A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.
    Go to site Show details
    AUD 250 1 - 2 days NZD 15.00 4.211 DKK
    A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
    NZD 5 1 - 2 days EUR 3.00 4.22 DKK
    Go to site Show details
    NZD 0 1 day NZD 0.00 4.216 DKK
    Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
    AUD 2,000 1 day NZD 0.00 4.19 DKK
    TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply. Go to site Show details

    Compare up to 4 providers

    The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

    Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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    How do international money transfers work?

    An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in another country — in this case, Denmark. This can be done in person, over the phone, through a mobile app or online. You can use cash, a credit or debit card, or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account or mobile wallet, or made available as cash for them to pick up at a location in their country.

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    Banks versus money transfer companies

    Any major bank will be able to send an international wire transfer to Denmark and plenty of other countries around the world. The problem, however, is that they will most likely charge you a high fee for doing so and will also offer you a pretty poor exchange rate.

    So instead of approaching your bank to send money to Denmark, consider the services of a specialist money transfer company. These companies offer better exchange rates and minimal fees on transfers, allowing you to enjoy big savings while still providing quick and secure transactions.

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    Example: Fredrik sends money to Denmark

    Fredrik grew up in Denmark but now lives in Blenheim, and he wants to send his parents $1,000 to help celebrate their wedding anniversary. Rather than sending the funds via his bank and paying their $30 transfer fee, he decides to look at the fees and exchange rates offered at two online money transfer companies.
    Money transfer company 1Money transfer company 2
    Exchange rate1 NZD = 4.54 DKK1 NZD = 4.49 DKK
    Transfer fee$10$5
    Transfer methodBank account depositBank account deposit
    Processing time3 business days1 business day
    Amount received (in DKK)4,530 DKK4,485 DKK

    As you can see, Fredrik’s parents will receive 45 DKK more if he uses the second company, plus he’ll save $5 in transfer fees.

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    How to compare transfer companies when transferring money to Denmark

      • Exchange rates. How do each provider’s exchange rates stack up against the competition?
      • Fees. How much will you need to pay for each transfer, and can you avoid fees if you send a large amount?
      • Transfer methods. What methods are available for making transfers: online, via a mobile app, over the phone and/or by visiting a branch?
      • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments?
      • Turnaround time. How long will it take for your funds to arrive at their destination: a few minutes, 24 hours, or several days?
      • Minimum limit. Is there a high minimum transfer limit imposed on all transactions?
      • Pick-up methods. How will your recipient access the funds: cash pick-up or from their bank account?
      • Customer service. Are phone and email support offered and during what hours? Is there an online help center and a live chat option?
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    Foreign exchange rates explained

    The exchange rate determines how much one country’s currency is worth in another currency. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. Although part of the eurozone, Denmark continues to use the krone as its currency. Denmark’s exchange rate is flexible, which means it can change from moment to moment based on factors like interest rates, economic stability and inflation.
    Currency exchange rate for Denmark
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    Options for sending money to Denmark from New Zealand

    • Bank transfers. Transferring funds from a New Zealand bank account to a Danish bank account is a simple but potentially expensive option.
    • Online money transfer providers. TorFX and OrbitRemit are two providers that offer this service.
    • PayPal. You can send international money transfers to Denmark online through PayPal.
    • Money transfer companies with cash pick-up options. Western Union and MoneyGram both offer this service.
    • Cheques. Send an international guaranteed cheque issued by your bank.
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    Steps to send money to Denmark

    1. Choose a transfer provider that sends money to Denmark.
    2. Register with the provider and supply your name, address, contact information, date of birth and proof of ID.
    3. Provide your recipient’s name, address and contact details. For some transfers you have to supply their bank account information as well.
    4. Enter the amount you want to send. Complete your transaction and save your tracking or receipt number to follow up on the progress of your transfer.
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    Tips for picking up cash in Denmark

    • Be careful — stay aware of your surroundings and your personal safety at all times.
    • Don’t visit a transfer agent in an area where you do not feel safe.
    • If possible, ask a friend to accompany you when you collect the cash.
    • Don’t publicise the fact that you have just picked up a large amount of money.
    • Don’t carry large sums of money on your person — deposit it in your bank account as soon as you can.
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