OrbitRemit: Send Money Online with International Money Transfers

Send money overseas securely using the Internet and get competitive exchange rates while paying low fees.

OrbitRemit Global Money Transfer Limited is a global payment services company that began operations in October, 2009, and it has its corporate headquarters in Wellington, New Zealand. This company has grown significantly since its inception, mainly because of the widespread use of the Internet.

This money transfer company lets its registered customers transfer money from bank accounts in New Zealand, Australia and the UK to 35 countries. It lets you transfer money to foreign bank accounts, and in some countries it lets recipients collect cash. Users can send money using the OrbitRemit website, and they can also use a mobile app.

In 2013, the Deloitte Technology Fast 500 Awards recognised OrbitRemit as an emerging tech start-up, and it placed at the 81st spot after recording almost 400% growth. A special tie up with the Inland Revenue Department (IRD) of New Zealand lets borrowers from overseas make their IRD payments using OrbitRemit’s services for free.

OrbitRemit offers competitive exchange rates for international fund transfers and the fees you have to pay are nominal.

What are OrbitRemit’s exchange rates?

OrbitRemit manages to offer better exchange rates than most banks because, unlike banks, it does not have to deal with high marketing and rental costs. To view prevailing exchange rates you simply have to visit the OrbitRemit website, where you can get the day’s rates for New Zealand dollars, Australian dollars and Great Britain pounds.

When you create a payment through your registered account, OrbitRemit presents an exchange rate that matches the rate quoted on its website. This is the actual rate that will apply to the transfer, provided you make the transfer immediately. OrbitRemit holds the right to cancel your payment if you don’t transfer funds to cover the transaction’s value immediately, and it holds booked payments open for only two working days.

OrbitRemit updates the rates you see on its website on an ongoing basis, and given below are rates it offers for the New Zealand dollar.


*The rates mentioned in this table are current as of 31st October, 2015.

How much does it cost to transfer money with OrbitRemit?

OrbitRemit has an ongoing promotion through which new customers don’t have to pay any fees for their first payments, and every 10th payment is fee-free as well. All other transfers attract nominal fees, and this fee, as listed on the OrbitRemit website, applies to transfers in between $5 and $9,900. If you want to send more than $9,900, you have to get in touch with an OrbitRemit representative to find out how much it’ll cost.

Some banks require that you pay a receiving fee that the beneficiary bank might charge, but with OrbitRemit you don’t have to pay this fee. The table below shows you how much you’ll have to pay as fees depending on the destination country.

Destination countryFees
Hong KongNZD$3.99
Sri LankaNZD$8
United KingdomNZD$8
United States of AmericaNZD$0

Minimum transfer amount and available countries

The minimum amount you can transfer through OrbitRemit is $5, which is considerably lesser than what some other money transfer companies and banks allow. You can use its services to send money to the following countries.


  • Bangladesh
  • Hong Kong
  • India
  • Indonesia
  • Malaysia
  • Nepal
  • Philippines
  • Sri Lanka
  • Vietnam


  • Austria
  • Belgium
  • Cyprus
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Ireland
  • Italy
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • United Kingdom


  • Australia
  • Fiji
  • New Zealand


  • USA

What types of transfers can you carry out with OrbitRemit?

You have the option of bundling multiple payments in a single transaction, but in such a situation you should inform OrbitRemit support staff about the same through a support message. OrbitRemit lets you set up recurring payments using automatic payment schedules, and you can make sure that funds transfer only at requested frequencies. For some types of payments, OrbitRemit allows direct debits as well.

This money transfer company lets recipients collect cash in Vietnam and Philippines. In these countries OrbitRemit can deliver cash to the recipient’s address or the recipient can collect cash from a cash pickup location.

The registration and transfer process

You have to register with OrbitRemit before you can start using its services. The registration process is easy and requires you to provide the following information.

  • Your complete name
  • Details of a local bank account that offers online banking access
  • Your email address
  • Copy of a photo ID such as your driver’s licence or passport
  • A utility bill or bank statement in your name, not more than three months old

Before you can send money overseas you have to add funds to your OrbitRemit account, and the only way you can do this is through an electronic funds transfer from your bank account. To transfer money into your OrbitRemit account you’ll have to use your bank’s online or phone banking platform. When you do this you should include your eight-digit OrbitRemit customer number so the company can identify your funds.

To move forward with the international funds transfer you can turn any PC or Mac to visit and use the OrbitRemit website, and the company also offers apps that run on iOS and Android mobile devices. Once you initiate a transfer OrbitRemit keeps you posted about its progress until it gets to the recipient. The recipient, in all likelihood, should receive the money with one to two business days.

What are the pros and cons of using OrbitRemit?


  • Offers better exchange rates than most banks
  • Provides a quicker turnaround time in comparison to most banks
  • You don’t have to pay any fees to send money to the US or Europe
  • New users don’t have to pay any fees for their first international funds transfer
  • You can transfer as little as $5 in your local currency


  • Lets you send money using only your bank account, and not through a credit card
  • You can only send money using the Internet, and not through a physical location

What other products and services does OrbitRemit offer?

If you’re overseas, OrbitRemit lets you make the following payments to New Zealand for free:

  • Work and Income payments. You can make payments to the New Zealand Ministry of Social Development from overseas. To set up these payments you need your SWN (social welfare / client number). You transfer money to a local OrbitRemit bank account, and it then makes the required payment to Work and Income New Zealand on your behalf.
  • IRD payments. You can use OrbitRemit’s services to make payments to the IRD towards child support, student loans and other types of tax payments. You can make these payments using your IRD number.
  • Ministry of Justice payments. By using your party profile number (PPN) you can pay fines and reparations imposed by the New Zealand Ministry of Justice.

Frequently asked questions

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