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Best international money transfer apps
It’s easy to send money overseas with these mobile apps.
Many major money transfer specialists now offer mobile apps that let you send money globally from the convenience of your phone.
We’ve rounded up a selection of the most popular apps from major international money transfer providers, and outlined their pros and cons to help you make a decision about which one is right for you.
What are some of the best money transfer apps in 2018?
TorFX
TorFX lets you send money in over 40 currencies and is one of the leading money transfer services. You can make personal or business transfers through TorFX and its app comes with a number of features such as transfer tracking and real-time exchange rates.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Competitive exchange rates
- No added fees
Cons
- Doesn’t offer cash pick-up
- Doesn’t accept cash or cheque payments
- App only available in English
Calculate your transfer with TorFX
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
WorldFirst
WorldFirst requires a higher minimum for money transfers ($2,000), but offers competitive exchange rates. The app specialises in fast transfers and you can use its extra features, like the currency converter and market updates, without signing up.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- No transaction fees
- Competitive exchange rates
- Same-day transfers for major currencies
- No maximum transfer limit
Cons
- Doesn’t allow small transfers
- Only accepts bank transfer
- No cash pick-up
Calculate your transfer with WorldFirst
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
OFX
With OFX’s app, you can send money to over 190 countries worldwide. The app also has a range of extra features, like being able to set rate alerts that can help you take advantage of the best times to transfer.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Can monitor current and historical exchange rates
- Track your transfers
- Set rate alerts
- Free transactions
- Better exchange rates than banks
Cons
- Transfers must be above $250
- Doesn’t accept credit card or cash as payment
- App only available in English
Calculate your transfer with OFX
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
WorldRemit
The WorldRemit app lets you send money to more than 120 countries around the world. With no minimum transfer amount, WorldRemit lets you take advantage of competitive exchange rates when making your transaction.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Cash pick-up available
- No minimum transfer
- Large range of destinations
- Competitive exchange rates
- Funds can be received through mobile money
Cons
- Limit on how much you can send
- Fees change depending on the amount you transfer
- Not as many extra features as other money transfer apps
Calculate your transfer with WorldRemit
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
Wise
Wise aims to make the exchange process as cheap and transparent as possible. The app also lets you set up repeat payments for ongoing transfers.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- No minimum transfer amount
- Uses the mid-market rate
- Transparent with fees
- Can pay with Apple Pay (although paying by card incurs higher fees)
Cons
- No cash pick-up
- Not as many currencies as other providers
Calculate your transfer with Wise
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
CurrencyFair
The CurrencyFair app lets you exchange money at a fairer exchange rate than what you’d find at the bank. With low fees and minimum transfer amounts, the app makes international money transfers convenient.
Features in the app
Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in other languages |
Pros
- Low fees
- Minimum transfer amount is small ($5)
Cons
- Limited number of currencies
- Only bank-to-bank transfers
- App only available in English