Review: Hawk FX international money transfers

Get dedicated, one-on-one help for your next overseas payment with Hawk FX.

Quick verdict

Good for
  • Transfers over GBP£5,000
  • Personalised service
  • Relatively small margin
Not so great for
  • Immediate help from customer service
  • Smaller transfers
  • Anyone without a bank account

Product NameHawk FX International Money Transfers
Min. Transfer AmountGBP 10,000
Max. Transfer AmountNo limit
Transfer MethodsOnline, Phone, Bank Account to Bank Account
Transfer OptionsRegular payments, One off payments, Market orders, Forward contracts
Transfer Speed
Minimum transfer time
1 day
Customer ServicePhone, Chat, Email
Available CurrenciesAED, AUD, BGN, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR
Online Transfer FeeAUD 0
Branch Transfer FeeAUD 0
Phone Transfer FeeAUD 0

Hawk FX exchange rates and fees

Calculate how much sending money overseas would cost with Hawk FX by using our tool below. You can also take a look at the real-time exchange rate Hawk FX offers and see if there will be any additional fees to pay.

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 10,000 1 day NZD 0.00 0.658 USD
6,579
Go to site Show details

Compare up to 4 providers


The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

Available currencies

Hawk FX offers money transfers to over 30 different currencies. You can check out the full list of the currencies above, but the following are some of the more popular ones:

  • AED Emirati dirham
  • CNY Chinese yuan
  • EUR Euro
  • GBP British pound
  • HKD Hong Kong dollar
  • INR Indian rupee
  • AUD Australian dollar
  • USD United States dollar

What types of transfers can you make with Hawk FX?

Hawk FX only offers transfers to bank accounts but has a range of options that can help you make the most of your transfer.

  • Regular payments. You can set up a payment that’ll automatically go through at whatever frequency you need.
  • Forward contracts. This lets you lock in today’s exchange rate for a transfer up to two years in the future.
  • Limit orders. You can request what exchange rate you’re after and when that rate is met, your transfer will automatically go through.
  • Business transfers. Hawk FX has a specific product that aims to help businesses reduce volatility and risk.

What payment methods does Hawk FX accept?

Hawk FX only accepts payment by bank transfer.

After you’ve booked your transfer, you’ll be given Hawk FX’s bank information detailing where to send your money. Once Hawk FX has received your funds, the company will convert your money and send it to your recipient.

How long does a transfer with Hawk FX take?

Most transfers will arrive the same day, especially for the more popular currencies like EUR and GBP. For the less popular ones, it can take up to two working days.

Is Hawk FX safe to use?

Transfers typically takeClock icon for transfer speed

1 day

Hawk FX is government regulated by the UK’s Financial Conduct Authority (FCA), and keeps clients’ money separate from their own. Hawk FX also uses SSL encryption, which gives you a secure connection when you log into the website.

How does Hawk FX make money?

Hawk FX doesn’t charge fees, but instead makes money off a margin added to the exchange rate. This is why the exchange rate you’ll be quoted is different to the one you can see on Google or Reuters, which is the mid-market rate.

Depending on how much you’re sending and the currency, the margin added on to the exchange rate can be anywhere between 0.3% and 1.5%.

How to register an account

What is Hawk FX?

Hawk FX was founded by two colleagues – Greg Smith and Vatsal Trivedi – in 2017. Both founders have a history of working in finance and foreign exchange at companies such as Barclays, Lloyds and Global Reach. Hawk FX has a focus on creating personalised experiences and better customer service than their banking competitors.

Hawk FX’s headquarters are in London.

In a nutshell

Pros
  • Personalised service. You’ll get a dedicated account manager assigned to you.
  • No fees. If your transfer is more than GBP£5,000, you won’t be charged any fees on top of this.
  • Competitive exchange rates. While Hawk FX does charge a margin on top of the exchange rate, it’s often still better than going with a bank.
Cons
  • UK-based customer service. If you’re outside of the UK’s time zone, there’ll be a delay on any questions you have. Hawk FX will usually only get back to you during the UK’s office hours.
  • Only supports bank transfers. You can only pay by bank account and you’re only able to send to a bank account.

How does Hawk FX compare to other providers?

I want to send

to

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
NZD 0 Within an hour NZD 3.99 0.665 USD
6,650
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
NZD 0 1 day NZD 0.00 0.665 USD
6,646
Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
AUD 250 1 - 2 days NZD 0.00 0.665 USD
6,653
A higher exchange rate applies to non-finder customers. Send money in 45 currencies. No fee if you transfer over AUD$10,000. Go to site Show details
NZD 200 1 day NZD 0.00 0.666 USD
6,660
TorFX guarantee to beat any competitor's exchange rate for a transactionConditions apply Go to site Show details
NZD 2,000 2 days NZD 0.00 0.662 USD
6,619
Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade only.
A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.
Go to site Show details
NZD 1 1 - 2 days NZD 0.00 0.663 USD
6,633
Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
NZD 10,000 1 - 2 days NZD 0.00 0.665 USD
6,646
Go to site Show details
NZD 5 1 - 2 days EUR 3.00 0.663 USD
6,632
Go to site Show details
Same day GBP 4.00 0.665 USD
6,653
Go to site Show details
GBP 10,000 1 day NZD 0.00 0.658 USD
6,579
Go to site Show details

Compare up to 4 providers


The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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