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Debt consolidation loan comparison

Wrap up your outstanding debts into a single loan and make repayments easier.

Compare debt consolidation loans

1 - 2 of 2
Name Product Interest Rate (p.a.) Min. Loan Amount Max. Loan Amount Loan Term Monthly Service Fee Establishment Fee
Harmoney Debt Consolidation Loan
6.99% - 19.99%
$2,000
$70,000
3 or 5 years
$0
$150
Eligibility: Be an NZ resident/citizen, hold a valid NZ drivers license/passport, have a good credit score.
Consolidate your debt with an unsecured loan from $2,000 to $70,000.
FROM 6.99%
The Co-operative Bank Unsecured Personal Loan
6.99% - 19.99%
$3,000
$50,000
6 months to 5 years
$0
$155
Eligibility: Be 18+, an NZ citizen/permanent resident, or have a valid work visa.
Floating-rate, unsecured personal loans from $3,000.
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Compare up to 4 providers

Overall Representative Example

If you borrowed $42,000 over a 5-year term at 6.99% p.a., you would make 60 monthly payments of $834.42 and pay $50,065.20 overall, which includes interest of $8,065 and a lender fee of $150. The overall cost for comparison is 8.75% APRC representative.

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