Receive 20,000 Bonus Points
for 6 months on purchases
100% confidential application
Our top pick: American Express Platinum Edge Credit Card
The American Express Platinum Edge Credit Card offers a low interest rate on purchases. Earn 20,000 Membership Rewards bonus points when you apply online and spend $750 in the first 3 months of Card membership.
- Annual fee: $149 p.a.
- Purchase rate (p.a): 2.99% APR for 6 months (reverts to 19.95% APR) on purchases
- Cash advance rate: 21.95% APR
- Up to 55 days interest free
- Minimum Income Requirement of $50,000 p.a.
Factors to consider with a sign-up bonus credit card
A sign-up bonus credit card is a great way to use your purchase power to your benefit, as it can earn you great rewards or save you from high-interest payments. Credit card companies always make money, so no matter how good a deal looks, be sure you understand the fine print, fees and conditions. It should always be your goal to eliminate or reduce credit card debt, so do not be tempted to get in further debt for the sake of a sign-up bonus, unless it serves your purpose.Back to top
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