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The most common travel rewards programmes that Kiwis have access to is Airpoints, with a range of cards from different banks to choose from.
Airpoints is part of Air New Zealand’s frequent flyer programme, with one Airpoint equalling one Airpoints Dollar. Airpoints Dollars can be accumulated through various means and spent on rewards such as flights and upgrades, food and products.
When you sign up to the Airpoints programme, you receive a card to allow you to earn Airpoints Dollars when you book flights with Air New Zealand and other Star Alliance and partner airlines. You can earn when you use your Airpoints card at retail partners throughout the country such as Liquorland, Caltex, Harvey Norman and Spark. You can also tie your New World Club Card to your Airpoints account to earn while you shop for groceries each week.
If you use your credit card frequently for everyday purchases then you may want to consider being able to earn Airpoints as a reward. Airpoints credit card holders earn on average 8x more Airpoints dollars than non card holders. This opens up a new avenue to earn points with a travel rewards credit card.
On some cards you can also earn Status Points, which allow you to access more travel benefits when you fly with Air NZ, Star Alliance and other partner airlines. The more Status Points you earn, you can move up to Silver, Gold or Elite status with Air NZ meaning more benefits.
When looking for the best Airpoints credit cards in New Zealand, the answer will be different to different people based on needs. If you already have a credit card with KiwiBank, ANZ, American Express or Westpac, you may be able to switch over to an Airpoints reward card without too much hassle.
If you don’t already have a relationship with one of these banks, you should compare the different cards on offer and work out which one suits your lifestyle and spending habits.
Some things to consider include:
If you don’t want to apply for a credit card, you can still earn Airpoints Dollars with a prepaid OneSmart Card. This is a multi-currency card that you can load with up to eight foreign currencies and use anywhere in the world where Mastercard is accepted.
Once you have accumulated Airpoints Dollars, you have a range of options when it comes to spending including:
Airpoints usually have a four-year expiry, so you will need to use them before they expire. You will be able to check how many you have and when they are going to expire on your statement. However, some cards including the ANZ Airpoints Visa, Air New Zealand Airpoints Standard Visa, American Express Airpoints Platinum card and the Westpac Airpoints World Mastercard do not have an expiry on Airpoints Dollars accrued.
Kiwibank, ANZ, Westpac and American Express each have one standard or classic Airpoints card suitable for anyone that is eligible. The other cards are platinum or business cards which require a certain criteria to be able to apply.
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