No fee: American Express Airpoints Card
The American Express Airpoints Card is the only card with no annual account fee. There is also no fee for additional cardholders.
- Pay 0.0% p.a. interest for the first 6 months (revert rate 19.95% p.a.)
- Get 100 bonus Airpoints Dollars if you spend $750 in the first three months of card membership
- Earn 1 Airpoints Dollar for every $100 you spend on eligible purchases
- Get up to 55 days interest free on purchases when you pay your balance off in full
To apply, you’ll need to have a gross annual income of no less than $35,000 and no history of payment defaults.