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Credit cards with Google Pay
Compare credit cards with Google Pay and discover the convenience of paying with secure and contactless mobile payments at the checkout.
Google Pay is a payment service from Google that lets you make purchases straight from your phone (or another compatible device) – without having to pull out your actual wallet or a card. In addition, Google Pay can be used with select Visa credit cards from participating financial institutions, including ANZ and BNZ.
If you already use a credit card and want to add it to Google Pay, you can check if your credit card provider is supported using the table below. Plus, get details on how to add or remove payment details through your Google Pay account – and how your payments are protected.
Compare credit cards with Google Pay
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How does Google Pay work?
Google Pay uses the Near Field Communication (NFC) chips found in many Android smartphones to allow cardholders to make payments directly from their phone. Instead of getting out your wallet and credit card, you unlock your phone and tap it on contactless terminals. If your card is connected to a rewards programme, any eligible purchases you make with Google Pay automatically earn points for your account. You can also use Google Pay to make payments online. Google Pay currently works with specific contactless Visa credit and debit cards. However, Google is also looking to integrate Google Pay with EFTPOS, which could broaden the type of accounts you could use with Google Pay.
Is Google Pay safe to use?
Google Pay uses the same technology as contactless credit cards and is just as secure at the checkout. However, Google Pay could be considered more secure as it doesn’t send your credit or debit card number with your payment. Instead, it uses an encrypted virtual account number to represent your account details, which means your card details aren’t stored on your phone or the Google Pay app.
If you suspect any suspicious activity on your account, you can use the Google Pay app to track your transaction history. With the merchant’s name and number, you can monitor and flag suspicious activity. In addition, if your phone is lost or stolen, you can use the Android Device Manager to instantly lock your phone from anywhere, secure it with a new password or wipe it clean of your personal information. These features prevent anyone from using your phone for contactless payments.
How to add a credit or debit card to Google Pay
- Open the Google Pay app
- At the bottom right, tap Add and then Payment method
- Use the camera to upload your card details or type them in manually
- If you’re asked to verify your payment method, choose an option from the list and then enter the verification code
- Next to your new card, select Enable contactless
How to remove a credit or debit card from Google Pay
- Open the Google Pay app
- At the top left, click Menu
and then choose Payment methods
- Select the card(s) you want to remove
- At the top right, tap More
and then Remove payment method
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