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Credit cards with Google Pay
Compare credit cards with Google Pay and discover the convenience of paying with secure and contactless mobile payments at the checkout.
Google launched its Google Pay (formerly Android Pay) in New Zealand in December 2016, following the earlier launch of Apple Pay, and with Samsung Pay the last to join the ranks in 2017. These contactless payment services allow you to use your phone (or other compatible devices) to make tap-and-go purchases at the checkout. Google Pay can be used with selected Visa, Mastercard and American Express credit cards from participating financial institutions.
As Google Pay continues to grow and add partners, you can check back here for updates, or refer to your bank’s website for specific information on eligible cards.
How does Google Pay work?
Google Pay uses the NFC (Near Field Communication) chips found in many Android smartphones to allow cardholders to make payments directly from their phone. Instead of getting out your wallet and credit card, you simply unlock your phone and tap it on contactless terminals. If your card is connected to a loyalty programme, any eligible purchases you make with Google Pay automatically earn points for your rewards account. You can also use Google Pay to make payments online. Google Pay currently works with certain contactless Mastercard, Visa and American Express credit and debit cards . However, Google is looking to integrate Google Pay with EFTPOS, which could broaden the type of accounts you could use with Google Pay.
Is Google Pay safe to use?
Google Pay uses the same technology as contactless credit cards and is just as secure at the checkout. In fact, Google Pay could be considered more secure as it doesn’t send your credit or debit card number with your payment. Instead, it uses an encrypted virtual account number to represent your account details, which means your card details aren’t stored on your phone or the Google Pay app. If you do suspect any suspicious activity on your account, you can use the Google Pay app to track your transaction history. With the merchant’s name and number, you can monitor and flag suspicious activity. If your phone is lost or stolen, you can use the Android Device Manager to instantly lock your phone from anywhere, secure it with a new password or wipe it clean of your personal information. These features prevent anyone from using your phone for contactless payments.Back to top
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