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CoinJar cryptocurrency exchange – October 2020 review

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Both beginners and experienced traders can get the benefits of CoinJar.

  • Great for quick buys or active trading
  • Not so great for trading a wide range of coins


Fiat currencies




Product Name CoinJar
Fiat Currencies AUD, GBP
Cryptocurrencies BTC, ETH, XRP, LTC, ZRX, BAT, DAI, USDC & 4+ more
Deposit Methods Bank transfer
Trading Fee Maker: 0.0-0.15%
Taker: 0.1-1%
Deposit Fees BPAY: No fee
NPP: No fee
Blusehyft: 1.5%
Coinjar users: No fee
Withdrawal Fees Free


  • Supports BTC, ETH, LTC, XRP, USDC, DAI, BAT and ZRX
  • BTC/AUD trading pairs available on CoinJar Exchange
  • Flat 1% conversion fee
  • In-house Australian support team
  • Free, instant deposits and withdrawals via PayID
  • Instant cash deposits via Blueshyft
  • Free withdrawals to your bank account


  • Lacks multi-signature capability
  • Not open source
Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

Which fiat and cryptocurrencies are supported?

  • Supported fiat currencies: AUD, GBP
  • Supported cryptocurrencies: Approximately 13 cryptocurrencies

Which payment methods are accepted?

  • Bank transfer
  • BPAY
  • Cash
  • Cryptocurrency
  • Osko
  • PayID
  • NPP
Go to CoinJar's website

What’s it like to use CoinJar?

Platform trading fees

Different fees apply to different CoinJar services, with all fee amounts in AUD. The main services include CoinJar buy/sell (broker), CoinJar Exchange (the trading platform) and CoinJar Swipe (the crypto debit card).

The fees below are accurate as of 31 December 2019.

CoinJar buy and sell

The buy and sell prices are determined by the current prices on the CoinJar exchange. You will use the standing buy prices when buying crypto, and sell prices when selling.

You will be given a reference price as an indication, but your actual price may vary slightly. Whether buying or selling, the fees depend on the payment method.

Payment methodFee
Bank account1%
Coinjar cash account1%
BPAY Biller0.5%

CoinJar Exchange

These are the fees for trading on CoinJar Exchange, rather than simply buying and selling. CoinJar Exchange has a tiered fee structure for AUD to crypto trades, and a set fee regardless of volume for crypto to crypto trades.

TierTaker feeMaker fee
Any crypto to crypto trade0.1%0%
AUD to crypto trade tiers (AUD trade volume per 30 days)
$0 to $10,0000.3%0.2%
$10,000 to $100,0000.3%0.1%
$100,000 to $1 million0.3%0%
$1 million to $10 million0.2%0%
$10 million+0.1%0%

CoinJar Swipe

These are the fees that apply for specific actions related to the CoinJar swipe crypto debit card.

Initial card purchase or replacement$29
Loading with fiat1%
Loading with crypto$0
EFTPOS purchase or withdrawal$0
ATM useVaries depending on the ATM
Disputed transaction$10

Deposit fees

Deposit TypeFee
BPAY depositNone (BPAY transfers from credit accounts may incur fees though)
NPP depositNone

How fast will my funds be available?


Clock icon for transfer speed

Up to 1-2 days

Most bank transfers can complete on the next business day, but it may take longer where transfers are made late in the day or if it’s your first transfer.


Clock icon for transfer speed

1-2 days

Most withdrawals will complete the next business day, but it may take longer on the bank’s end.

Is CoinJar safe to use?

  • Regulation. CoinJar is registered as a cryptocurrency exchange with AUSTRAC, and is a registered business in the UK.
  • Verification process. CoinJar verifies users in line with its anti-money laundering obligations.
  • Security features. CoinJar offers two factor authentication, uses a machine learning system to monitor for suspicious transactions and keeps at least 90% of customer funds in geographically diverse cold storage at any given time.

How do I create an account at CoinJar?

Go to CoinJar's website
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What else do I need to know about CoinJar?

CoinJar was founded in 2013, and backed by venture capital funds. It moved its office location to the UK in 2014 but continues serving Australian customers, and is registered as a cryptocurrency service in Australia.

In a nutshell


  • Multi-feature. Between the wallet, exchange and Swipe, CoinJar lets you do much more with your crypto than a normal exchange.
  • Simple start for beginners. Crypto newcomers can get started easily.
  • Competitive exchange fees. CoinJar Exchange has highly competitive fees compared to most other exchanges.


  • Limited selection. A limited range of coins is available.
  • Fees apply. You need to be aware of the fees for different products.
  • Spreads. CoinJar pricing is based on the current spreads on its exchange, and may vary.

Ready to sign up?

Go to CoinJar's website
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Compare CoinJar against other exchanges

Name Product Deposit methods Fiat Currencies Cryptocurrencies
Bank transfer,POLi


Based in New Zealand, Easy Crypto enables users to simply pay in NZD through POLi or bank transfer to access a range of cryptocurrencies.
Bank transfer (ACH),PayPal,Bank transfer (SEPA),SWIFT,Xfers,Credit or Debit Card


Buy 55+ cryptocurrencies at true cost, earn up to 8% p.a. on holdings, pay with your crypto for cashback at stores, get loans and more with this complete crypto-finance platform.
Bank transfer,Cryptocurrency,POLi


Based in New Zealand, BitPrime trades around 90+ of the world’s top cryptocurrencies, including bitcoin, Ethereum, Ethereum Classic, Litecoin and Ripple.

Compare up to 4 providers

Frequently asked questions

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

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  1. Default Gravatar
    January 14, 2018

    When will the Coin Jar Eptpos card be available to people in New Zealand?

    • Default Gravatar
      January 16, 2018

      Hi David,

      Thanks for your inquiry

      There has been no statement from Coinjar regarding when the Eftpos card will be available in NZ. So far, it is available at terminals in AU. You may contact them directly to ask for updates.

      Hope this information helps


  2. Default Gravatar
    December 29, 2017

    What is the easiest way for people in NZ to purchase cryptocurrency?

    • Default Gravatar
      December 30, 2017

      Hi Jane,

      Thanks for your inquiry

      You may want to check this page to know more about bitcoin how to buy bitcoins in New Zealand. You may also view this page about where to buy and sell bitcoins in NZ.

      Hope this information helps


  3. Default Gravatar
    December 8, 2017

    can i purchase electroneum from cryptopia using my coinjar wallet

    • Avatarfinder Customer Care
      December 9, 2017

      Hi Ursula,

      Thank you for visiting finder, we are a financial comparison website and general information service.

      You can purchase Electroneum (ETN) from Cryptopia, but won’t be able to send ETN to your CoinJar wallet as it only holds bitcoin.

      If you have Bitcoin in your CoinJar wallet already you can transfer this to Cryptopia to exchange for ETN, however you won’t be able to bring it back to your wallet as ETN.

      Hope this helps,

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